VA ASSUMABLE LOAN @ 3.625% FOR VA QUALIFIED BUYERS ** Stunning Waterfront & Conservation-View Home in Ridgewood Riverview- Perfectly positioned on a premium lot with no rear neighbors, this beautifully maintained residence offers peaceful water and conservation views with an abundance of wildlife-creating a truly serene backyard retreat. Built in December 2021, this better-than-new two-story home features 4 bedrooms plus loft, providing flexibility for families of all sizes. The main level showcases upgraded luxury vinyl flooring and is filled with natural light. The open-concept kitchen seamlessly overlooks the great room and dining area, making it ideal for everyday living and entertaining-all while enjoying breathtaking views of the water and protected conservation beyond your backyard. With no homes behind you, the setting is private, quiet, and incredibly tranquil. A conveniently located half bath on the main floor is perfect for guests, and the home offers generous storage space on both levels. Upstairs, the versatile loft can be used as a second living area, or playroom. The primary suite is a true retreat, featuring upgraded flooring, a spacious bathroom with a remodeled shower, and an oversized walk-in closet. Three additional bedrooms are well-sized and share a full bathroom. This home features all-concrete block construction on the second floor, providing enhanced durability and peace of mind. The current owner has added numerous upgrades, including enhanced landscaping included added stone accents, light fixtures, a front storm door, hanging garage storage, a water softener, and luxury vinyl flooring throughout the main level and primary suite. Residents of Ridgewood enjoy access to a resort-style waterfront pool, playground, and open-air cabana. Ideally located near US-301 and I-75, commuting is effortless, with convenient access to shopping, dining, grocery stores, parks, and recreation. Tampa's vibrant dining, entertainment, and cultural attractions are just a short drive away. This exceptional home combines a rare premium lot, tranquil natural surroundings, and modern comforts-a true sanctuary you won't want to miss.