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1144 Louisa Street

1144 Louisa Street, Elizabeth, NJ 07201
Property in Union
Sold Sep 20, 2021
Transfer
$371,184 by Planet Home Lending Llc
Mortgage Due Oct 01, 2051
Sold Nov 28, 2018
$375,000
$368,207 by First Alliance Home Mortgage L
Mortgage Due Dec 01, 2048
1144 Louisa Street in Elizabeth, NJ was first built in 1912 and is 112 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a duplex style. There are a total of 2 floors. 1144 Louisa Street has 2,803 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 10 ft and the linear feet between the front and back of the lot is 1,200. In total, the area measurement of the land is 122 square feet.

Learn more about the property and building on this page. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. Before that, the property was also sold for $375,000 in Nov 16, 2018. There could be many factors that caused the property to sell at a lower price and decrease in value. Tax-wise, the current owner is expected to pay close to $12,132 in taxes each year. 1144 Louisa Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $38,600. If we break it down further, the land itself was valued at $7,100. Improvements to the property, however, were assessed at a total of $31,500. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1912
  • Effective Year Built: 1912
  • Bedroom Count: 0
  • Construction Type: Frame
  • Building Style: Duplex
  • Floor Count: 2
  • Living Units: 2
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 122
  • Lot Size Depth Feet: 1,200
  • Lot Size Frontage Feet: 10
  • Total Building Area: 2,803
  • Gross Building Area: 2,803
  • Building Area: 2,803
  • Building Area Measurement: Total Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 2,803
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.003
  • Standard Land Use Code: Duplex (2 units, any combination)

Ownership

  • Current Owner : COLINDRES ISMELDA PENADO
  • Current Owner 2: COLINDRES IRMA
  • Previous Owner : COLINDRES ISMELDA PENADO
  • Previous Owner 2: MEDRANO FREDI RODOLFO
  • Owner Before Previous Owner: SERRA ARMINDO
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Elizabeth City School District
  • Census Tract: 031500

Geography

  • District: 04
  • Parcel: 04 00236-0000-00042
  • Block: 236
  • Lot: 42
  • Municipality: ELIZABETH CITY
  • Latitude: 40.6785
  • Longitude: -74.2069

    Address

  • Full Address: 1144 Louisa St
  • Address - House Number: 1144
  • Address - Street Name: Louisa
  • Address - Suffix Type: St
  • State: NJ
  • City Name: Elizabeth
  • Carrier Code: C042
  • 4-Digit Zip Code: 1872
  • Zip Code: 07201

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $12,132

    Appraisal Valuation

  • Standard Deviation: 0.2281
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 68
  • Final Value: 583,970
  • High Value: 717,222
  • Low Value: 450,718

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $371,184
  • First Open Lien Mortgage Lender: PLANET HOME LENDING LLC
  • First Open Lien Mortgage Recording Date: Sep 20, 2021
  • First Open Lien Mortgage Loan Amount: $371,184
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2051

    Market Valuation

  • Market Total Value: $38,600
  • Market Land Value: $7,100
  • Market Improvement Value: $31,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $38,600
  • Assessed Land Value: $7,100
  • Assessed Improvements Value: $31,500

    Sales

  • Current Sale Contract Date: Sep 02, 2021
  • Current Sale Recording Date: Sep 20, 2021
  • Current Sale Transaction ID: 11857183142
  • Current Sale Document Type: Intrafamily Transfer & Dissolution
  • Current Sale Input Document Number: 9497
  • Previous Sale Recording Date: Nov 28, 2018
  • Previous Sale Contract Date: Nov 16, 2018
  • Previous Sale Amount: $375,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: PLANET HOME LENDING LLC
  • First Mortgage Transaction Date: Sep 20, 2021
  • First Mortgage Loan Amount: $371,184
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Oct 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: FIRST ALLIANCE HOME MORTGAGE L
  • Previous Mortgage Transaction Date: Nov 28, 2018
  • Previous Mortgage Loan Amount: $368,207
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Dec 01, 2048

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Frequently Asked Questions

What neighborhood is 1144 Louisa Street located in?
The 1144 Louisa Street is a located in the neighborhood of Union in Elizabeth, Elizabeth.
What is the average sales price for listings in 1144 Louisa Street?
The average sales price for units in 1144 Louisa Street is $0 currently.

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