Under contract-accepting backup offers. Virtually Staged. Welcome to 1144 Hardwood Drive in the desirable Oakdale Riverview Estates community of Valrico. Current 3.25% VA Loan, with a monthly P&I of only $1,514.96 per month, might be assumable by a qualified VA Buyer, subject to lender/VA approval, terms acceptable to the Sellers, and assumption requirements. This could allow the right Buyer to increase their buying power by taking over the remaining 25-year loan term with monthly payments hundreds of dollars lower than today's much higher interest rates on new loans. 4-Point inspection and repairs recently completed. For added Buyer confidence, Seller will provide a Choice Home Warranty, offering protection and peace of mind during the first year of ownership. This well-maintained 3 bedroom, 2 bathroom home with a 2 car attached garage offers a bright, comfortable layout, generous living spaces, and an easy flow for everyday living or entertaining. Step outside to a screened lanai overlooking an oversized, fully fenced yard, ideal for pets, relaxing, or weekend gatherings. Major updates include a brand new roof installed in 2024, plus newer A/C, refrigerator, dishwasher, and microwave hood. Located in a quiet, established neighborhood with convenient access to schools, shopping, dining, and major roadways, this home delivers lifestyle, value, and a financing opportunity rarely found in the current market.