Desirable "Mortgage Hill" tree lined neighborhood, where the sidewalks lead to the historic downtown. This is the best of the suburbs with city culture at your fingertips! This 3 bedroom home exudes character with delightful curb appeal and a great fenced-in backyard. Featuring; a charming entry, high ceilings, inviting fireplace and a sunroom filled with natural light. Sunroom makes a great office, den or playroom. Upstairs boasts 3 good sized bedrooms. The cathedral, front to back bedroom will impress. Private yard has patio, fire pit, mature plantings and plenty of space for pets, gatherings, relaxation & gardening. 2 car garage offers great storage & workspace. New; kitchen SSL appliances & floor, front steps, walkway, gutters & some paint/trim/fixtures/doors. 2023 Roof. 2020 Water heater. 2019 Gas Boiler. 2005&2025 Windows. 13miles to Pvd, 36mile to Bos & 5 min to 2 highways/train make this an ideal location! Bring exterior paint & refresh hardwd floors to make 11 Payson your own!