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11 Margaret Street

11 Margaret Street, Gardner, MA 01440
Property in Gardner
Sold Sep 24, 2021
$285,000
$279,837 by Bay Equity Llc
Mortgage Due Sep 24, 2051
Sold Mar 21, 2014
$115,000
$109,250 by Sage Bank
Mortgage Due Mar 21, 2044
Local assessors in Gardner, MA have categorized 11 Margaret Street as a residential type of property. The home was built in 1930 and is 94 years old. The property's lot size has been calculated to be 7,350 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a conventional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 11 Margaret Street has a total of 1,526 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is average. The building has a gable style roof that was made of asphalt. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. The home's a steam heating system is the primary heating source and it is being fueled with oil. The property was last sold in Sep 24, 2021 for $285,000. That's $186.76 per sqft. Prior to that sales transaction, the property was also sold in Jan 1, 1970 for $115,000. 11 Margaret Street was last assessed in 2024. The total value of the property was assessed at $282,000. Specifically, the land the property is located on was valued at $60,900. While improvements on the property were assessed at a total of $221,100. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $4,227. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Parking

Detached Garage
Off Street Parking

Waterfront

Beach Front
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1930
  • Effective Year Built: 1930
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Style: Conventional
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 7,350
  • Total Building Area: 1,526
  • Gross Building Area: 2,780
  • Building Area: 1,526
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Steam
  • Heated Square Feet: 1,526
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: COLBY PARK
  • Land Acres: 0.169
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : ZOPPO TODD
  • Previous Owner : MEEHAN KENNETH R
  • Previous Owner 2: MEEHAN KATHY A
  • Owner Before Previous Owner: NORSKEY DORIS C
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Gardner School District
  • School Tax School District: GARDNER SD
  • Census Tract: 707500

Geography

  • Parcel: GARD M:R27 B:14 L:21
  • Block: 14
  • Lot: 21
  • Municipality: GARDNER
  • Latitude: 42.5808
  • Longitude: -71.9791

    Address

  • Full Address: 11 Margaret St
  • Address - House Number: 11
  • Address - Street Name: Margaret
  • Address - Suffix Type: St
  • State: MA
  • City Name: Gardner
  • Carrier Code: C006
  • 4-Digit Zip Code: 2008
  • Zip Code: 01440

Valuation

    Tax

  • Tax Year: 2024
  • Tax Amount: $4,227

    Appraisal Valuation

  • Standard Deviation: 0.167
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 78
  • Final Value: 334,162
  • High Value: 389,969
  • Low Value: 278,355

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $279,837
  • First Open Lien Mortgage Lender: BAY EQUITY LLC
  • First Open Lien Mortgage Recording Date: Sep 24, 2021
  • First Open Lien Mortgage Loan Amount: $279,837
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Sep 24, 2051

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $282,000
  • Assessed Land Value: $60,900
  • Assessed Improvements Value: $221,100

    Sales

  • Current Sale Contract Date: Sep 24, 2021
  • Current Sale Recording Date: Sep 24, 2021
  • Current Sale Transaction ID: 11857650264
  • Current Sale Price: $285,000
  • Current Sale Document Type: Quit Claim Deed (arm's length)
  • Current Sale Input Document Number: 134180
  • Previous Sale Recording Date: Mar 21, 2014
  • Previous Sale Amount: $115,000
  • Previous Sale Document Type: Quit Claim Deed (arm's length)

    Last Sale Mortgage

  • First Mortgage Lender: BAY EQUITY LLC
  • First Mortgage Transaction Date: Sep 24, 2021
  • First Mortgage Loan Amount: $279,837
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA

    Previous Mortgages

  • Previous Mortgage Lender: SAGE BANK
  • Previous Mortgage Transaction Date: Mar 21, 2014
  • Previous Mortgage Loan Amount: $109,250
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Mar 21, 2044

About Gardner



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Frequently Asked Questions

What neighborhood is 11 Margaret Street located in?
The 11 Margaret Street is a located in the neighborhood of Gardner in Gardner, Gardner.
What is the average sales price for listings in 11 Margaret Street?
The average sales price for units in 11 Margaret Street is $0 currently.

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