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11 Cottage Street

11 Cottage Street, Lowell, MA 01852
Sold Nov 15, 2022
$330,000
$318,986 by Rocket Mortgage
Mortgage Due Jan 01, 2053
Sold Jun 13, 2019
$212,000
$208,160 by Santander Bank Na
Mortgage
11 Cottage Street has been categorized by the local assessors in Lowell, MA as a residential type of property. The building on the property was first built in 1900 and is 124 years old. The home has a total of 7 rooms. 2 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. The building has a total of 2 stories. In addition, 11 Cottage Street has 1,840 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 1,546 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a conventional style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Moving on to the building itself. The condition of the building has been evaluated as average. The building has a gable style roof made of asphalt. The exterior walls of the building are made of alum/vinyl siding. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit and being fueled with oil. The property was last sold in Nov 15, 2022 for $330,000. That's $179.35 per sqft. Prior to that sales transaction, the property was also sold in May 29, 2019 for $212,000. 11 Cottage Street was last assessed in 2023. The total value of the property was assessed at $311,000. Specifically, the land the property is located on was valued at $72,500. While improvements on the property were assessed at a total of $238,500. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $3,863. The initial tax year of delinquency was in 2024. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Parking

Off Street Parking

Location

Corner Lot
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1900
  • Effective Year Built: 1900
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Style: Conventional
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 798
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 1,546
  • Total Building Area: 1,840
  • Gross Building Area: 2,862
  • Building Area: 1,840
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,840
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.035
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : CATUL EDNA
  • Previous Owner : COLLADO ARTURO
  • Previous Owner 2: COLLADO EMMA A
  • Owner Before Previous Owner: STRICKLAND CHARLES N
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Lowell School District
  • School Tax School District: LOWELL SD
  • Census Tract: 311900

Zoning

  • Zoning: UMF

Geography

  • Account Number: P00995
  • Parcel: LOWE M:181 B:1525 L:11
  • Block: 1525
  • Lot: 11
  • Municipality: LOWELL
  • Latitude: 42.6381
  • Longitude: -71.3063

    Address

  • Full Address: 11 Cottage St
  • Address - House Number: 11
  • Address - Street Name: Cottage
  • Address - Suffix Type: St
  • State: MA
  • City Name: Lowell
  • Carrier Code: C077
  • 4-Digit Zip Code: 2627
  • Zip Code: 01852

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,863
  • Intital Tax Deliquent Year: 2024

    Appraisal Valuation

  • Standard Deviation: 0.191
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 74
  • Final Value: 416,522
  • High Value: 496,100
  • Low Value: 336,943

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $318,986
  • First Open Lien Mortgage Lender: ROCKET MORTGAGE
  • First Open Lien Mortgage Recording Date: Dec 02, 2022
  • First Open Lien Mortgage Loan Amount: $318,986
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2053

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $311,000
  • Assessed Land Value: $72,500
  • Assessed Improvements Value: $238,500

    Sales

  • Current Sale Contract Date: Nov 15, 2022
  • Current Sale Recording Date: Nov 15, 2022
  • Current Sale Transaction ID: 11899083127
  • Current Sale Price: $330,000
  • Current Sale Document Type: Quit Claim Deed (arm's length)
  • Current Sale Input Document Number: 46694
  • Previous Sale Recording Date: Jun 13, 2019
  • Previous Sale Contract Date: May 29, 2019
  • Previous Sale Amount: $212,000
  • Previous Sale Document Type: Quit Claim Deed (arm's length)

    Last Sale Mortgage

  • First Mortgage Lender: ROCKET MORTGAGE
  • First Mortgage Transaction Date: Nov 15, 2022
  • First Mortgage Loan Amount: $318,986
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA

    Previous Mortgages

  • Previous Mortgage Lender: SANTANDER BANK NA
  • Previous Mortgage Transaction Date: Jun 13, 2019
  • Previous Mortgage Loan Amount: $208,160
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA

About Back Central



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Frequently Asked Questions

What neighborhood is 11 Cottage Street located in?
The 11 Cottage Street is a house located in the neighborhood of Back Central in Back Central, Lowell.
What is the average sales price for listings in 11 Cottage Street?
The average sales price for units in 11 Cottage Street is $0 currently.

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