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109 Pine Knoll Drive

109 Pine Knoll Drive, Ludlow, MA 01056
Property in Ludlow
Sold May 11, 2017
$252,500
$200,000 by Country Bank
Mortgage Due May 11, 2047
Sold May 10, 2013
$241,000
$192,800 by Luso Fcu
Mortgage Due May 10, 2043
109 Pine Knoll Drive has been categorized by the local assessors in Ludlow, MA as a residential type of property. The building on the property was first built in 1979 and is 45 years old. The home has a total of 7 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 109 Pine Knoll Drive has 2,126 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 41,968 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a raised ranch style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. The building has a gable style roof made of asphalt. The exterior walls of the building are made of alum/vinyl siding. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit and being fueled with gas. There is a single fireplace in the home. Perfect for those wintery nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 109 Pine Knoll Drive sold most recently in Jan 1, 1970 for a total of $252,500. If you work out the math, that's approximately a cost of $118.77 per sqft. Before that, the property was also sold for $241,000 in Jan 1, 1970. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $5,572 in taxes each year. 109 Pine Knoll Drive was most recently assessed in 2024. During this assessment, the property's total value was estimated to be about $308,000. If we break it down further, the land itself was valued at $86,500. Improvements to the property, however, were assessed at a total of $221,500. The property's total assessed value has been marked as more than the total market value which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Condition

Wooded Lot

Parking

Attached Garage
Off Street Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1979
  • Effective Year Built: 1979
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Construction Type: Frame
  • Building Style: Raised Ranch
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 41,968
  • Total Building Area: 2,126
  • Gross Building Area: 2,732
  • Building Area: 2,126
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 2,126
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.963
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : TERESO NELSON Z
  • Previous Owner : SMITH KELLY
  • Previous Owner 2: SMITH SHAWN
  • Owner Before Previous Owner: SOUSA HORACIO J
  • Owner Before Previous Owner 2: SOUSA ODETTE C
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Ludlow School District
  • School Tax School District: LUDLOW SD
  • Census Tract: 810412

Zoning

  • Zoning: RES A

Geography

  • Account Number: 6550
  • District: 161
  • Parcel: LUDL M:17 B:11420 P:167
  • Block: 11420
  • Municipality: LUDLOW
  • Latitude: 42.1869
  • Longitude: -72.4713

    Address

  • Full Address: 109 Pine Knoll Dr
  • Address - House Number: 109
  • Address - Street Name: Pine Knoll
  • Address - Suffix Type: Dr
  • State: MA
  • City Name: Ludlow
  • Carrier Code: C005
  • 4-Digit Zip Code: 1316
  • Zip Code: 01056

Valuation

    Tax

  • Tax Year: 2024
  • Tax Amount: $5,572

    Appraisal Valuation

  • Standard Deviation: 0.2403
  • Valuation Date: Mar 06, 2024
  • Confidence Score: 73
  • Final Value: 401,248
  • High Value: 480,827
  • Low Value: 321,669

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $200,000
  • First Open Lien Mortgage Lender: COUNTRY BANK
  • First Open Lien Mortgage Recording Date: May 11, 2017
  • First Open Lien Mortgage Loan Amount: $200,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: May 11, 2047

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $308,000
  • Assessed Land Value: $86,500
  • Assessed Improvements Value: $221,500

    Sales

  • Current Sale Recording Date: May 11, 2017
  • Current Sale Transaction ID: 1811985144
  • Current Sale Price: $252,500
  • Current Sale Document Type: Quit Claim Deed (arm's length)
  • Current Sale Input Document Number: 26029
  • Previous Sale Recording Date: May 10, 2013
  • Previous Sale Amount: $241,000
  • Previous Sale Document Type: Quit Claim Deed (arm's length)

    Last Sale Mortgage

  • First Mortgage Lender: COUNTRY BANK
  • First Mortgage Transaction Date: May 11, 2017
  • First Mortgage Loan Amount: $200,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: May 11, 2047

    Previous Mortgages

  • Previous Mortgage Lender: LUSO FCU
  • Previous Mortgage Transaction Date: May 10, 2013
  • Previous Mortgage Loan Amount: $192,800
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: May 10, 2043

About Hampden



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Frequently Asked Questions

What neighborhood is 109 Pine Knoll Drive located in?
The 109 Pine Knoll Drive is a located in the neighborhood of Ludlow in Hampden, Ludlow.
What is the average sales price for listings in 109 Pine Knoll Drive?
The average sales price for units in 109 Pine Knoll Drive is $0 currently.

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