Check Availability
$929,000
↓ $66K (6.6%)
● House - For Sale

109 Durango Road

Destin, FL 32541
bedrooms
3 Beds
bathrooms
3 Baths
square feet
1,576 Ft²
$5,092
Est. Monthly

About This Property

Boat or beach - you don't have to choose. Set waterfront along the protected canals of the Destin Harbor, 109 Durango Road pairs a private boat slip with a 20,000-lb boat lift, currently accommodating a 35-foot boat, and walking distance to Holiday Isle's private beach access. Completely transformed by a local design team, this three-bedroom, three-bath waterfront townhome feels less like a typical townhouse and more like a curated coastal retreat designed around life on the water.
Custom white oak cabinetry and millwork, Venetian plaster, Italian and Moroccan tile, quartz surfaces, designer lighting and fixtures, and rich Ipe decking create an elevated finish rarely found in this location at this price point. The first-floor primary king suite opens to a private waterfront terrace just steps from the boat slip and features a spa-like bath with jetted tub and separate shower. Custom white oak barn doors and fitted built-ins continue throughout all closets in the home, while an additional king suite with ensuite bath completes the first level.
Upstairs, the home opens dramatically into a light-filled living, kitchen and dining space with wide-open sightlines and an unexpectedly generous sense of scale. The kitchen is anchored by mitered-edge waterfall quartz countertops, custom-milled white oak cabinetry and a striking marble backsplash, while Venetian plaster adds another layer of texture and refinement. A wall of glass doors extend the living space onto an expansive waterfront terrace that feels like a destination of its own. Multiple conversation and lounge areas create room for entertaining or unwinding, while a full summer kitchen with quartz countertops, built-in grill and refrigerator makes outdoor living effortless. Sleek glass railings preserve the open water views and reinforce the modern coastal aesthetic found throughout the residence. A flexible third bedroom adds a custom queen Murphy bed surrounded by built-in shelving and drawers, allowing the space to transition easily between guest accommodations and additional living space.

But perhaps the greatest luxury here is how effortlessly the water becomes part of everyday life. Start the morning with coffee and a quiet cruise through the Destin Harbor. Spend the afternoon anchored at Crab Island, head offshore through East Pass for a day of Gulf fishing, or leave the boat behind and make the short trip to the beach. As the day winds down, take the boat out for a sunset cruise, pour a glass of wine and watch the harbor lights come alive.

Few Destin waterfront properties bring together this level of design, private boating access and proximity to a private beach. A special harbor deserves a special residence. This is waterfront Destin living reimagined.
Unit Size
1,576 Ft²
Days on Market
67 days
Land Size
0.05 acres
Price per sqft
$589
Property Type
House
Property Taxes
$530
HOA Dues
-
Year Built
1982

Listed By

The Neals
Berkshire Hathaway HomeServices

Payment Calculator

Cap Rate Calculator

Last updated: 2 months ago (ECAR #1011521)

Price History

Date / Event Date Event Price
Sep 25, 2026 Price Decreased $929,000
↓ $66K (6.6%)
Price Decreased
Sep 7, 2026 Listed by Berkshire Hathaway HomeServices $995,000
Listed by Berkshire Hathaway HomeServices
Jun 1, 2026 Sold
Sold
Mar 21, 2026 In contract -
In contract
Feb 27, 2026 Listed by Scenic Sotheby's International Realty $845,000
Listed by Scenic Sotheby's International Realty
Along the protected canals of Destin Harbor, this fully renovated waterfront townhome captures the essence of elevated coastal living with the rare advantage of a deeded 40-foot boat slip complete with a lift. Set on Holiday Isle, moments from private beach access, the residence pairs boating convenience with refined interiors designed for effortless days on the water. Spanning 1,576 square feet across two thoughtfully designed levels, this three-bedroom, three-bath custom townhouse has been meticulously updated from top to bottom. The main living area welcomes with vaulted ceilings and exposed beam detailing, creating an airy architectural statement that frames the open-concept design. Hardwood and tile flooring run throughout, complemented by curated coastal décor and custom furnishings that convey polish without pretense. The renovated kitchen is both stylish and functional, outfitted with stainless steel appliances, ample cabinetry, a generous breakfast bar, and modern lighting that enhances the clean lines of the space. It flows seamlessly into the dining and living areas, making everyday living and entertaining feel equally inviting. Outdoor living unfolds on two distinct levels. At water level, a covered patio offers a shaded retreat just steps from your private slip, ideal for morning coffee before a cruise through the harbor. Above, an expansive upper deck with a built-in grill station creates a natural gathering place for sunset dinners and relaxed evenings carried by harbor breezes. The first-floor primary suite serves as a tranquil escape with direct access to the outdoor living space. A custom closet system maximizes organization, while the beautifully updated bath features a soaking tub, glass-enclosed shower, and designer tile work that lends a spa-inspired feel. A split-bedroom floor plan ensures privacy for family and guests, with two additional bedrooms and two full baths offering comfort and flexibility. With direct water access, a deeded boat slip, refined finishes, and proximity to Holiday Isle beach access, this turnkey residence presents an exceptional opportunity for full-time waterfront living or a sophisticated harbor retreat designed around life on the water.

Property Highlights

Air Conditioning
Interior Details
Full Bathrooms: 3
Interior Features: Ceiling Cathedral, Ceiling Raised, Ceiling Vaulted, Washer/Dryer Hookup
Appliances: Dishwasher, Disposal, Water Heater
Flooring Type: Vinyl, Floor Tile
Rooms: 5
Exterior Details
Square Footage: 1576
Property Condition: Construction Complete
Architectural Style: Townhome
Year Built: 1982
Waterfront Features: Canal
Building Area Total: 1576
Window Features: Double Pane Windows, Window Treatment All
Construction Materials: Frame, Siding Brick Some, Siding CmntFbrHrdBrd
Patio and Porch Features: Covered, Deck Open
Lot Features: Bulkhead/Seawall, Flood Insurance Req, Interior, Within 1/2 Mile to Water
Lot Size Area: 0.05
Lot Size Units: Acres
Lot Size Acres: 0.05
Lot Size Square Feet: 2178
Water Source: Public
Financial Details
Tax Assessed Value: $445
Tax Annual Amount: $6,362
Utilities Details
Cooling Type: Ceiling Fan(s), Central Air
Heating Type: Central
Sewer : Public Sewer

Building Info

Overview

    General

  • Year Built: 1982
  • Effective Year Built: 1982
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: 0
  • Building Quality: 7
  • Construction Type: 0
  • Building Style: 35
  • Exterior Walls Type: 18
  • Interior Walls Type: 3
  • Roof Shape Type: 6
  • Roof Cover Type: 5
  • Floor Count: 200
  • Living Units: 1
  • Floor Cover: 9
  • Basement Type: 0
  • Basement Area: 0
  • Garage Type: 0
  • Parking Space Count: 0
  • Patio Type: 5
  • Porch Type: 126
  • Pool Type: 0

    Dimensions

  • Lot Size Square Feet: 2,070
  • Total Building Area: 1,800
  • Gross Building Area: 1,800
  • Building Area: 1,576
  • Building Area Measurement: L

    Heating and Cooling

  • Air Conditioning: 13
  • Heating: 4
  • Heated Square Feet: 1,576
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 0
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: HOLIDAY ISLE
  • Land Acres: 0000000048
  • Standard Land Use Code: 1001
  • County Land Use Code: 000109
  • State Land Use Code: 01
  • Legal Description 1: HOLIDAY ISLE BEG 47.47 FT NE OF SW COR LOT 118 BLK F NE 15.93 FT

Neighborhood

  • School District Name: Okaloosa County School District
  • Census Tract: 023303

Geography

  • Assessors Map Reference: 18
  • Parcel: 00-2S-24-2186-000F-1211
  • Block: F
  • Lot: 118
  • Municipality: DESTIN
  • Latitude: 30.3861
  • Longitude: -86.4996

    Address

  • Full Address: 109 Durango Rd
  • Address - House Number: 109
  • Address - Street Name: Durango
  • Address - Suffix Type: Rd
  • State: FL
  • City Name: Destin
  • Carrier Code: C004
  • 4-Digit Zip Code: 3076
  • Zip Code: 32541

Valuation

    Tax

  • Total Area: 1,647
  • Tax Year: 2023
  • Tax Amount: $638,813
  • Tax Rate Code Area: 010

    Appraisal Valuation

  • Standard Deviation: 0.1694
  • Valuation Date: Feb 21, 2024
  • Confidence Score: 78
  • Final Value: 744,670
  • High Value: 870,862
  • Low Value: 618,479

    Market Valuation

  • Market Total Value: $534,742
  • Market Land Value: $355,000
  • Market Improvement Value: $179,742

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $534,742
  • Assessed Land Value: $355,000
  • Assessed Improvements Value: $179,742
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Holiday Isle


Similar Homes for Sale

Currently no similar homes around

Nearby Rentals



Frequently Asked Questions

When was property at 109 Durango Road built and last sold?
The property at 109 Durango Road was built in 1982 and last sold on Jan 1, 1970 for $0.
How much is this home worth?
The estimated value of the home located at 109 Durango Road is $939,073.
What are some comparable homes to 109 Durango Road?
There are currently no comparable homes to 109 Durango Road.