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109 Congress Street West

109 Congress Street West, Saint Paul, MN 55107
House in Riverview
Sold May 26, 2021
$340,000
$323,000 by Bell Bank
Mortgage Due Jun 01, 2051
Sold Feb 23, 2016
$138,000
$133,850 by Quicken Loans Inc
Mortgage Due Feb 01, 2046
109 Congress Street West in Saint Paul, MN was first built in 1887 and is 137 years old. Although, the building on the property was most recently renovated and altered in 1940. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a colonial style. There are a total of 2 floors. There are a total of 9 rooms in the home, of which, 5 are bedrooms. In terms of bathrooms, there are a total of 3 full bathrooms. There are 3 partial bathrooms. 109 Congress Street West has 2,134 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 750 ft and the linear feet between the front and back of the lot is 1,000. In total, the area measurement of the land is 7,405 square feet.

Learn more about the property and building on this page. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a detached garage. The garage is 480 sqft. There are a total of 2 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of C-. The condition of the building has been evaluated as good. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system and being fueled with gas. The property was last sold in May 12, 2021 for $340,000. That's $159.33 per sqft. Prior to that sales transaction, the property was also sold in Jan 29, 2016 for $138,000. 109 Congress Street West was last assessed in 2022. The total value of the property was assessed at $335,200. Specifically, the land the property is located on was valued at $18,900. While improvements on the property were assessed at a total of $316,300. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $5,114. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Vinyl Siding

Driveway

Driveway

Parking

Detached Garage
Open Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1887
  • Effective Year Built: 1940
  • Total Rooms: 9
  • Bedroom Count: 5
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 11
  • Building Condition: Good
  • Building Quality: C-
  • Building Style: Colonial
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 480
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 7,405
  • Lot Size Depth Feet: 1,000
  • Lot Size Frontage Feet: 750
  • Total Building Area: 2,134
  • Building Area: 2,134
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,134
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: WEST ST PAUL BLKS 1 THRU 99
  • Land Acres: 0.17
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: LOT 6 BLOCK 58 OF WEST ST PAUL BLKS 1 THRU 99 W 75 FT OF LOTS 6 AND LOT 7 BLK 58

Ownership

  • Current Owner : MORGAN BRIST ANDREA DIONYSIUS
  • Previous Owner : TRONGARD JOSEPH
  • Previous Owner 2: TRONGARD KRISTIN
  • Owner Before Previous Owner: JIM INVESTMENTS LLC
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: St. Paul Public School District
  • School Tax School District: 625
  • Census Tract: 037100

Geography

  • Parcel: 07-28-22-11-0084
  • Block: 58
  • Lot: 6-7
  • Meridian: SEC 07 TWN 028 RNG 022
  • Municipality: ST PAUL
  • Latitude: 44.9324
  • Longitude: -93.0903

    Address

  • Full Address: 109 Congress St W
  • Address - House Number: 109
  • Street Segment Direction: W
  • Address - Street Name: Congress
  • Address - Suffix Type: St
  • State: MN
  • City Name: Saint Paul
  • Carrier Code: C010
  • 4-Digit Zip Code: 2149
  • Zip Code: 55107

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,114

    Appraisal Valuation

  • Standard Deviation: 0.2055
  • Valuation Date: Apr 12, 2023
  • Confidence Score: 72
  • Final Value: 375,008
  • High Value: 452,100
  • Low Value: 297,916

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $343,000
  • First Open Lien Mortgage Lender: BELL BANK
  • First Open Lien Mortgage Recording Date: May 26, 2021
  • First Open Lien Mortgage Loan Amount: $323,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2051
  • Second Open Lien Mortgage Lender: TRUSTONE FINANCIAL CREDIT UNIO
  • Second Open Lien Mortgage Recording Date: Aug 25, 2022
  • Second Open Lien Mortgage Loan Amount: $20,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)

    Market Valuation

  • Market Total Value: $335,200
  • Market Land Value: $18,900
  • Market Improvement Value: $316,300

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $335,200
  • Assessed Land Value: $18,900
  • Assessed Improvements Value: $316,300

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: May 12, 2021
  • Current Sale Recording Date: May 26, 2021
  • Current Sale Transaction ID: 11836170411
  • Current Sale Price: $340,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: A04886395
  • Previous Sale Recording Date: Feb 23, 2016
  • Previous Sale Contract Date: Jan 29, 2016
  • Previous Sale Amount: $138,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: BELL BANK
  • First Mortgage Transaction Date: May 26, 2021
  • First Mortgage Loan Amount: $323,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jun 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: QUICKEN LOANS INC
  • Previous Mortgage Transaction Date: Feb 23, 2016
  • Previous Mortgage Loan Amount: $133,850
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Feb 01, 2046

About West Side



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Frequently Asked Questions

What neighborhood is 109 Congress Street West located in?
The 109 Congress Street West is a house located in the neighborhood of Riverview in West Side, Saint Paul.
What is the average sales price for listings in 109 Congress Street West?
The average sales price for units in 109 Congress Street West is $0 currently.

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