Check Availability
$665,000
● House - In Contract

109 Bermuda Way

Niceville, FL 32578
bedrooms
4 Beds
bathrooms
2 Baths, 1 Half Bath
square feet
2,145 Ft²
$3,621
Est. Monthly

About This Property

Stunning Lakefront Retreat with Custom Woodwork & Westerly Sunsets -- 109 Bermuda Way, Niceville, FL

Fall in love at first sight! This extraordinary lakefront home delivers a rare mix of natural beauty and master craftsmanship you won't find elsewhere in Niceville. Step inside and custom woodwork wraps every corner -- rich hardwood floors flow beneath hand-finished wood ceilings, custom millwork, and artisan trim that turns every room into a showcase of timeless craftsmanship.

The real magic happens at golden hour. Positioned directly on the lake with unobstructed westerly views, this home is made for sunset lovers. Unwind on the back porch as the sky ignites over the water -- every evening becomes an event.

Why You'll Love It:

🌅 Lakefront Living - Direct lake access with sweeping westerly sunset views

🪵 Custom Woodwork Throughout - Wood-beamed ceilings, hardwood floors, handcrafted millwork

✨ One-of-a-Kind Character - Built with intention and artistry, not cookie-cutter finishes

🏡 Prime Niceville Location - Close to Eglin AFB, top schools, shopping, and dining

🌊 Outdoor Living - Waterfront views from your own backyard oasis

This is more than a house -- it's a daily escape. Lakefront homes with this level of craftsmanship rarely hit the Niceville market. Once you feel the warmth of these wood-finished interiors paired with unforgettable sunsets, you'll understand why.

Schedule your private showing today before this rare gem is gone!
Unit Size
2,145 Ft²
Days on Market
-
Land Size
0.39 acres
Price per sqft
$310
Property Type
House
Property Taxes
$355
HOA Dues
-
Year Built
1987

Listed By

Joe Fagundes
Berkshire Hathaway HomeServices PenFed

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Last updated: 10 days ago (ECAR #1006515)

Price History

Date / Event Date Event Price
Oct 7, 2026 In contract -
In contract
Jun 29, 2026 Listed by Berkshire Hathaway Home Services PenFed Realty $665,000
Listed by Berkshire Hathaway Home Services PenFed Realty
May 11, 2021 Sold
Sold
Apr 28, 2004 Sold
Sold

Property Highlights

Garage
Air Conditioning
Parking Details
Has Garage
Parking Features: Garage
Garage Spaces: 2
Interior Details
Half Bathrooms: 1
Full Bathrooms: 2
Interior Features: Pantry, Lighting Recessed, Pull Down Stairs, Wallpaper, Washer/Dryer Hookup, Woodwork Painted, Woodwork Stained
Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Auto Garage Door Opn, Stove/Oven Electric
Flooring Type: Hardwood, Floor Tile
Rooms: 6
Exterior Details
Square Footage: 2145
Property Condition: Renovated, Construction Complete
Architectural Style: Craftsman
Year Built: 1987
Waterfront Features: Lake Front
Building Area Total: 2145
Window Features: Window Treatment All
Construction Materials: Brick, Trim Wood
Patio and Porch Features: Patio
Pool Features: Pool Type
Lot Features: Covenants, Easements, Survey Available, Within 1/2 Mile to Water
Lot Size Area: 0.39
Lot Size Units: Acres
Lot Size Acres: 0.39
Lot Size Square Feet: 16988.4
Lot Size Dimensions: 75 x 196
Water Source: Public
Financial Details
Tax Annual Amount: $4,259
Utilities Details
Cooling Type: Wall/Window Unit(s), Ceiling Fan(s), Central Air
Heating Type: Natural Gas
Sewer : Public Sewer

Building Info

Overview

    General

  • Year Built: 1987
  • Effective Year Built: 1987
  • Building Count: 1
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: 0
  • Building Quality: 9
  • Construction Type: 0
  • Building Style: 0
  • Exterior Walls Type: 2
  • Interior Walls Type: 3
  • Roof Shape Type: 7
  • Roof Cover Type: 5
  • Floor Count: 100
  • Living Units: 1
  • Floor Cover: 13
  • Basement Type: 0
  • Basement Area: 0
  • Garage Type: 1
  • Garage Square Area: 600
  • Parking Space Count: 0
  • Patio Type: 5
  • Porch Type: 89
  • Pool Type: 0

    Dimensions

  • Lot Size Square Feet: 17,060
  • Total Building Area: 3,255
  • Gross Building Area: 3,255
  • Building Area: 2,145
  • Building Area Measurement: L

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: 13
  • Heating: 4
  • Heated Square Feet: 2,145
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 0
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: CARIBBEAN VILLAGE
  • Land Acres: 0000000392
  • Standard Land Use Code: 1001
  • County Land Use Code: 000100
  • State Land Use Code: 001
  • Legal Description 1: CARIBBEAN VILLAGE WEST LOT 5 BLK A

Neighborhood

  • School District Name: Okaloosa County School District
  • Census Tract: 021002

Geography

  • Assessors Map Reference: 39
  • Parcel: 23-1S-22-4770-000A-0050
  • Block: A
  • Lot: 5
  • Meridian: SEC 23 TWN 01S RNG 22W
  • Municipality: NORTH BAY FIRE
  • Latitude: 30.4873
  • Longitude: -86.4282

    Address

  • Full Address: 109 Bermuda Way
  • Address - House Number: 109
  • Address - Street Name: Bermuda
  • Address - Suffix Type: Way
  • State: FL
  • City Name: Niceville
  • Carrier Code: R014
  • 4-Digit Zip Code: 4141
  • Zip Code: 32578

Valuation

    Tax

  • Total Area: 2,651
  • Tax Year: 2023
  • Tax Amount: $404,125
  • Tax Rate Code Area: 014

    Appraisal Valuation

  • Standard Deviation: 0.1935
  • Valuation Date: Feb 21, 2024
  • Confidence Score: 74
  • Final Value: 572,409
  • High Value: 683,222
  • Low Value: 461,596

    Market Valuation

  • Market Total Value: $432,437
  • Market Land Value: $128,321
  • Market Improvement Value: $304,116

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $370,794

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Apr 26, 2021
  • Current Sale Recording Date: May 11, 2021
  • Current Sale Price:
  • Current Sale Document Type: 71
  • Current Sale Input Document Number: 3454091
  • Previous Sale Recording Date: Apr 28, 2004
  • Previous Sale Contract Date: Apr 23, 2004
  • Previous Sale Amount: $283,000
  • Previous Sale Document Type: 71
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

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Frequently Asked Questions

When was property at 109 Bermuda Way built and last sold?
The property at 109 Bermuda Way was built in 1987 and last sold on Apr 26, 2021 for $495,000.
How much is this home worth?
The estimated value of the home located at 109 Bermuda Way is $666,536.
What are some comparable homes to 109 Bermuda Way?
There are currently no comparable homes to 109 Bermuda Way.