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Colonial Beach 22443
109 BANCROFT AVENUE
$365,000
↓ $5K (1.4%)
● House - For Sale

109 BANCROFT AVENUE

COLONIAL BEACH, VA 22443
bedrooms
2 Beds
bathrooms
1 Bath
square feet
1,000 Ft²
$1,878
Est. Monthly

About This Property

Turn-Key Cottage Living on The Point – Just Two Blocks from the Water

Life on The Point is all about being close to the water, hopping on the golf cart, and enjoying the laid-back rhythm that makes Colonial Beach so special. This fully furnished 2-bedroom cottage puts you right in the middle of it all-just two blocks from the Potomac River and two blocks from Monroe Bay.

Step inside and you'll find a home that feels welcoming, comfortable, and surprisingly spacious. A front room with a charming bay window currently serves as an office but easily doubles as a cozy reading nook, morning coffee spot, or flexible bonus space.

The living room flows naturally into the kitchen, creating an easy layout for everyday living, while the separate dining room offers the perfect place to gather for meals with friends and family.

The primary bedroom features a custom closet system designed for smart organization, while the second bedroom includes a built-in pop-up desk, ideal for working remotely, hobbies, or study space. The updated bathroom includes a walk-in shower and modern vanity.

Outside is where this home truly shines. The back deck is perfect for enjoying the coastal breeze, while the fenced yard offers multiple outdoor spaces to relax and entertain-including two patios, a firepit area, and low-maintenance stone landscaping that lets you spend more time enjoying the beach town lifestyle and less time on yard work.

Located in a golf-cart friendly neighborhood, you're just minutes from the beaches, boardwalk, restaurants, boutiques, and waterfront sunsets that make Colonial Beach such a special place to call home..

Whether you're looking for a weekend escape, full-time home, or investment opportunity, this furnished cottage offers the perfect blend of charm, flexibility, and location.
Unit Size
1,000 Ft²
Days on Market
-
Land Size
0.13 acres
Price per sqft
$365
Property Type
House
Property Taxes
$85
HOA Dues
-
Year Built
1920

Listed By

Eric Nelson
Coldwell Banker Elite

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Last updated: 20 days ago (Bright MLS #VAWE2010744)

Price History

Date / Event Date Event Price
Sep 1, 2026 Price Decreased $365,000
↓ $5K (1.4%)
Price Decreased
Mar 25, 2026 Listed by Coldwell Banker Elite $370,000
Listed by Coldwell Banker Elite
Nov 3, 2025 Price Decreased $365,000
↓ $10K (2.7%)
Price Decreased
Sep 4, 2025 Listed $375,000
Listed
Fully Furnished Cottage on The Point – Walk to the Water Looking for a getaway or full-time home by the bay? This fully furnished 2-bedroom, 1-bath cottage puts you just two blocks from the Potomac River and two blocks from Monroe Bay, in the heart of Colonial Beach’s beloved Point neighborhood. Inside, the home offers more than meets the eye. A front room with a charming bay window is currently used as an office, but works equally well as a reading nook or flex space. The spacious living flows into the kitchen, which also connects to a dedicated dining room for more formal meals or gatherings. The primary bedroom includes a custom closet system for easy organization, while the second bedroom is equipped with a built-in pop-up desk that’s perfect for work, hobbies, or study. The renovated bathroom features a walk-in shower and updated vanity. Enjoy these cooler days on the back deck. The home sits on a fenced yard with two additional patios, a firepit area, low-maintenance stone landscaping. A storage shed plus new gutters and downspouts round out the practical updates. 📍 Highlights: 2 Bedrooms | 1 Bath | Fully Furnished Two blocks from Monroe Bay & two blocks from the Potomac Front room with bay window – ideal office or flex space Primary bedroom with custom closet system Second bedroom with built-in pop-up desk space Spacious living room + additional dining room Updated bath with walk-in shower & vanity back deck + fenced yard Two patios, firepit area, storage shed, low-maintenance landscaping New gutters & downspouts Set in a golf cart–friendly community, this home offers walkable access to the boardwalk, beaches, shops, and restaurants—all the best that Colonial Beach has to offer. Whether you’re seeking a cozy full-time residence, a weekend retreat, or an investment property, this Point cottage delivers flexibility, charm, and the perfect location.
Nov 29, 2023 Sold
Sold
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Property Highlights

Air Conditioning
Parking Details
Parking Features: Driveway, Gravel Driveway
Interior Details
Full Bathrooms: 1
Interior Features: Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom, Kitchen - Table Space, Bathroom - Stall Shower
Appliances: Dishwasher, Disposal, Refrigerator, Stainless Steel Appliance(s), Washer, Dryer, Stove
Exterior Details
Square Footage: 1000
Square Footage Source: $0
Architectural Style: Cottage
Year Built Source: Estimated
Year Built: 1920
Waterbody Name: Monroe Bay & Potomac River
Levels: 1
Other Structures: Above Grade, Below Grade
Construction Materials: Vinyl Siding
Patio and Porch Features: Patio
Lot Features: Landscaping, Rear Yard
Lot Size Area: 5616
Lot Size Units: Square Feet
Lot Size Acres: 0.13
Lot Size Square Feet: 5616
Tax Lot: 10
Water Source: Public
Financial Details
Tax Assessed Value: $77,700
Tax Annual Amount: $1,025
Utilities Details
Cooling Type: Central Air
Heating Type: Heat Pump - Electric BackUp
Sewer : Public Sewer

Building Info

Overview

    General

  • Year Built: 1920
  • Effective Year Built: 1995
  • Total Rooms: 4
  • Bedroom Count: 0
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: 3
  • Building Quality: 12
  • Construction Type: 17
  • Building Style: 15
  • Exterior Walls Type: 19
  • Interior Walls Type: 18
  • Roof Shape Type: 0
  • Roof Cover Type: 3
  • Floor Count: 100
  • Floor Cover: 15
  • Basement Type: 0
  • Basement Area: 0
  • Garage Type: 0
  • Parking Space Count: 0
  • Patio Type: 0
  • Porch Type: 0
  • Pool Type: 0

    Dimensions

  • Lot Size Square Feet: 2,085
  • Total Building Area: 924
  • Building Area: 924
  • Building Area Measurement: L

    Heating and Cooling

  • Air Conditioning: 13
  • Heating: 3
  • Heated Square Feet: 924
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 1
  • Water Service: 2

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: TOWN OF COLONIAL BEACH
  • Land Acres: 0000000047
  • Standard Land Use Code: 1001
  • Legal Description 1: PART LOTS 10, 11 & 12 BK 67 DB 929 PG 762 R/S 918/1040 ACRE 4/22/2019

Neighborhood

  • School District Name: Colonial Beach Town Public Schools
  • Census Tract: 010402

Zoning

  • Zoning: DB

Geography

  • Account Number: 22805
  • District: 09
  • Parcel: 3A2 2 67 10C
  • Block: 67
  • Lot: 10-12
  • Municipality: TOWN OF COLONIAL BEACH
  • Latitude: 38.2483
  • Longitude: -76.9631

    Address

  • Full Address: 109 Bancroft Ave
  • Address - House Number: 109
  • Address - Street Name: Bancroft
  • Address - Suffix Type: Ave
  • State: VA
  • City Name: Colonial Beach
  • Carrier Code: C001
  • 4-Digit Zip Code: 2403
  • Zip Code: 22443

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $55,880

    Appraisal Valuation

  • Standard Deviation: 0.461
  • Valuation Date: Mar 06, 2024
  • Confidence Score: 56
  • Final Value: 276,706
  • High Value: 360,193
  • Low Value: 193,220

    Market Valuation

  • Market Total Value: $139,700
  • Market Land Value: $30,900
  • Market Improvement Value: $108,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $139,700
  • Assessed Land Value: $30,900
  • Assessed Improvements Value: $108,800

    Sales

  • Current Sale Contract Date: Nov 22, 2023
  • Current Sale Recording Date: Nov 29, 2023
  • Current Sale Price:
  • Current Sale Document Type: 27
  • Previous Sale Recording Date: Mar 11, 2020
  • Previous Sale Contract Date: Feb 25, 2020
  • Previous Sale Document Type: 27
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Colonial Beach


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Frequently Asked Questions

When was property at 109 Bancroft Avenue built and last sold?
The property at 109 Bancroft Avenue was built in 1920 and last sold on Nov 22, 2023 for $265,000.
How much is this home worth?
The estimated value of the home located at 109 Bancroft Avenue is $365,350.
What are some comparable homes to 109 Bancroft Avenue?
There are currently no comparable homes to 109 Bancroft Avenue.