Check Availability
$749,000
↓ $26K (3.4%)
● House - For Sale

108 Terra Cotta Way

Destin, FL 32541
bedrooms
2 Beds
bathrooms
2 Baths, 1 Half Bath
square feet
1,569 Ft²
$4,219
Est. Monthly

About This Property

Breathtaking Coastal Luxury Just Steps from the Sand!
Welcome to 108 Terra Cotta Way, an exquisite, fully remodeled beach house w. garage offering the perfect blend of refined elegance, resort-style living, and exceptional investment potential. Nestled within the exclusive Terra Cotta Terrace community, this captivating home features deeded, gated beach access, a private heated pool, and a garage, all designed for effortless coastal living.

From the moment you arrive, you'll be drawn to the home's fresh exterior paint, updated landscaping, and tranquil surroundings. Inside, soaring ceilings and an open layout create a bright, airy atmosphere flooded with natural light. Every detail has been thoughtfully curated, showcasing new flooring, designer lighting,and modern touches throughout! The chef's kitchen is a true showpiece, featuring storybook white custom cabinetry, endless quartzite countertops, and new stainless steel appliances - perfect for entertaining or quiet evenings at home. Bathrooms have been beautifully updated with new cabinets, mirrors, lighting, and spa-like finishes, offering a serene and refined experience.

This spacious sanctuary boasts two luxurious master suites, ideal for hosting family, friends, or vacation guests. Step outside to your private oasis, where the re-surfaced Marcite pool, privacy wall, and lush setting create a tranquil resort-style escape - perfect for relaxing after a day at the beach.

This home shines as both a full-time residence or income-producing coastal investment. With low HOA fees, residents enjoy access to exceptional community amenities including a community pool, tennis and pickleball courts, sand volleyball, BBQ grills, and a clubhouse for gatherings and events.

One of Terra Cotta Terrace's most appreciated features is its quiet, non-cut-through streets, offering a peaceful, exclusive neighborhood ideal for morning walks, bike rides, and a true sense of serenity. The private gated beach access is just steps away -perfectly positioned between The Crab Trap and Pompano Joe's on Scenic Gulf Drive.

Ideally located near beachfront dining, boutique shopping, championship golf, world-class fishing, Destin Commons, and Silver Sands Premium Outlets, this property offers a rare combination of luxury, location, and lifestyle.

More than a home, 108 Terra Cotta Way is a coastal retreat, private haven, and unforgettable destination - where memories are made and guests never want to leave.
Unit Size
1,569 Ft²
Days on Market
25 days
Land Size
0.11 acres
Price per sqft
$477
Property Type
House
Property Taxes
$541
HOA Dues
-
Year Built
1999

Listed By

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Last updated: 2 months ago (ECAR #992506)

Price History

Date / Event Date Event Price
Sep 10, 2026 Price Decreased $749,000
↓ $26K (3.4%)
Price Decreased
Jan 9, 2026 Listed by RealJoy Realty LLC $775,000
Listed by RealJoy Realty LLC
Oct 3, 2023 Sold
Sold
May 23, 2023 Sold
Sold
Mar 17, 2008 Sold
Sold

Property Highlights

Air Conditioning
Interior Details
Half Bathrooms: 1
Full Bathrooms: 2
Interior Features: Breakfast Bar, Pantry, Ceiling Raised, Newly Painted, Owner's Closet, Washer/Dryer Hookup
Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Water Heater, Auto Garage Door Opn, Oven Continue Clean, Smoke Detector, Stove/Oven Electric
Flooring Type: Laminate, Vinyl, Floor WW Carpet New
Rooms: 4
Exterior Details
Square Footage: 1569
Property Condition: Renovated, Construction Complete
Architectural Style: Beach House
Year Built: 1999
Building Area Total: 1569
Window Features: Plantation Shutters, Window Treatment All
Construction Materials: Stucco
Patio and Porch Features: Covered, Porch, Deck Open
Pool Features: Pool - In-Ground, Pool Type
Pool is Private
Lot Features: Within 1/2 Mile to Water
Lot Size Area: 0.11
Lot Size Units: Acres
Lot Size Acres: 0.11
Lot Size Square Feet: 4791.6
Lot Size Dimensions: 37x101
Water Source: Public
Financial Details
Tax Assessed Value: $225
Tax Annual Amount: $6,488
Utilities Details
Cooling Type: Ceiling Fan(s), Central Air
Heating Type: Central
Sewer : Public Sewer
Location Details
HOA/Condo/Coop Fee Includes: Accounting, Land Recreation, Licenses/Permits, Master Association, Recreational Faclty, Services

Building Info

Overview

    General

  • Year Built: 1999
  • Effective Year Built: 1999
  • Building Count: 1
  • Bedroom Count: 2
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: 0
  • Building Quality: 9
  • Construction Type: 0
  • Building Style: 0
  • Exterior Walls Type: 17
  • Interior Walls Type: 3
  • Roof Shape Type: 7
  • Roof Cover Type: 4
  • Floor Count: 100
  • Living Units: 1
  • Floor Cover: 13
  • Basement Type: 0
  • Basement Area: 0
  • Garage Type: 1
  • Garage Square Area: 299
  • Parking Space Count: 0
  • Patio Type: 0
  • Porch Type: 0
  • Pool Type: 8

    Dimensions

  • Lot Size Square Feet: 4,781
  • Total Building Area: 1,868
  • Gross Building Area: 1,868
  • Building Area: 1,569
  • Building Area Measurement: L

    Heating and Cooling

  • Air Conditioning: 13
  • Heating: 4
  • Heated Square Feet: 1,569
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 0
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: TERRA COTTA TERRACE
  • Land Acres: 0000000110
  • Standard Land Use Code: 1001
  • County Land Use Code: 000100
  • State Land Use Code: 001
  • Legal Description 1: TERRA COTTA TERRACE LOT 36

Neighborhood

  • School District Name: Okaloosa County School District
  • Census Tract: 023308

Geography

  • Assessors Map Reference: 47
  • Parcel: 00-2S-22-2499-0000-0360
  • Lot: 36
  • Municipality: DESTIN
  • Latitude: 30.3829
  • Longitude: -86.3997

    Address

  • Full Address: 108 Terra Cotta Way
  • Address - House Number: 108
  • Address - Street Name: Terra Cotta
  • Address - Suffix Type: Way
  • State: FL
  • City Name: Destin
  • Carrier Code: C018
  • 4-Digit Zip Code: 3432
  • Zip Code: 32541

Valuation

    Tax

  • Total Area: 1,733
  • Tax Year: 2023
  • Tax Amount: $627,690
  • Initial Tax Delinquent Year: 2020
  • Tax Rate Code Area: 010

    Appraisal Valuation

  • Standard Deviation: 0.1962
  • Valuation Date: Feb 21, 2024
  • Confidence Score: 73
  • Final Value: 717,064
  • High Value: 857,771
  • Low Value: 576,357

    Market Valuation

  • Market Total Value: $525,430
  • Market Land Value: $225,000
  • Market Improvement Value: $300,430

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $525,430
  • Assessed Land Value: $225,000
  • Assessed Improvements Value: $300,430

    Sales

  • Current Sale Contract Date: Sep 25, 2023
  • Current Sale Recording Date: Oct 03, 2023
  • Current Sale Price:
  • Current Sale Document Type: 68
  • Current Sale Input Document Number: 3650120
  • Previous Sale Recording Date: May 23, 2023
  • Previous Sale Contract Date: May 23, 2023
  • Previous Sale Amount: $560,400
  • Previous Sale Document Type: 23
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Terra Cotta Terrace


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Frequently Asked Questions

When was property at 108 Terra Cotta Way built and last sold?
The property at 108 Terra Cotta Way was built in 1999 and last sold on Sep 25, 2023 for $712,500.
How much is this home worth?
The estimated value of the home located at 108 Terra Cotta Way is $756,416.
What are some comparable homes to 108 Terra Cotta Way?
There are currently no comparable homes to 108 Terra Cotta Way.