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Waldorf 20603 Waldorf
10654 ASHFORD CIRCLE
$649,900
● House - In Contract

10654 ASHFORD CIRCLE

WALDORF, MD 20603
bedrooms
7 Beds
bathrooms
4 Baths
square feet
3,872 Ft²
$3,770
Est. Monthly
$65
HOA / Fees

About This Property

HUGE PRICE IMPROVEMENT !!!   Welcome Home to This Exceptional Fully RENOVATED Residence Offering the Perfect Blend of Space, Style, and Flexibility!

Nestled in the convenient and established Ashford community of Waldorf, this impressive brick and siding single-family home combines modern upgrades, generous living space, and a location that places shopping, dining, parks, schools, and commuter routes within easy reach.

From the moment you arrive, you will discover the timeless curb appeal and spacious 2-car garage. Step inside to discover a stunning interior that has been thoughtfully remodeled from top to bottom with today's most sought-after finishes.

The main level features  and cozy bedroom and a full bath . The heart of the home is the designer kitchen featuring crisp white cabinetry, a large center island, gorgeous quartz countertops, stainless steel appliances, and gas cooking-perfect for everyday living and entertaining alike. New Luxury Vinyl Plank flooring flows throughout the home, creating a seamless, stylish, and low-maintenance living environment.

Outside, you'll love the flat, fully fenced rear yard-an ideal space for outdoor gatherings, gardening, play, or simply relaxing in your own private retreat. Pet owners will especially appreciate the secure yard that offers plenty of room for dogs to run and play.

With an impressive 7 bedrooms and 4 full baths, this home provides exceptional flexibility for large households, multi-generational living, guests, or home office needs. The luxurious primary suite serves as a private sanctuary, featuring a stunning newly renovated spa-inspired bath. The additional bathrooms have also been beautifully updated with contemporary finishes.

Convenience continues with an upper-level laundry room ideally located near the bedrooms.

The fully finished lower level offers incredible versatility with two legal bedrooms, a full bath, kitchenette, and egress, making it perfect for extended family, guests, an au pair suite, or potential income-producing opportunities. There is no HOA restriction on rental space.

Rarely does a home offer this much space, so many upgrades, and such flexible living arrangements-all within the desirable Ashford community. This is truly a move-in-ready opportunity that checks every box.

** lower level has legal permits at Charles County and could be rented out short or long term.
Unit Size
3,872 Ft²
Days on Market
-
Land Size
0.29 acres
Price per sqft
$168
Property Type
House
Property Taxes
$513
HOA Dues
$65
Year Built
1998

Listed By

Susan Ford
Pearson Smith Realty, LLC

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Last updated: 13 days ago (Bright MLS #MDCH2055592)

Price History

Date / Event Date Event Price
Sep 22, 2026 In contract -
In contract
Aug 26, 2026 Price Decreased $649,900
↓ $25K (3.7%)
Price Decreased
Aug 1, 2026 Price Decreased $675,000
↓ $10K (1.5%)
Price Decreased
Jul 11, 2026 Price Decreased $685,000
↓ $15K (2.1%)
Price Decreased
Jun 2, 2026 Price Increased $699,900
↑ $100K (16.7%)
Price Increased
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Property Highlights

Garage
Air Conditioning
Fireplace
Parking Details
Has Garage
Parking Features: Attached, Garage, Driveway, Concrete Driveway
Garage Spaces: 2
Interior Details
Full Bathrooms: 4
Interior Features: Breakfast Bar, Kitchen Island, Pantry, Walk-In Closet(s), Bathroom - Stall Shower, Bathroom - Walk-In Shower, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Gourmet, Upgraded Countertops
Appliances: Dryer, Disposal, Gas Oven, Dishwasher, Refrigerator, Stainless Steel Appliance(s), Washer
Flooring Type: Ceramic Tile, Luxury Vinyl Plank
Door Features: Six Panel
Rooms: 13
Has Fireplace
Fireplace Features: Propane
Fireplaces: 1
Basement: Other
Exterior Details
Square Footage: 3872
Square Footage Source: $0
Security Features: Carbon Monoxide Detector(s), Smoke Detector(s), Main Entrance Lock
Property Condition: Excellent
Architectural Style: Colonial
Year Built Source: Assessor
Year Built: 1998
Levels: 3
Other Structures: Above Grade, Below Grade
Window Features: Double Pane Windows, Screens
Construction Materials: Brick, Vinyl Siding
Patio and Porch Features: Patio, Deck
Lot Features: Level, Backs to Trees
Lot Size Area: 12443
Lot Size Units: Square Feet
Lot Size Acres: 0.29
Lot Size Square Feet: 12443
Tax Lot: 67
Water Source: Public
Financial Details
Tax Assessed Value: $453,600
Tax Annual Amount: $6,160
Utilities Details
Cooling Type: Central Air
Heating Type: Central
Sewer : Public Sewer
Location Details
HOA/Condo/Coop Fee Includes: Trash, Snow Removal, Maintenance Grounds
HOA/Condo/Coop Amenities: Maintenance Grounds
HOA Fee: $775
HOA Fee Frequency: Annually

Building Info

Overview

    General

  • Year Built: 1998
  • Effective Year Built: 1998
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: 3
  • Building Quality: 9
  • Construction Type: 0
  • Building Style: 0
  • Exterior Walls Type: 25
  • Interior Walls Type: 0
  • Roof Shape Type: 0
  • Roof Cover Type: 3
  • Floor Count: 200
  • Living Units: 1
  • Floor Cover: 0
  • Basement Type: 9
  • Basement Area: 0
  • Garage Type: 10
  • Garage Square Area: 462
  • Parking Space Count: 2
  • Patio Type: 0
  • Porch Type: 0
  • Pool Type: 0

    Dimensions

  • Lot Size Square Feet: 12,443
  • Total Building Area: 2,670
  • Gross Building Area: 2,670
  • Building Area: 2,670
  • Building Area Measurement: T

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: 13
  • Heating: 4
  • Heated Square Feet: 2,646
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 5
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: ASHFORD SUB
  • Land Acres: 0000000286
  • Standard Land Use Code: 1001
  • County Land Use Code: R-A001
  • Legal Description 1: LOT 67 S-2B PLT 1 ASHFORD SUB

Neighborhood

  • School District Name: Charles County Public Schools
  • Census Tract: 850706

Zoning

  • Zoning: RM

Geography

  • Assessors Map Reference: 7 12 397
  • Account Number: 231829
  • District: 06
  • Section: 2B
  • Parcel: 06-231829
  • Lot: 67
  • Latitude: 38.6425
  • Longitude: -76.9464

    Address

  • Full Address: 10654 Ashford Cir
  • Address - House Number: 10654
  • Address - Street Name: Ashford
  • Address - Suffix Type: Cir
  • State: MD
  • City Name: Waldorf
  • Carrier Code: R014
  • 4-Digit Zip Code: 3209
  • Zip Code: 20603

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $603,772

    Appraisal Valuation

  • Standard Deviation: 0.0798
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 94
  • Final Value: 477,044
  • High Value: 515,155
  • Low Value: 438,932

    Market Valuation

  • Market Total Value: $479,500
  • Market Land Value: $126,200
  • Market Improvement Value: $353,300

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $433,233

    Sales

  • Current Sale Contract Date: Jan 12, 2024
  • Current Sale Recording Date: Jan 17, 2024
  • Current Sale Price:
  • Current Sale Document Type: 27
  • Previous Sale Recording Date: Oct 16, 2020
  • Previous Sale Contract Date: Sep 29, 2020
  • Previous Sale Amount: $400,000
  • Previous Sale Document Type: 27
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Waldorf


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Frequently Asked Questions

When was property at 10654 Ashford Circle built and last sold?
The property at 10654 Ashford Circle was built in 1998 and last sold on Jan 12, 2024 for $476,000.
How much is this home worth?
The estimated value of the home located at 10654 Ashford Circle is $656,491.
What are some comparable homes to 10654 Ashford Circle?
There are currently no comparable homes to 10654 Ashford Circle.

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