Check Availability

10607 Providence Drive

10607 Providence Drive, Louisville, KY 40291
Sold Apr 15, 2021
$60,000
$253,048 by Jpmorgan Chase Bank Na
Mortgage Due May 01, 2051
Sold Jun 19, 2019
$275,000
$256,000 by Centurylending Co
Mortgage Due Jul 01, 2049
Local assessors in Louisville, KY have categorized 10607 Providence Drive as a residential type of property. The home was built in 2004 and is 20 years old. The property's lot size has been calculated to be 8,176 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a conventional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 10607 Providence Drive has a total of 2,089 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 885 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 415 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a patio so you'll have a great option in the back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable style roof that was made of composition shingle. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Apr 7, 2021 for $60,000. That's $28.72 per sqft. Prior to that sales transaction, the property was also sold in Jun 14, 2019 for $275,000. 10607 Providence Drive was last assessed in 2023. The total value of the property was assessed at $271,220. Specifically, the land the property is located on was valued at $48,000. While improvements on the property were assessed at a total of $223,220. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $3,195. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Brick Exterior
Vinyl Siding

Driveway

Driveway

Parking

Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2004
  • Effective Year Built: 2004
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Wood
  • Building Style: Conventional
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Floor Cover: Covered
  • Basement Type: Full basement
  • Basement Area: 885
  • Garage Type: Attached
  • Garage Square Area: 415
  • Parking Space Count: 2
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 8,176
  • Total Building Area: 2,089
  • Building Area: 2,089
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,089
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: GLENMARY SUBDIVISION
  • Land Acres: 0.188
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: LOT 39 THE RESERVE AT GLENMARY SUBDIVISION SEC.1B, PB.45 PGS.87-88, 0.1877 AC+/-

Ownership

  • Current Owner : MONSOUR HOMES LLC
  • Previous Owner : OLD BARDSTOWN ROAD LLC
  • Owner Before Previous Owner: SCHROEDER RYAN
  • Owner Before Previous Owner 2: SCHROEDER JACLYN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Jefferson County School District
  • Census Tract: 011708

Zoning

  • Zoning: R4-RESIDEN

Geography

  • Account Number: 01008036
  • District: 500015
  • Section: 1B
  • Parcel: 23321800390000
  • Lot: 39
  • Municipality: FERN CREEK
  • Latitude: 38.1234
  • Longitude: -85.5795

    Address

  • Full Address: 10607 Providence Dr
  • Address - House Number: 10607
  • Address - Street Name: Providence
  • Address - Suffix Type: Dr
  • State: KY
  • City Name: Louisville
  • Carrier Code: R099
  • 4-Digit Zip Code: 4441
  • Zip Code: 40291

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,195
  • Tax Rate Code Area: 15

    Appraisal Valuation

  • Standard Deviation: 0.2109
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 71
  • Final Value: 373,277
  • High Value: 452,009
  • Low Value: 294,545

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $253,048
  • First Open Lien Mortgage Lender: JPMORGAN CHASE BANK NA
  • First Open Lien Mortgage Recording Date: May 12, 2021
  • First Open Lien Mortgage Loan Amount: $253,048
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: May 01, 2051

    Market Valuation

  • Market Total Value: $271,220
  • Market Land Value: $48,000
  • Market Improvement Value: $223,220

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $271,220
  • Assessed Land Value: $48,000
  • Assessed Improvements Value: $223,220

    Sales

  • Current Sale Contract Date: Apr 07, 2021
  • Current Sale Recording Date: Apr 15, 2021
  • Current Sale Transaction ID: 11868357191
  • Current Sale Price: $60,000
  • Current Sale Document Type: Special Warranty Deed
  • Current Sale Input Document Number: 2021090793
  • Previous Sale Recording Date: Jun 19, 2019
  • Previous Sale Contract Date: Jun 14, 2019
  • Previous Sale Amount: $275,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: WILSON & MUIR BANK & TRUST CO
  • First Mortgage Transaction Date: Apr 15, 2021
  • First Mortgage Loan Amount: $265,600
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Building or Construction Loan

    Previous Mortgages

  • Previous Mortgage Lender: CENTURYLENDING CO
  • Previous Mortgage Transaction Date: Jun 19, 2019
  • Previous Mortgage Loan Amount: $256,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jul 01, 2049

About East Louisville



Similar Buildings

Currently no similar buildings around

Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 10607 Providence Drive located in?
The 10607 Providence Drive is a house located in the neighborhood of East Louisville in East Louisville, Louisville.
What is the average sales price for listings in 10607 Providence Drive?
The average sales price for units in 10607 Providence Drive is $0 currently.

Quantcast