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106 Harvard Street

106 Harvard Street, Cohoes, NY 12047
Property in Cohoes
Sold Sep 04, 2013
$122,500
$120,000 by United Wholesale Mortgage
Mortgage Due Jan 01, 2050
106 Harvard Street has been categorized by the local assessors in Cohoes, NY as a residential type of property. The building on the property was first built in 1952 and is 72 years old. The home has a total of 6 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. The building has a total of 2 stories. In addition, 106 Harvard Street has 1,127 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,050 ft and across the front of the lot is 450 ft. The area measurement of the land has been determined as 4,725 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a Cape Cod style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a detached garage for those who require parking. The garage measured 240 sqft. According to our sources, there is one available parking space. Residents will have the luxury of enjoying a covered porch. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The exterior walls of the building are made of alum/vinyl siding. In terms of heating, it is utilizing a hot water heating system and being fueled with gas. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 106 Harvard Street sold most recently in Jul 30, 2013 for a total of $122,500. If you work out the math, that's approximately a cost of $108.70 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,726 in taxes each year. 106 Harvard Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $68,400. If we break it down further, the land itself was valued at $10,100. Improvements to the property, however, were assessed at a total of $58,300. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1952
  • Effective Year Built: 1952
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Cape Cod
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 240
  • Parking Space Count: 1
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 4,725
  • Lot Size Depth Feet: 1,050
  • Lot Size Frontage Feet: 450
  • Total Building Area: 1,127
  • Building Area: 1,127
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 1,127
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: PLEASANTDALE HEIGHTS
  • Land Acres: 0.108
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : SHERMAN JEREMY
  • Previous Owner : KERMAN CATHERINE M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Cohoes City School District
  • School Tax School District: COHOES
  • Census Tract: 013000

Zoning

  • Zoning: 02 - SINGL

Geography

  • Account Number: 01001000010380000000
  • District: 010300
  • Section: 10.10
  • Parcel: 010300 10.10-1-38
  • Block: 1
  • Lot: 38.000
  • Municipality: COHOES
  • Latitude: 42.7796
  • Longitude: -73.7201

    Address

  • Full Address: 106 Harvard St
  • Address - House Number: 106
  • Address - Street Name: Harvard
  • Address - Suffix Type: St
  • State: NY
  • City Name: Cohoes
  • Carrier Code: C004
  • 4-Digit Zip Code: 1625
  • Zip Code: 12047

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,726
  • Tax Rate Code Area: 010300

    Appraisal Valuation

  • Standard Deviation: 0.2669
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 61
  • Final Value: 225,573
  • High Value: 285,788
  • Low Value: 165,359

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $120,000
  • First Open Lien Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Open Lien Mortgage Recording Date: Jan 03, 2020
  • First Open Lien Mortgage Loan Amount: $120,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2050

    Market Valuation

  • Market Total Value: $171,000
  • Market Land Value: $25,250
  • Market Improvement Value: $145,750

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $68,400
  • Assessed Land Value: $10,100
  • Assessed Improvements Value: $58,300

    Sales

  • Current Sale Contract Date: Jul 30, 2013
  • Current Sale Recording Date: Sep 04, 2013
  • Current Sale Transaction ID: 1166975704
  • Current Sale Price: $122,500
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 11469094

    Last Sale Mortgage

  • First Mortgage Lender: HOMEOWNERS ADVANTAGE
  • First Mortgage Transaction Date: Sep 04, 2013
  • First Mortgage Loan Amount: $120,280
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Aug 01, 2043

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Frequently Asked Questions

What neighborhood is 106 Harvard Street located in?
The 106 Harvard Street is a other located in the neighborhood of Cohoes in Cohoes, Cohoes.
What is the average sales price for listings in 106 Harvard Street?
The average sales price for units in 106 Harvard Street is $0 currently.

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