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1038 White Bluff Road

1038 White Bluff Road, White Bluff, TN 37187
Property in Dickson
Sold Oct 04, 2021
$230,000
$184,000 by Crosscountry Mortgage Llc
Mortgage Due Nov 01, 2051
Sold Jan 20, 2011
$114,900
$119,067 by Magna Bank
Mortgage Due Jan 20, 2041
1038 White Bluff Road has been categorized by the local assessors in White Bluff, TN as a residential type of property. The building on the property was first built in 1998 and is 26 years old. However, we must point out that the home was most recently renovated and altered in 2003. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 1038 White Bluff Road has 1,305 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 2,000 ft and across the front of the lot is 1,000 ft. The area measurement of the land has been determined as 20,000 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. The garage measured 312 sqft. According to our sources, there is one available parking space. Residents will have the luxury of enjoying a open porch. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The building has a gable or hip style roof made of composition shingle. The exterior walls of the building are made of unknown. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with a packaged air conditioning unit at the moment. In terms of heating, it is utilizing a heating system. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 1038 White Bluff Road sold most recently in Oct 1, 2021 for a total of $230,000. If you work out the math, that's approximately a cost of $176.25 per sqft. Before that, the property was also sold for $114,900 in Jan 20, 2011. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,247 in taxes each year. 1038 White Bluff Road was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $42,250. If we break it down further, the land itself was valued at $5,875. Improvements to the property, however, were assessed at a total of $36,375. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1998
  • Effective Year Built: 2003
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 6
  • Building Condition: Average
  • Building Quality: C
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Floor Cover: Carpet
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Garage Square Area: 312
  • Parking Space Count: 1
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 20,000
  • Lot Size Depth Feet: 2,000
  • Lot Size Frontage Feet: 1,000
  • Total Building Area: 1,305
  • Building Area: 1,305
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Packed air conditioning unit
  • Heating: Yes
  • Heated Square Feet: 1,305
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: GREENFIELD RIDGE SUB SEC 1
  • Land Acres: 0.459
  • Standard Land Use Code: Single family residential
  • Legal Description 1: GREENFIELD RIDGE SUB SEC 1 9

Ownership

  • Current Owner : SHEBLE JERRY W
  • Current Owner 2: SHEBLE KAREN M
  • Previous Owner : ENGLAND JACLYN C
  • Owner Before Previous Owner: ONE TENN LTD
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Husband and wife
  • Owner Generation Identifier: II

Neighborhood

  • School District Name: Dickson County School District
  • School Tax School District: 22770
  • Census Tract: 060300

Geography

  • Assessors Map Reference: 099B
  • District: 12
  • Parcel: 022099B C 00900
  • Lot: 9
  • Municipality: WHITE BLUFF
  • Latitude: 36.0992
  • Longitude: -87.2148

    Address

  • Full Address: 1038 White Bluff Rd
  • Address - House Number: 1038
  • Address - Street Name: White Bluff
  • Address - Suffix Type: Rd
  • State: TN
  • City Name: White Bluff
  • Carrier Code: R003
  • 4-Digit Zip Code: 4806
  • Zip Code: 37187

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $1,247
  • Tax Rate Code Area: 22A06

    Appraisal Valuation

  • Standard Deviation: 0.1648
  • Valuation Date: Jul 05, 2023
  • Confidence Score: 67
  • Final Value: 239,459
  • High Value: 278,937
  • Low Value: 199,980

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $204,000
  • First Open Lien Mortgage Lender: CROSSCOUNTRY MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Oct 04, 2021
  • First Open Lien Mortgage Loan Amount: $184,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2051
  • Second Open Lien Mortgage Lender: RELIANT BANK
  • Second Open Lien Mortgage Recording Date: Nov 23, 2021
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $20,000
  • Second Open Lien Mortgage Term: 60
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Nov 15, 2026

    Market Valuation

  • Market Total Value: $169,000
  • Market Land Value: $23,500
  • Market Improvement Value: $145,500

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $42,250
  • Assessed Land Value: $5,875
  • Assessed Improvements Value: $36,375

    Sales

  • Current Sale Contract Date: Oct 01, 2021
  • Current Sale Recording Date: Oct 04, 2021
  • Current Sale Transaction ID: 11858741875
  • Current Sale Price: $230,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 333473
  • Previous Sale Recording Date: Jan 20, 2011
  • Previous Sale Contract Date: Jan 20, 2011
  • Previous Sale Amount: $114,900
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: CROSSCOUNTRY MORTGAGE LLC
  • First Mortgage Transaction Date: Oct 04, 2021
  • First Mortgage Loan Amount: $184,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: MAGNA BANK
  • Previous Mortgage Transaction Date: Jan 20, 2011
  • Previous Mortgage Loan Amount: $119,067
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Due Date: Jan 20, 2041

About White Bluff



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Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 1038 White Bluff Road located in?
The 1038 White Bluff Road is a located in the neighborhood of Dickson in White Bluff, White Bluff.
What is the average sales price for listings in 1038 White Bluff Road?
The average sales price for units in 1038 White Bluff Road is $0 currently.

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