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1020 Floy Lane

1020 Floy Lane, Ashland City, TN 37015
Property in Cheatham
Sold Oct 05, 2021
$350,000
$332,500 by Cardinal Financial Company Lp
Mortgage Due Oct 01, 2051
Sold Jan 01, 1978
$17,900
1020 Floy Lane in Ashland City, TN was first built in 2010 and is 14 years old. Although, the building on the property was most recently renovated and altered in 2011. This has been categorized as a residential property type. It is a single story home. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 1020 Floy Lane has 1,260 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 1,260 sqft and has been categorized as a full basement. The linear feet across the front of the lot is 1,000 ft and the linear feet between the front and back of the lot is 1,850. In total, the area measurement of the land is 18,500 square feet.

Learn more about the property and building on this page. There is a open porch. The home has a gable or hip style roof made of composition shingle. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a carport. There are a total of 2 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of unknown. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a heating system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 1020 Floy Lane sold most recently in Sep 30, 2021 for a total of $350,000. If you work out the math, that's approximately a cost of $277.78 per sqft. Before that, the property was also sold for $17,900 in Jan 1, 1970. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,400 in taxes each year. 1020 Floy Lane was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $51,425. If we break it down further, the land itself was valued at $4,275. Improvements to the property, however, were assessed at a total of $47,150. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2010
  • Effective Year Built: 2011
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 6
  • Building Condition: Average
  • Building Quality: C
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Floor Cover: Carpet
  • Basement Type: Full basement
  • Basement Area: 1,260
  • Garage Type: Carport
  • Parking Space Count: 2
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 18,500
  • Lot Size Depth Feet: 1,850
  • Lot Size Frontage Feet: 1,000
  • Total Building Area: 1,260
  • Building Area: 1,260
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Yes
  • Heated Square Feet: 1,260
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: RIVERWOOD PARK S D
  • Land Acres: 0.425
  • Standard Land Use Code: Single family residential
  • Legal Description 1: RIVERWOOD PARK S D 1/73 35

Ownership

  • Current Owner : WHITE FRANK R
  • Current Owner 2: WHITE TONYA M
  • Previous Owner : LANE ROY
  • Previous Owner 2: LANE LINDA
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Husband and wife

Neighborhood

  • School District Name: Cheatham County School District
  • Census Tract: 070102

Geography

  • Assessors Map Reference: 061
  • District: 09
  • Parcel: 011061 09000
  • Lot: 35
  • Municipality: CHEATHAM - UNINCORPORATED
  • Latitude: 36.2455
  • Longitude: -87.0618

    Address

  • Full Address: 1020 Floy Ln
  • Address - House Number: 1020
  • Address - Street Name: Floy
  • Address - Suffix Type: Ln
  • State: TN
  • City Name: Ashland City
  • Carrier Code: R004
  • 4-Digit Zip Code: 5202
  • Zip Code: 37015

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $1,400
  • Tax Rate Code Area: 11I00

    Appraisal Valuation

  • Standard Deviation: 0.1791
  • Valuation Date: Jan 18, 2023
  • Confidence Score: 76
  • Final Value: 390,386
  • High Value: 460,340
  • Low Value: 320,432

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $332,500
  • First Open Lien Mortgage Lender: CARDINAL FINANCIAL COMPANY LP
  • First Open Lien Mortgage Recording Date: Oct 05, 2021
  • First Open Lien Mortgage Loan Amount: $332,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2051

    Market Valuation

  • Market Total Value: $205,700
  • Market Land Value: $17,100
  • Market Improvement Value: $188,600

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $51,425
  • Assessed Land Value: $4,275
  • Assessed Improvements Value: $47,150

    Sales

  • Current Sale Contract Date: Sep 30, 2021
  • Current Sale Recording Date: Oct 05, 2021
  • Current Sale Transaction ID: 11865725137
  • Current Sale Price: $350,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 222381
  • Previous Sale Recording Date: Jan 01, 1978
  • Previous Sale Amount: $17,900
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: CARDINAL FINANCIAL COMPANY LP
  • First Mortgage Transaction Date: Oct 05, 2021
  • First Mortgage Loan Amount: $332,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2051

About Cheatham



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Frequently Asked Questions

What neighborhood is 1020 Floy Lane located in?
The 1020 Floy Lane is a located in the neighborhood of Cheatham in Cheatham, Ashland City.
What is the average sales price for listings in 1020 Floy Lane?
The average sales price for units in 1020 Floy Lane is $0 currently.

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