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1016 Denas Cove Road

1016 Denas Cove Road, Ragland, AL 35131
House in St. Clair
Sold Jul 21, 2020
$152,000
$103,250 by Cityworth Mortgage Llc
Mortgage Due Jun 01, 2051
Local assessors in Ragland, AL have categorized 1016 Denas Cove Road as a residential type of property. The home was built in 1993 and is 31 years old. The property's lot size has been calculated to be 39,182 square feet. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1016 Denas Cove Road has a total of 1,632 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 840 sqft. There are 3 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is poor. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - D+. The building has a gable or hip style roof that was made of shingle (not wood). Lots of wood were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 1016 Denas Cove Road sold most recently in Jul 20, 2020 for a total of $152,000. If you work out the math, that's approximately a cost of $93.14 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $0 in taxes each year. 1016 Denas Cove Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $32,902. If we break it down further, the land itself was valued at $3,900. Improvements to the property, however, were assessed at a total of $29,002. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Facilities

Boat Slip

Driveway

Driveway

Parking

RV Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1993
  • Effective Year Built: 1993
  • Building Count: 1
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 4
  • Building Condition: Poor
  • Building Quality: D+
  • Exterior Walls Type: Wood
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 1
  • Floor Cover: Floating floor/laminate
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 840
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 39,182
  • Total Building Area: 1,632
  • Building Area: 1,632
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,632
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: CLINES WILD WOOD ACRES
  • Land Acres: 0.9
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 12 CLINE'S WILD WOOD ACRES 25-15-4

Ownership

  • Current Owner : COOPER RONALD CLARK
  • Current Owner 2: FOSTER BRENDA J
  • Previous Owner : GANN SUSAN H
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: St. Clair County School District
  • Census Tract: 040301

Geography

  • Account Number: 502713
  • Parcel: 18-07-25-0-001-028.000
  • Lot: 12
  • Meridian: SEC 25 TWN 15S RNG 04E
  • Municipality: TOWNSHIP 18
  • Latitude: 33.7003
  • Longitude: -86.1726

    Address

  • Full Address: 1016 Denas Cove Rd
  • Address - House Number: 1016
  • Address - Street Name: Denas Cove
  • Address - Suffix Type: Rd
  • State: AL
  • City Name: Ragland
  • Carrier Code: R002
  • 4-Digit Zip Code: 3608
  • Zip Code: 35131

Valuation

    Tax

  • Total Area: 1,927
  • Tax Year: 2022
  • Tax Amount: $0

    Appraisal Valuation

  • Standard Deviation: 0.4596
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 8
  • Final Value: 206,145
  • High Value: 300,906
  • Low Value: 111,383

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $103,250
  • First Open Lien Mortgage Lender: CITYWORTH MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Jul 06, 2021
  • First Open Lien Mortgage Loan Amount: $103,250
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2051

    Market Valuation

  • Market Total Value: $164,510
  • Market Land Value: $19,500
  • Market Improvement Value: $145,010

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $32,902
  • Assessed Land Value: $3,900
  • Assessed Improvements Value: $29,002

    Exemptions

  • Senior Citizen Exemption : Yes
  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jul 20, 2020
  • Current Sale Recording Date: Jul 21, 2020
  • Current Sale Transaction ID: 11775947277
  • Current Sale Price: $152,000
  • Current Sale Document Type: Survivorship Deed

    Last Sale Mortgage

  • First Mortgage Lender: BBVA USA
  • First Mortgage Transaction Date: Jul 21, 2020
  • First Mortgage Loan Amount: $121,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2050

About St. Clair



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Frequently Asked Questions

What neighborhood is 1016 Denas Cove Road located in?
The 1016 Denas Cove Road is a house located in the neighborhood of St. Clair in St. Clair, Ragland.
What is the average sales price for listings in 1016 Denas Cove Road?
The average sales price for units in 1016 Denas Cove Road is $0 currently.

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