Not a short sale / Not bank owned, and yes you can absolutely move in as it is.  The retaining wall that has fallen in the front, is keeping people from calling to get in - This isn't a drive-by. Single family with a lower-level in-law apartment, Newer heat, good windows and electric, even a nicely updated kitchen and full bath.  This is a beautiful opportunity to become a homeowner at SUCH AN AFFORDABLE PRICE!   Tin ceiling in the kitchen with a large island, stone finishes and wood flooring.  Jetted tub in the updated, second floor bathroom. Windows are all vinyl, elec is updated and the heating system is newer.  There's a wrap around porch and the yard is absolutely fantastic - nearly a quarter acre and flat with mature-tree shade.  Truly, this is a diamond in the rough that has already been given some nice shine...just needs a few finishing touches and you'll have a wonderful home to be proud of.  You'll be surprised and delighted at what you see.  Really - Call Now!