Great opportunity for an over 1/4-acre property in Winter Haven - with NO HOA or CDD! This home has 3 bedrooms, 2 bathrooms, 1732 square foot including a bonus room off the carport with private access, that is separated from the main home by an oversized 2 car carport. This creates great potential for an office or in law space. The main home of 1396 square feet feels very open when you step inside to a generously sized living area. The step saver kitchen is directly off of the family room and includes ample counter and cabinet space, modern white cabinets and backsplash and a pony wall that allows easy conversation to the family room and the spacious dining room. The primary suite includes a nice sized closet, vanity and step in shower. The secondary bedrooms share a full bathroom. Central location, right across from Elementary school, close to Tampa or Orlando, Interstate, shopping and eateries. It's good to be home. Case # 093-958182  FHA financing is available (I-insured).  FHA 203k loan eligible if buyer chooses, but is subject to buyers FHA appraisal. Buyer selects closing agent/firm.  This home is owned by HUD – Housing of Urban Development.  "All properties sold 'as is' without any guarantee or warranty by the seller".  All buyers must be accompanied in by a representing RE agent.  All measurements are estimates. 30 day owner occupant first look period.