New York City real estate may be expensive, but it is possible to find a home for sale well under a million dollars — if you know where to look. This month’s selection spans four boroughs and four very different budgets, from a waterfront Astoria condo with East River views to a renovated Ft. Washington co-op priced under $800,000
Using listings currently available on RealtyHop, we took a look at what buyers can find across New York City this month. The results show just how much location, property type, and building structure can shape what the same budget buys.
Below are four listings that showcase the range of homes currently on the market.
26-15 4th Street #5A, Astoria, NY 11102
| PRICE $731,500 | BED 1 | BATH 1 | TYPE Condo | NEIGHBORHOOD Astoria | BOROUGH Queens |
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Residence 5A at The OpenAire delivers a rare combination in New York City: new construction, a dedicated home office, and a private outdoor balcony, all steps from the Astoria waterfront. This one-bedroom, one-bathroom condominium blends modern design with functionality just minutes from Manhattan.
The custom kitchen is outfitted with premium Haier and GE appliances, a Fanco ventilation system, matte wood cabinetry, and marble countertops and backsplashes. Natural light pours in throughout, drawing the eye toward panoramic views of the East River, while European soundproofed windows keep the home quiet despite its lively surroundings.
The bathroom continues the elevated finishes with marble-style porcelain tile and matte black fixtures. With a building elevator, a generous bedroom closet, and monthly HOA dues of just $325, this is a compelling entry point into new Astoria construction for under $750,000.
51 West 106th Street #5D, New York, NY 10025
| PRICE $779,900 | BED 3 | BATH 1 | TYPE Co-op | NEIGHBORHOOD Upper West Side | BOROUGH Manhattan |
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Buyers hunting for genuine space in Manhattan will want to take a close look at this three-bedroom HDFC co-op just moments from Central Park. The well-proportioned, five-room layout is filled with natural light and enjoys an open city outlook with a glimpse of the park.
Three true bedrooms give today’s buyers real flexibility — a home office, guest room, or creative studio — all within a well-maintained elevator building. And the monthly maintenance, at just $634, is remarkably low for the neighborhood.
As an HDFC cooperative, the unit is subject to board approval and household income restrictions (up to 120% AMI: $142,560 for one person, up to $219,840 for a household of five). For income-eligible buyers, it’s a rare shot at three bedrooms near Central Park for well under $800,000.
30 Monroe Place #1F, Brooklyn, NY 11201
| PRICE $695,000 | BED 1 | BATH 1 | TYPE Co-op | NEIGHBORHOOD Brooklyn Heights | BOROUGH Brooklyn |
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Set on one of the most picturesque, tree-lined blocks in historic Brooklyn Heights, this first-floor one-bedroom co-op offers more than 22 feet of combined living and dining space and west-facing windows overlooking the street below.
The recently renovated open kitchen provides generous counter space, while hardwood floors, high ceilings, and abundant closets round out the layout. Buyers can also apply to install an in-unit washer/dryer, subject to board approval.
The building itself is a strong draw: a live-in super, on-site laundry, a virtual entry system, bike and storage rooms, and no flip tax. Pied-à-terre and gift purchases are allowed with board approval — flexibility that’s increasingly hard to find in Brooklyn Heights co-ops. Add in proximity to Brooklyn Bridge Park, the Promenade, and a nearby Trader Joe’s, and this is a well-located foothold in one of Brooklyn’s most desirable neighborhoods for under $700,000.
47-53 Fort Washington Avenue #61, New York, NY 10032
| PRICE $799,000 | BED 3 | BATH 2 | TYPE Co-op | NEIGHBORHOOD Washington Heights | BOROUGH Manhattan |
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For buyers craving loft-like proportions in Manhattan, this top-floor corner co-op in Washington Heights blends downtown character with uptown scale. Soaring 10-plus-foot ceilings, exposed brick, and oversized rooms bathed in natural light give the unit an open, loft-like feel that’s rare north of Harlem.
The apartment has undergone a meticulous, floor-to-ceiling renovation, including all-new electrical and plumbing. The chef’s kitchen is finished in marble with premium Bosch appliances, while the spa-inspired bathrooms carry matching marble finishes. Distressed white hardwood floors and an in-unit Electrolux washer/dryer round out the details.
Located just one block from Riverside Drive, the building is walking distance to Riverside Park, the Hudson River Greenway, and Riverbank State Park, with the 1 train at 157th Street and express A, C, and 1 trains at 168th Street just a few blocks away. Everyday conveniences — Five Flies Coffee, a newly built Super Foodtown, and Planet Fitness — are all close by.
As an HDFC cooperative, the unit is subject to income restrictions at 165% AMI (2026 household caps: $196,000 for one person up to $280,000 for a household of four), must serve as a primary residence, and carries a 10% flip tax paid by the seller. Combined with a $1,164 monthly maintenance and a modest $280 assessment, it’s a significant amount of renovated, prewar-scaled space for well under $800,000.
Check back next month for more properties!
