New York City remained the fourth least affordable housing market in the country as of December, with a median listing price of $890,000. Thankfully, buyers searching around the $770,000 mark can still find a variety of options across the city. From prewar co-ops filled with historic character to modern condos designed for efficiency, there’s something for nearly every lifestyle. Listings for under $770000 in January 2026 come with a variety of features —whether you’re drawn to bright sunrooms, private outdoor space, or a washer and dryer in unit, these units have something for everyone.
What You’ll Get in NYC in January 2026 for $770,000
37-28 80th Street #32, Queens, NY
| PRICE $770,000 |
BED 2 |
BATH 1 |
TYPE Co-op |
NEIGHBORHOOD Jackson Heights |
BOROUGH Queens |
Prospective buyers will fall in love with the pre-war co-op unit’s elegant and cozy aesthetic. Located in Jackson Heights, this two-bedroom apartment comes with a working fireplace, formal dining room, sunroom, nine-foot ceilings, and, best yet, access to a shared private garden. The unit’s kitchen and bathroom have both been renovated tastefully with modern yet classic touches to ensure they never go out of style. Residents will have access to an updated elevator, laundry in the basement, private storage (wait-list), a live-in-Superintendent, and bike storage.
29 W 138TH Street #4H, Manhattan, NY
The next unit is a two bedroom Harlem co-op unit located in Beacon Towers. This bright and inviting home comes with large windows that will make you feel right at home. It’s refurbished kitchen is supplied with brand new stainless steel appliances and a washer and drying right across the hall by the bathroom. The secondary bedroom comes with built-in book cases and a Murphy bed, making it an ideal home office or guest suite. The building itself comes equipped with elevator access, a private courtyard, garage parking, and part time doorman services.
37-28 85th Street #32, Queens, NY
Prospective buyers with a taste for modern luxury will want to check out this two-bedroom apartment in a new condominium development, Queens Garden. The building has a number of great amenities including a day-time doorman, fitness center, bicycle room, package room, outdoor courtyard, rooftop, resident’s lounge, additional storage, and indoor parking garage. Each unit comes equipped with air conditioning, a washer and dryer, and stainless steel appliances for the ultimate convenience and comfort.
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43-30 52nd Street #3B, Queens, NY
The next listing on our list this month is a two-bedroom corner unit located on the third floor of a well-maintained building with elevator access. Each bedroom comes equipped with its own closet and en-suite bathroom, which have both been renovated with modern vanities and finishings. Additional benefits include the building’s laundry facilities, live-in superintendent, and full-time porter. There is currently a waitlist for parking spaces. As an added plus, the building is cat friendly!
95-08 65th Road #3C, Queens, NY
Finally, don’t miss out on this two-bedroom, two-bathroom condominium unit at Galaxy Tower in Rego Park. This unit is southeastern facing and has plenty of natural light due to its floor-to-ceiling windows. Some prominent features of the home include its private balcony, in-unit washer and dryer, tankless hot water heater, and recently updated heating and cooling systems. Parking is available for rent in the building’s basement though the building is conveniently located by the M/R and E/F trains.
Check back next month after January 2026 to see what you’ll get in NYC for a different price point.
