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4895 Upper Mountain Road

4895 Upper Mountain Road, Lockport, NY 14094
Property in Cambria
Sold Nov 12, 2020
$135,000
$60,000 by Ontario Shores Fcu
Mortgage Due Dec 01, 2050
Sold Jun 23, 2017
$84,000
$79,800 by Northwest Bank
Mortgage Due Jul 01, 2047
Local assessors in Lockport, NY have categorized 4895 Upper Mountain Road as a residential type of property. The home was built in 1940 and is 84 years old. The property's lot size has been calculated to be 21,780 square feet. The linear feet between the front and back of the lot was measured at 2,026 ft and the front of the lot was measured at 1,078 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 4895 Upper Mountain Road has a total of 1,124 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Do you like to entertain? The home has a covered porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - D. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Nov 10, 2020 for $135,000. That's $120.11 per sqft. Prior to that sales transaction, the property was also sold in Jun 23, 2017 for $84,000. 4895 Upper Mountain Road was last assessed in 2023. The total value of the property was assessed at $145,000. Specifically, the land the property is located on was valued at $24,500. While improvements on the property were assessed at a total of $120,500. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $3,692. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1940
  • Effective Year Built: 1940
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: D
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 1
  • Basement Type: Unspecified basement
  • Basement Area: 0
  • Parking Space Count: 0
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 21,780
  • Lot Size Depth Feet: 2,026
  • Lot Size Frontage Feet: 1,078
  • Total Building Area: 1,124
  • Building Area: 1,124
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,124
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Septic
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.5
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 27 14 7

Ownership

  • Current Owner : SCHWEITZER JUSTINE
  • Previous Owner : FOSTER RACHEL M
  • Previous Owner 2: FOSTER CRAIG R
  • Owner Before Previous Owner: DEVOLE GWEN S
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Starpoint Central School District
  • School Tax School District: STARPOINT
  • Census Tract: 024303

Zoning

  • Zoning: AR

Geography

  • District: 292000
  • Section: 107.00
  • Parcel: 292000 107.00-2-42
  • Block: 2
  • Lot: 42.000
  • Municipality: CAMBRIA
  • Latitude: 43.1654
  • Longitude: -78.7744

    Address

  • Full Address: 4895 Upper Mountain Rd
  • Address - House Number: 4895
  • Address - Street Name: Upper Mountain
  • Address - Suffix Type: Rd
  • State: NY
  • City Name: Lockport
  • Carrier Code: R009
  • 4-Digit Zip Code: 9632
  • Zip Code: 14094

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,692
  • Tax Rate Code Area: 293201

    Appraisal Valuation

  • Standard Deviation: 0.2454
  • Valuation Date: Feb 21, 2024
  • Confidence Score: 65
  • Final Value: 184,740
  • High Value: 230,078
  • Low Value: 139,403

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $60,000
  • First Open Lien Mortgage Lender: ONTARIO SHORES FCU
  • First Open Lien Mortgage Recording Date: Nov 12, 2020
  • First Open Lien Mortgage Loan Amount: $60,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2050

    Market Valuation

  • Market Total Value: $145,000
  • Market Land Value: $24,500
  • Market Improvement Value: $120,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $145,000
  • Assessed Land Value: $24,500
  • Assessed Improvements Value: $120,500

    Sales

  • Current Sale Contract Date: Nov 10, 2020
  • Current Sale Recording Date: Nov 12, 2020
  • Current Sale Transaction ID: 11799736170
  • Current Sale Price: $135,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020-18875
  • Previous Sale Recording Date: Jun 23, 2017
  • Previous Sale Contract Date: Jun 23, 2017
  • Previous Sale Amount: $84,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: ONTARIO SHORES FCU
  • First Mortgage Transaction Date: Nov 12, 2020
  • First Mortgage Loan Amount: $60,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Dec 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: NORTHWEST BANK
  • Previous Mortgage Transaction Date: Jun 23, 2017
  • Previous Mortgage Loan Amount: $79,800
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jul 01, 2047

About Niagara



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Frequently Asked Questions

What neighborhood is 4895 Upper Mountain Road located in?
The 4895 Upper Mountain Road is a located in the neighborhood of Cambria in Niagara, Lockport.
What is the average sales price for listings in 4895 Upper Mountain Road?
The average sales price for units in 4895 Upper Mountain Road is $0 currently.

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