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492 Fortress Court

492 Fortress Court, Saint Charles, MO 63303
Property in Saint Charles
Sold May 03, 2013
$212,000
$159,000 by Homeland Mortgage Llc
Mortgage Due May 01, 2043
Sold Oct 14, 2004
$206,700
$174,050 by Rbc Mortgage Co
Mortgage Due Nov 01, 2034
492 Fortress Court in Saint Charles, MO was first built in 2004 and is 20 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a bi-level style. There are a total of 2 floors. There are a total of 7 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 492 Fortress Court has 2,398 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 772 sqft and has been categorized as a partial basement. In total, the area measurement of the land is 5,663 square feet.

Learn more about the property and building on this page. There is a open porch and a screened patio. Water for the property is sourced from a water system. The property is connected to a sewer system. For those who need parking, there is a attached garage. The garage is 400 sqft. There are a total of 2 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of masonry. As for heating, the home is utilizing gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 492 Fortress Court was last sold in Apr 30, 2013 for $212,000. According to our calculations, that's $70.88 per sqft. Prior to that sales transaction, the property was sold for $206,700 in Oct 7, 2004. Current property owners are expected to pay $3,085 in taxes per year. The property on 492 Fortress Court was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $59,158. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2004
  • Effective Year Built: 2004
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Bi-level
  • Exterior Walls Type: Masonry
  • Floor Count: 2
  • Basement Type: Partial basement
  • Basement Area: 772
  • Garage Type: Attached
  • Garage Square Area: 400
  • Parking Space Count: 2
  • Patio Type: Patio - screened
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 5,663
  • Total Building Area: 2,991
  • Gross Building Area: 2,991
  • Building Area: 2,398
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 2,398
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: ENCLAVE AT MONTCLAIR
  • Land Acres: 0.13
  • Standard Land Use Code: Single family residential
  • Legal Description 1: MONTCLAIR LOT 1-42

Ownership

  • Current Owner : ZHANG LIANG
  • Current Owner 2: LI AMY Y
  • Previous Owner : REED BRYAN K
  • Previous Owner 2: REED ELLEN B
  • Owner Before Previous Owner: TAYLOR MORLEY INC

Neighborhood

  • School District Name: Francis Howell R-III School District
  • School Tax School District: FRANCIS HOWELL
  • Census Tract: 311004

Geography

  • Account Number: T040800058
  • District: 206
  • Parcel: 3-0162-9436-01-0042.0000000
  • Lot: 42
  • Municipality: ST CHARLES
  • Latitude: 38.7579
  • Longitude: -90.5141

    Address

  • Full Address: 492 Fortress Ct
  • Address - House Number: 492
  • Address - Street Name: Fortress
  • Address - Suffix Type: Ct
  • State: MO
  • City Name: Saint Charles
  • Carrier Code: C060
  • 4-Digit Zip Code: 3892
  • Zip Code: 63303

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,085
  • Tax Rate Code Area: 3

    Appraisal Valuation

  • Standard Deviation: 0.1905
  • Valuation Date: Aug 09, 2023
  • Confidence Score: 74
  • Final Value: 394,858
  • High Value: 470,097
  • Low Value: 319,619

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $159,000
  • First Open Lien Mortgage Lender: HOMELAND MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: May 03, 2013
  • First Open Lien Mortgage Loan Amount: $159,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: May 01, 2043

    Market Valuation

  • Market Total Value: $311,360
  • Market Land Value: $55,000
  • Market Improvement Value: $256,360

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $59,158

    Sales

  • Current Sale Contract Date: Apr 30, 2013
  • Current Sale Recording Date: May 03, 2013
  • Current Sale Transaction ID: 1188680336
  • Current Sale Price: $212,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 20130503000353560
  • Previous Sale Recording Date: Oct 14, 2004
  • Previous Sale Contract Date: Oct 07, 2004
  • Previous Sale Amount: $206,700
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: HOMELAND MORTGAGE LLC
  • First Mortgage Transaction Date: May 03, 2013
  • First Mortgage Loan Amount: $159,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: May 01, 2043

    Previous Mortgages

  • Previous Mortgage Lender: RBC MORTGAGE CO
  • Previous Mortgage Transaction Date: Oct 14, 2004
  • Previous Mortgage Loan Amount: $174,050
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Nov 01, 2034

About Saint Charles



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Frequently Asked Questions

What neighborhood is 492 Fortress Court located in?
The 492 Fortress Court is a located in the neighborhood of Saint Charles in Saint Charles, Saint Charles.
What is the average sales price for listings in 492 Fortress Court?
The average sales price for units in 492 Fortress Court is $0 currently.

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