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503 Bent Tree Court

503 Bent Tree Court, Oswego, IL 60543
House in Oswego
Sold Oct 14, 2020
$387,500
$368,125 by Guaranteed Rate Inc
Mortgage Due Oct 01, 2035
Sold Aug 17, 2005
$410,000
$328,000 by Banc Group Mortgage Corp
Mortgage Due Sep 01, 2035
503 Bent Tree Court has been categorized by the local assessors in Oswego, IL as a residential type of property. The home has a total of 10 rooms. 4 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. The building has a total of 2 stories. In addition, 503 Bent Tree Court has 1,505 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a finished improved basement that is 1,505 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The linear feet between the front and back of the lot is 1,250 ft and across the front of the lot is 880 ft. The area measurement of the land has been determined as 10,417 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a traditional style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. According to our sources, there are a total of 3 available parking spaces. The inside of the home is being cooled with central air conditioning at the moment. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a well system. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 503 Bent Tree Court was last sold in Sep 9, 2020 for $387,500. According to our calculations, that's $257.48 per sqft. Prior to that sales transaction, the property was sold for $410,000 in Jun 22, 2005. Current property owners are expected to pay $10,789 in taxes per year. The property on 503 Bent Tree Court was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $125,482. To break that down further, the land itself was valued at $24,946. While improvements to the property were assessed at a total of $100,536. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Brick Exterior
Cedar Siding

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Building Count: 1
  • Total Rooms: 10
  • Bedroom Count: 4
  • Full Bathrooms: 2
  • Building Style: Traditional
  • Floor Count: 2
  • Basement Type: Finished improved basement
  • Basement Area: 1,505
  • Garage Type: Attached
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 10,417
  • Lot Size Depth Feet: 1,250
  • Lot Size Frontage Feet: 880
  • Total Building Area: 1,505
  • Gross Building Area: 1,505
  • Building Area: 1,505
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: unknown
  • Heated Square Feet: 1,505
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: Well

Building

  • Property Class: Residential
  • Subdivision: MILL RACE CREEK
  • Land Acres: 0.239
  • Standard Land Use Code: Residential (general) (single)
  • Legal Description 1: LOT 105 MILL RACE CREEK UNIT 2 VILLAGE OF OSWEGO

Ownership

  • Current Owner : GUTIERREZ ROBERTO
  • Current Owner 2: NAVARRO NANCY
  • Previous Owner : JENKS ROGER N
  • Previous Owner 2: JENKS MICHELLE R
  • Owner Before Previous Owner: OLIVER HOFFMANN CORP
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Tenants by Entirety

Neighborhood

  • School District Name: Oswego Community Unit School District 308
  • Census Tract: 890107

Geography

  • Assessors Map Reference: 3263-E1
  • Parcel: 03-09-424-020
  • Lot: 105
  • Municipality: OSWEGO TOWNSHIP
  • Latitude: 41.7
  • Longitude: -88.3257

    Address

  • Full Address: 503 Bent Tree Ct
  • Address - House Number: 503
  • Address - Street Name: Bent Tree
  • Address - Suffix Type: Ct
  • State: IL
  • City Name: Oswego
  • Carrier Code: R008
  • 4-Digit Zip Code: 8734
  • Zip Code: 60543

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $10,789
  • Tax Rate Code Area: OS008

    Appraisal Valuation

  • Standard Deviation: 0.1426
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 83
  • Final Value: 488,178
  • High Value: 557,824
  • Low Value: 418,531

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $368,125
  • First Open Lien Mortgage Lender: GUARANTEED RATE INC
  • First Open Lien Mortgage Recording Date: Oct 14, 2020
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $368,125
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2035

    Market Valuation

  • Market Total Value: $376,446
  • Market Land Value: $74,838
  • Market Improvement Value: $301,608

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $125,482
  • Assessed Land Value: $24,946
  • Assessed Improvements Value: $100,536

    Sales

  • Current Sale Contract Date: Sep 09, 2020
  • Current Sale Recording Date: Oct 14, 2020
  • Current Sale Transaction ID: 11792230768
  • Current Sale Price: $387,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 202000020387
  • Previous Sale Recording Date: Aug 17, 2005
  • Previous Sale Contract Date: Jun 22, 2005
  • Previous Sale Amount: $410,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: GUARANTEED RATE INC
  • First Mortgage Transaction Date: Oct 14, 2020
  • First Mortgage Loan Amount: $368,125
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2035

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: BANC GROUP MORTGAGE CORP
  • Previous Mortgage Transaction Date: Aug 17, 2005
  • Previous Mortgage Loan Amount: $328,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • Previous Mortgage Loan Due Date: Sep 01, 2035

About Oswego



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250 Springbrook Trail S #250, Oswego, IL, 60543 Listing by Faith Staudenbaur

Frequently Asked Questions

What neighborhood is 503 Bent Tree Court located in?
The 503 Bent Tree Court is a house located in the neighborhood of Oswego in Oswego, Oswego.
What is the average sales price for listings in 503 Bent Tree Court?
The average sales price for units in 503 Bent Tree Court is $0 currently.

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