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4809 Cedar Cliff Road

4809 Cedar Cliff Road, Chester, VA 23831
Property in Chesterfield
Sold Nov 08, 2021
$170,000
$144,500 by Navy Federal Credit Union
Mortgage
Sold Dec 09, 1998
Transfer
$99,900 by Department Of Veterans Affairs
Mortgage
4809 Cedar Cliff Road has been categorized by the local assessors in Chester, VA as a residential type of property. The building on the property was first built in 1989 and is 35 years old. The home has a total of 7 rooms. 4 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 3 partial bathrooms in the home. The building has a total of 2 stories. In addition, 4809 Cedar Cliff Road has 1,912 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 8,973 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a traditional style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. The garage measured 368 sqft. According to our sources, there is one available parking space. Residents will have the luxury of enjoying a open porch. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of B by the local assessor. The roof of the building is made of composition shingle. The exterior walls of the building are made of wood siding. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a gas heating system and being fueled with gas. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a water system. The property is connected to a septic system and not a municipal sewage system. The homeowner of this property will need to handle their own water disposal. The property was last sold in Nov 5, 2021 for $170,000. That's $88.91 per sqft. 4809 Cedar Cliff Road was last assessed in 2023. The total value of the property was assessed at $284,900. Specifically, the land the property is located on was valued at $64,000. While improvements on the property were assessed at a total of $220,900. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $2,618. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1989
  • Effective Year Built: 1989
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: B
  • Construction Type: Frame
  • Building Style: Traditional
  • Exterior Walls Type: Wood siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Floor Cover: Wood
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 368
  • Parking Space Count: 1
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 8,973
  • Total Building Area: 1,912
  • Building Area: 1,912
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Gas
  • Heated Square Feet: 1,912
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Septic
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: CEDAR CLIFF
  • Land Acres: 0.206
  • Standard Land Use Code: Single family residential
  • Legal Description 1: CEDAR CLIFF L 49 SEC 1

Ownership

  • Current Owner : HARVEY SCOTT B
  • Current Owner 2: HARVEY ELIZABETH
  • Previous Owner : E & L AMOBI PROPERTIES LLC

Neighborhood

  • School District Name: Chesterfield County Public Schools
  • Census Tract: 100507

Zoning

  • Zoning: R9 - SINGL

Geography

  • Assessors Map Reference: MB 60 PG 36
  • Account Number: 434602000
  • District: 01
  • Section: 1
  • Parcel: 788-64-39-93-600-000
  • Lot: 49
  • Municipality: BERMUDA
  • Latitude: 37.3244
  • Longitude: -77.4473

    Address

  • Full Address: 4809 Cedar Cliff Rd
  • Address - House Number: 4809
  • Address - Street Name: Cedar Cliff
  • Address - Suffix Type: Rd
  • State: VA
  • City Name: Chester
  • Carrier Code: R020
  • 4-Digit Zip Code: 6795
  • Zip Code: 23831

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,618

    Appraisal Valuation

  • Standard Deviation: 0.1456
  • Valuation Date: Jun 21, 2023
  • Confidence Score: 82
  • Final Value: 322,423
  • High Value: 369,392
  • Low Value: 275,454

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $144,500
  • First Open Lien Mortgage Lender: NAVY FEDERAL CREDIT UNION
  • First Open Lien Mortgage Recording Date: Nov 08, 2021
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $144,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional

    Market Valuation

  • Market Total Value: $284,900
  • Market Land Value: $64,000
  • Market Improvement Value: $220,900

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $284,900
  • Assessed Land Value: $64,000
  • Assessed Improvements Value: $220,900

    Sales

  • Current Sale Contract Date: Nov 05, 2021
  • Current Sale Recording Date: Nov 08, 2021
  • Current Sale Transaction ID: 11866196312
  • Current Sale Price: $170,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021071164
  • Previous Sale Recording Date: Dec 09, 1998
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: NAVY FEDERAL CREDIT UNION
  • First Mortgage Transaction Date: Nov 08, 2021
  • First Mortgage Loan Amount: $144,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: DEPARTMENT OF VETERANS AFFAIRS
  • Previous Mortgage Transaction Date: Dec 09, 1998
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $99,900
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: VA

About Chesterfield



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Frequently Asked Questions

What neighborhood is 4809 Cedar Cliff Road located in?
The 4809 Cedar Cliff Road is a located in the neighborhood of Chesterfield in Chesterfield, Chester.
What is the average sales price for listings in 4809 Cedar Cliff Road?
The average sales price for units in 4809 Cedar Cliff Road is $0 currently.

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