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9901 Cardinal Street Northwest

9901 Cardinal Street Northwest, Albuquerque, NM 87114
Sold Nov 19, 2020
$390,000
$312,000 by Legacy Mortgage Llc
Mortgage Due Dec 01, 2050
Sold Aug 30, 2004
$415,600
$332,500 by Charter Bank
Mortgage Due Sep 01, 2034
Local assessors in Albuquerque, NM have categorized 9901 Cardinal Street Northwest as a residential type of property. The home was built in 2004 and is 20 years old. The property's lot size has been calculated to be 8,407 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 9901 Cardinal Street Northwest has a total of 2,632 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Moving onto specific details regarding the building. Our sources show that the building condition is fair. The building has a flat style roof that was made of tar and gravel. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. The home's a forced air unit is the primary heating source and it is being fueled with gas. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 9901 Cardinal Street Northwest was last sold in Nov 19, 2020 for $390,000. According to our calculations, that's $148.18 per sqft. Prior to that sales transaction, the property was sold for $415,600 in Aug 27, 2004. Current property owners are expected to pay $5,391 in taxes per year. The property on 9901 Cardinal Street Northwest was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $126,164. To break that down further, the land itself was valued at $26,520. While improvements to the property were assessed at a total of $99,644. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Stucco Exterior

Parking

Oversized Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2004
  • Effective Year Built: 2004
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 9
  • Building Condition: Fair
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Flat
  • Roof Cover Type: Tar and gravel
  • Floor Count: 1
  • Floor Cover: Carpet
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 8,407
  • Total Building Area: 2,632
  • Gross Building Area: 2,632
  • Building Area: 2,632
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 2,632
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: KNOLLS OF PARADISE HILLS
  • Land Acres: 0.193
  • Standard Land Use Code: Single family residential (assumed)
  • Legal Description 1: * 001 041KNOLLS OF PARADISE HILLS UNIT 2

Ownership

  • Current Owner : LEWIS MIKE
  • Current Owner 2: LEWIS SUSAN
  • Previous Owner : WALLACE RALPH B
  • Previous Owner 2: WALLACE BRENDA R
  • Owner Before Previous Owner: GALLEGOS GALLEGOS J
  • Owner Before Previous Owner 2: GALLEGOS KATHLEEN J
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Family Trust

Neighborhood

  • School District Name: Albuquerque Public Schools
  • Census Tract: 004753

Geography

  • Parcel: 1-013-065-001-094-3-09-02
  • Block: 41
  • Lot: 1
  • Municipality: ALBUQUERQUE
  • Latitude: 35.1917
  • Longitude: -106.674

    Address

  • Full Address: 9901 Cardinal St Nw
  • Legal Unit: 1
  • Address - House Number: 9901
  • Street Segment Direction: NW
  • Address - Street Name: Cardinal
  • Address - Suffix Type: St
  • State: NM
  • City Name: Albuquerque
  • Carrier Code: C019
  • 4-Digit Zip Code: 3913
  • Zip Code: 87114

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,391
  • Tax Rate Code Area: A1A

    Appraisal Valuation

  • Standard Deviation: 0.2093
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 71
  • Final Value: 535,551
  • High Value: 647,658
  • Low Value: 423,443

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $312,000
  • First Open Lien Mortgage Lender: LEGACY MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Nov 19, 2020
  • First Open Lien Mortgage Loan Amount: $312,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2050

    Market Valuation

  • Market Total Value: $378,528
  • Market Land Value: $79,567
  • Market Improvement Value: $298,961

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $126,164
  • Assessed Land Value: $26,520
  • Assessed Improvements Value: $99,644

    Sales

  • Current Sale Contract Date: Nov 19, 2020
  • Current Sale Recording Date: Nov 19, 2020
  • Current Sale Transaction ID: 11805313379
  • Current Sale Price: $390,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020117093
  • Previous Sale Recording Date: Aug 30, 2004
  • Previous Sale Contract Date: Aug 27, 2004
  • Previous Sale Amount: $415,600
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: LEGACY MORTGAGE LLC
  • First Mortgage Transaction Date: Nov 19, 2020
  • First Mortgage Loan Amount: $312,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Dec 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: CHARTER BANK
  • Previous Mortgage Transaction Date: Aug 30, 2004
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $332,500
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Sep 01, 2034

About Paradise Hills Civic



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Frequently Asked Questions

What neighborhood is 9901 Cardinal Street Northwest located in?
The 9901 Cardinal Street Northwest is a house located in the neighborhood of Paradise Hills Civic in Paradise Hills Civic, Albuquerque.
What is the average sales price for listings in 9901 Cardinal Street Northwest?
The average sales price for units in 9901 Cardinal Street Northwest is $390,000 , or $143/sqft. currently.

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