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987 Heritage Ranch Road

987 Heritage Ranch Road, Ramona, CA 92065
Property in San Diego
Sold May 21, 2021
$1,075,000
$913,750 by North American Savings Bank Fs
Mortgage Due Jun 01, 2051
Sold Jan 26, 2010
$594,000
Local assessors in Ramona, CA have categorized 987 Heritage Ranch Road as a residential type of property. The home was built in 2007 and is 17 years old. The property's lot size has been calculated to be 216,058 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 3 partial bathrooms. If we look only at the heated or air conditioned part of the building, then 987 Heritage Ranch Road has a total of 2,888 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. There are 3 available parking spaces so it's a great situation for those with more than one car. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 987 Heritage Ranch Road was last sold in Apr 27, 2021 for $1,075,000. According to our calculations, that's $372.23 per sqft. Prior to that sales transaction, the property was sold for $594,000 in Dec 11, 2009. Current property owners are expected to pay $12,535 in taxes per year. The property on 987 Heritage Ranch Road was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $1,177,430. To break that down further, the land itself was valued at $572,220. While improvements to the property were assessed at a total of $605,210. Based on our records, the total assessed value for this property has been marked as more than the total market value as of this moment. Which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2007
  • Effective Year Built: 2007
  • Building Count: 1
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 216,058
  • Total Building Area: 2,888
  • Building Area: 2,888
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 2,888
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SAN DIEGO 5244-1
  • Land Acres: 4.96
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Pipeline or right-of-way
  • Legal Description 1: LOT 6 TR 015066

Ownership

  • Current Owner : LAROCQUE LANCE
  • Current Owner 2: LAROCQUE COLLEEN
  • Previous Owner : EARNSHAW MARCIA LEE
  • Owner Before Previous Owner: PNC BANK NATIONAL ASSOCIATION
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Community Property

Neighborhood

  • School District Name: Ramona City Unified School District
  • School Tax School District: UNIFIED RAMONA
  • Census Tract: 020807

Zoning

  • Zoning: A70

Geography

  • Assessors Map Reference: 015066
  • Subdivision Tract Number: 015066
  • Parcel: 279-220-06-00
  • Lot: 6
  • Municipality: RAMONA UNIFIED
  • Latitude: 33.0688
  • Longitude: -116.874

    Address

  • Full Address: 987 Heritage Ranch Rd
  • Address - House Number: 987
  • Address - Street Name: Heritage Ranch
  • Address - Suffix Type: Rd
  • State: CA
  • City Name: Ramona
  • Carrier Code: C011
  • 4-Digit Zip Code: 1041
  • Zip Code: 92065

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $12,535
  • Tax Rate Code Area: 65-010

    Appraisal Valuation

  • Standard Deviation: 0.1658
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 79
  • Final Value: 1,344,970
  • High Value: 1,568,056
  • Low Value: 1,121,883

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $913,750
  • First Open Lien Mortgage Lender: NORTH AMERICAN SAVINGS BANK FS
  • First Open Lien Mortgage Recording Date: May 21, 2021
  • First Open Lien Mortgage Loan Amount: $913,750
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2051

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $1,177,430
  • Assessed Land Value: $572,220
  • Assessed Improvements Value: $605,210

    Sales

  • Current Sale Contract Date: Apr 27, 2021
  • Current Sale Recording Date: May 21, 2021
  • Current Sale Transaction ID: 11835956963
  • Current Sale Price: $1,075,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2021-0388779
  • Previous Sale Recording Date: Jan 26, 2010
  • Previous Sale Contract Date: Dec 11, 2009
  • Previous Sale Amount: $594,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: NORTH AMERICAN SAVINGS BANK FS
  • First Mortgage Transaction Date: May 21, 2021
  • First Mortgage Loan Amount: $913,750
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jun 01, 2051

About Ramona



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Frequently Asked Questions

What neighborhood is 987 Heritage Ranch Road located in?
The 987 Heritage Ranch Road is a located in the neighborhood of San Diego in Ramona, Ramona.
What is the average sales price for listings in 987 Heritage Ranch Road?
The average sales price for units in 987 Heritage Ranch Road is $0 currently.

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