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981 St Charles Street

981 St Charles Street, Elgin, IL 60120
Property in Southeast Elgin
Sold Mar 29, 2017
$115,000
$111,645 by Old Second National Bank
Mortgage Due Apr 01, 2047
Sold Nov 26, 2012
$49,000
981 St Charles Street in Elgin, IL was first built in 1918 and is 106 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a unknown style. It is a single story home. There are a total of 5 rooms in the home, of which, 2 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 981 St Charles Street has 822 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 480 ft and the linear feet between the front and back of the lot is 1,840. In total, the area measurement of the land is 8,854 square feet.

Learn more about the property and building on this page. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a detached garage. There is one available parking space. The exterior walls of the home are made of brick. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 981 St Charles Street was last sold in Mar 24, 2017 for $115,000. According to our calculations, that's $69.95 per sqft. Prior to that sales transaction, the property was sold for $49,000 in Oct 5, 2012. Current property owners are expected to pay $3,614 in taxes per year. The property on 981 St Charles Street was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $47,681. To break that down further, the land itself was valued at $11,151. While improvements to the property were assessed at a total of $36,530. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. Are you already in the process of closing on a property and have signed a purchase agreement? You may want to consider locking in your current mortgage rate if interest rates have been rising or seem volatile. This is what's known in the market as a mortgage rate lock (aka rate protection). However, be sure to evaluate your situation carefully before you do so. There may be certain costs associated with taking this action and you'll want to time the start of your perfectly!This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1918
  • Effective Year Built: 1918
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Style: Unknown
  • Exterior Walls Type: Brick
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 822
  • Garage Type: Detached
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 8,854
  • Lot Size Depth Feet: 1,840
  • Lot Size Frontage Feet: 480
  • Total Building Area: 1,644
  • Gross Building Area: 1,644
  • Building Area: 822
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: unknown
  • Heated Square Feet: 822
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: WINZLAR ADDN
  • Land Acres: 0.203
  • Standard Land Use Code: Single family residential
  • Legal Description 1: WINZLAR ADDN LOT 11 BLOCK 12

Ownership

  • Current Owner : HERNANDEZ RICHARDO J
  • Previous Owner : ANONGSACK SOMPHONG
  • Previous Owner 2: ANONGSACK THINTHONG
  • Owner Before Previous Owner: FEDERAL NATIONAL MORTGAGE ASSOCIATION
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: School District U-46
  • Census Tract: 851400

Geography

  • Parcel: 06-24-484-005
  • Block: 12
  • Lot: 11
  • Municipality: ELGIN
  • Latitude: 42.0158
  • Longitude: -88.2685

    Address

  • Full Address: 981 Saint Charles St
  • Address - House Number: 981
  • Address - Street Name: Saint Charles
  • Address - Suffix Type: St
  • State: IL
  • City Name: Elgin
  • Carrier Code: C020
  • 4-Digit Zip Code: 8469
  • Zip Code: 60120

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,614
  • Tax Rate Code Area: EL005

    Appraisal Valuation

  • Standard Deviation: 0.1698
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 78
  • Final Value: 207,265
  • High Value: 242,477
  • Low Value: 172,053

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $119,145
  • First Open Lien Mortgage Lender: OLD SECOND NATIONAL BANK
  • First Open Lien Mortgage Recording Date: Mar 29, 2017
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $111,645
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2047
  • Second Open Lien Mortgage Lender: ILLINOIS HOUSING DEVELOPMENT A
  • Second Open Lien Mortgage Recording Date: Mar 29, 2017
  • Second Open Lien Mortgage Loan Amount: $7,500
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Stand Alone Second

    Market Valuation

  • Market Total Value: $143,100
  • Market Land Value: $33,466
  • Market Improvement Value: $109,634

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $47,681
  • Assessed Land Value: $11,151
  • Assessed Improvements Value: $36,530

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Mar 24, 2017
  • Current Sale Recording Date: Mar 29, 2017
  • Current Sale Transaction ID: 1807087547
  • Current Sale Price: $115,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2017K015823
  • Previous Sale Recording Date: Nov 26, 2012
  • Previous Sale Contract Date: Oct 05, 2012
  • Previous Sale Amount: $49,000
  • Previous Sale Document Type: Special Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: OLD SECOND NATIONAL BANK
  • First Mortgage Transaction Date: Mar 29, 2017
  • First Mortgage Loan Amount: $111,645
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Apr 01, 2047

    Financing

  • First Mortgage Financing Type: Fixed Rate

About Southeast Elgin



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Frequently Asked Questions

What neighborhood is 981 St Charles Street located in?
The 981 St Charles Street is a located in the neighborhood of Southeast Elgin in Southeast Elgin, Elgin.
What is the average sales price for listings in 981 St Charles Street?
The average sales price for units in 981 St Charles Street is $0 currently.

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