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978 East Shelby Road

978 East Shelby Road, Shelby, MI 49455
Property in Ferry
Sold Jun 23, 2020
Transfer
$158,565 by Loandepot.com Llc
Mortgage Due Jul 01, 2050
This has been categorized as a residential property type. In total, the area measurement of the land is 212,263 square feet.

Learn more about the property and building on this page. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Current property owners are expected to pay $1,975 in taxes per year. The property on 978 East Shelby Road was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $90,400. To break that down further, the land itself was valued at $90,400. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Bedroom Count: 0
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 212,263
  • Total Building Area: 0
  • Building Area: 0

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 4.872
  • Standard Land Use Code: Single family residential
  • Legal Description 1: WD 2020/11719 978 E SHELBY RD QC-L2001P15573 SPL FR 2 IN 97 SEC 20 T14N R16W. TH PT OF FOLL DESCS LYG WITHIN W 1/2 OF NW 1/4

Ownership

  • Current Owner : CONTRERAS STEPHEN
  • Current Owner 2: CONTRERAS SHANNON
  • Previous Owner : STENBERG PAULA J
  • Previous Owner 2: JOHNSON PAUL A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Shelby Public Schools
  • School Tax School District: SHELBY
  • Census Tract: 010600

Geography

  • District: 013
  • Parcel: 013-020-100-12
  • Meridian: SEC 20 TWN 14N RNG 16W
  • Municipality: FERRY TOWNSHIP
  • Latitude: 43.5988
  • Longitude: -86.254

    Address

  • Full Address: 978 E Shelby Rd
  • Address - House Number: 978
  • Street Direction: E
  • Address - Street Name: Shelby
  • Address - Suffix Type: Rd
  • State: MI
  • City Name: Shelby
  • Carrier Code: R001
  • 4-Digit Zip Code: 9743
  • Zip Code: 49455

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $1,975
  • Tax Rate Code Area: 013

    Appraisal Valuation

  • Standard Deviation: 0.2603
  • Valuation Date: Aug 09, 2023
  • Confidence Score: 63
  • Final Value: 255,282
  • High Value: 321,736
  • Low Value: 188,829

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $158,565
  • First Open Lien Mortgage Lender: LOANDEPOT.COM LLC
  • First Open Lien Mortgage Recording Date: Jun 23, 2020
  • First Open Lien Mortgage Loan Amount: $158,565
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2050

    Market Valuation

  • Market Total Value: $180,800
  • Market Land Value: $180,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $90,400
  • Assessed Land Value: $90,400

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jun 22, 2020
  • Current Sale Recording Date: Jun 23, 2020
  • Current Sale Transaction ID: 11773851865
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 202000003408

    Last Sale Mortgage

  • First Mortgage Lender: LOANDEPOT.COM LLC
  • First Mortgage Transaction Date: Jun 23, 2020
  • First Mortgage Loan Amount: $158,565
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: Jul 01, 2050

About Oceana



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Frequently Asked Questions

What neighborhood is 978 East Shelby Road located in?
The 978 East Shelby Road is a located in the neighborhood of Ferry in Oceana, Shelby.
What is the average sales price for listings in 978 East Shelby Road?
The average sales price for units in 978 East Shelby Road is $0 currently.

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