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97 Ferry Street

97 Ferry Street, South Hadley, MA 01075
Property in South Hadley
Sold Dec 02, 2014
$460,000
$368,000 by Luso Fcu
Mortgage Due Dec 02, 2029
Sold Nov 12, 2013
Transfer
Local assessors in South Hadley, MA have categorized 97 Ferry Street as a residential type of property. The home was built in 2003 and is 21 years old. The property's lot size has been calculated to be 48,352 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 97 Ferry Street has a total of 2,366 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is average. The building has a gable style roof that was made of asphalt. Lots of brick were used in the construction of the exterior walls of the home. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 97 Ferry Street was last sold in Jan 1, 1970 for $460,000. According to our calculations, that's $194.42 per sqft. Current property owners are expected to pay $12,318 in taxes per year. The property on 97 Ferry Street was last assessed in 2024. As a result of that assessment, the total value of the property was placed at $742,500. To break that down further, the land itself was valued at $115,400. While improvements to the property were assessed at a total of $627,100. Based on our records, the total assessed value for this property has been marked as more than the total market value as of this moment. Which is pretty atypical. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Parking

Attached Garage
Off Street Parking

Condition

Level Lot
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2003
  • Effective Year Built: 2003
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 2
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Brick
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 48,352
  • Total Building Area: 2,366
  • Gross Building Area: 6,221
  • Building Area: 2,366
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 2,366
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: PAULINE J BISCHOFF
  • Land Acres: 1.11
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : CLARK JOSEPH E
  • Current Owner 2: CLARK KRISTEN M
  • Previous Owner : MELINDA M COSTELLO T
  • Owner Before Previous Owner: COSTELLO PHILIP W
  • Owner Before Previous Owner 2: COSTELLO MELINDA M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: South Hadley School District
  • School Tax School District: SOUTH HADLEY SD
  • Census Tract: 821300

Zoning

  • Zoning: RA1

Geography

  • District: 275
  • Parcel: SHAD M:0047 B:0048 L:0000
  • Block: 48
  • Municipality: SOUTH HADLEY
  • Latitude: 42.2611
  • Longitude: -72.5874

    Address

  • Full Address: 97 Ferry St
  • Address - House Number: 97
  • Address - Street Name: Ferry
  • Address - Suffix Type: St
  • State: MA
  • City Name: South Hadley
  • Carrier Code: R001
  • 4-Digit Zip Code: 1043
  • Zip Code: 01075

Valuation

    Tax

  • Tax Year: 2024
  • Tax Amount: $12,318

    Appraisal Valuation

  • Standard Deviation: 0.1822
  • Valuation Date: Mar 13, 2024
  • Confidence Score: 76
  • Final Value: 771,552
  • High Value: 912,200
  • Low Value: 630,904

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $568,000
  • First Open Lien Mortgage Lender: LUSO FCU
  • First Open Lien Mortgage Recording Date: Dec 02, 2014
  • First Open Lien Mortgage Loan Amount: $368,000
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 02, 2029
  • Second Open Lien Mortgage Lender: STEVE LEWIS SUBARU IN
  • Second Open Lien Mortgage Recording Date: Dec 02, 2014
  • Second Open Lien Mortgage Loan Amount: $200,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Due Date: Dec 02, 2044

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $742,500
  • Assessed Land Value: $115,400
  • Assessed Improvements Value: $627,100

    Sales

  • Current Sale Recording Date: Dec 02, 2014
  • Current Sale Transaction ID: 1183573855
  • Current Sale Price: $460,000
  • Current Sale Document Type: Quit Claim Deed (arm's length)
  • Current Sale Input Document Number: 22589
  • Previous Sale Recording Date: Nov 12, 2013
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: LUSO FCU
  • First Mortgage Transaction Date: Dec 02, 2014
  • First Mortgage Loan Amount: $368,000
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Dec 02, 2029

About Hampshire



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Frequently Asked Questions

What neighborhood is 97 Ferry Street located in?
The 97 Ferry Street is a located in the neighborhood of South Hadley in Hampshire, South Hadley.
What is the average sales price for listings in 97 Ferry Street?
The average sales price for units in 97 Ferry Street is $0 currently.

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