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964 Emelda Drive

964 Emelda Drive, Mobile, AL 36606
Property in Pleasant Valley
Sold Apr 19, 2017
$98,000
$96,224 by Embrace Home Loans Inc
Mortgage Due May 01, 2047
Sold Sep 01, 2011
$42,000
964 Emelda Drive has been categorized by the local assessors in Mobile, AL as a residential type of property. The building on the property was first built in 1988 and is 36 years old. However, we must point out that the home was most recently renovated and altered in 2004. The home has a total of 5 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 964 Emelda Drive has 1,536 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 43,560 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Residents will have the luxury of enjoying a open porch. The building has a gable or hip style roof made of asphalt. The exterior walls of the building are made of alum/vinyl siding. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 964 Emelda Drive sold most recently in Apr 17, 2017 for a total of $98,000. If you work out the math, that's approximately a cost of $60.34 per sqft. Before that, the property was also sold for $42,000 in Aug 15, 2011. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $492 in taxes each year. 964 Emelda Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $8,630. If we break it down further, the land itself was valued at $1,350. Improvements to the property, however, were assessed at a total of $7,280. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1988
  • Effective Year Built: 2004
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Floor Cover: Tile
  • Basement Area: 0
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 43,560
  • Lot Size Frontage Feet: 0
  • Total Building Area: 1,624
  • Building Area: 1,624
  • Building Area Measurement: Adjusted Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,536
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: EMELDA PLACE
  • Land Acres: 1
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 11 EMELDA PLACE MBK 11 P 38 & CORR BY MBK 11 P 102 #SEC 51 T4S R1W #MP29 09 51 0 005

Ownership

  • Current Owner : BLACK ASHLEY
  • Previous Owner : STILWELL NORMAN MARK
  • Previous Owner 2: LEI CHUN MEL
  • Owner Before Previous Owner: CITIBANK N A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Mobile County School District
  • Census Tract: 002900

Geography

  • Account Number: 00889970
  • Parcel: 29 09 51 0 005 081.XXX
  • Lot: 11
  • Meridian: SEC 51 TWN 4S RNG 1W
  • Municipality: MOBILE
  • Latitude: 30.659
  • Longitude: -88.1191

    Address

  • Full Address: 964 Emelda Dr
  • Address - House Number: 964
  • Address - Street Name: Emelda
  • Address - Suffix Type: Dr
  • State: AL
  • City Name: Mobile
  • Carrier Code: C025
  • 4-Digit Zip Code: 2724
  • Zip Code: 36606

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $492

    Appraisal Valuation

  • Standard Deviation: 0.483
  • Valuation Date: Oct 25, 2023
  • Confidence Score: 3
  • Final Value: 161,702
  • High Value: 239,811
  • Low Value: 83,592

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $96,224
  • First Open Lien Mortgage Lender: EMBRACE HOME LOANS INC
  • First Open Lien Mortgage Recording Date: Apr 19, 2017
  • First Open Lien Mortgage Loan Amount: $96,224
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: May 01, 2047

    Market Valuation

  • Market Total Value: $86,300
  • Market Land Value: $13,500
  • Market Improvement Value: $72,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $8,630
  • Assessed Land Value: $1,350
  • Assessed Improvements Value: $7,280

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Apr 17, 2017
  • Current Sale Recording Date: Apr 19, 2017
  • Current Sale Transaction ID: 1812062841
  • Current Sale Price: $98,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2017021473
  • Previous Sale Recording Date: Sep 01, 2011
  • Previous Sale Contract Date: Aug 15, 2011
  • Previous Sale Amount: $42,000
  • Previous Sale Document Type: Special Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: EMBRACE HOME LOANS INC
  • First Mortgage Transaction Date: Apr 19, 2017
  • First Mortgage Loan Amount: $96,224
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: May 01, 2047

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Frequently Asked Questions

What neighborhood is 964 Emelda Drive located in?
The 964 Emelda Drive is a located in the neighborhood of Pleasant Valley in Pleasant Valley, Mobile.
What is the average sales price for listings in 964 Emelda Drive?
The average sales price for units in 964 Emelda Drive is $0 currently.

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