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961 Riverwatch Drive

961 Riverwatch Drive, Ft Mitchell, KY 41017
Property in Kenton
Sold Oct 12, 2020
$350,000
$280,000 by Victory Mortgage Llc
Mortgage Due Nov 01, 2050
Sold Jul 27, 2011
$295,000
$236,000 by Dba Huff Realty Mortgage
Mortgage Due Aug 01, 2041
961 Riverwatch Drive in Ft Mitchell, KY was first built in 1984 and is 40 years old. This has been categorized as a residential property type. There are a total of 2 floors. There are a total of 0 rooms in the home, of which, 5 are bedrooms. In terms of bathrooms, there are a total of 3 full bathrooms. There are 4 partial bathrooms. 961 Riverwatch Drive has 2,850 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 970 ft and the linear feet between the front and back of the lot is 1,500. In total, the area measurement of the land is 14,810 square feet.

Learn more about the property and building on this page. The roof of the home is made of composition shingle. Water for the property is sourced from a water system. The property is connected to a sewer system. For those who need parking, there is a attached garage. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with brick control joints. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a heat pump. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 961 Riverwatch Drive was last sold in Oct 2, 2020 for $350,000. According to our calculations, that's $122.81 per sqft. Prior to that sales transaction, the property was sold for $295,000 in Jul 20, 2011. Current property owners are expected to pay $3,731 in taxes per year. Interestingly enough, the initial year of tax delinquency occurred in 2021. The property on 961 Riverwatch Drive was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $350,000. To break that down further, the land itself was valued at $60,000. While improvements to the property were assessed at a total of $290,000. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1984
  • Effective Year Built: 1984
  • Bedroom Count: 5
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Construction Type: Brick
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Attached
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 14,810
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 970
  • Total Building Area: 2,850
  • Building Area: 2,850
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Heat pump
  • Heated Square Feet: 2,850
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: HIGHWATER CROSSING
  • Land Acres: 0.34
  • Standard Land Use Code: Single family residential
  • Legal Description 1: HIGHWATER CROSSING SEC 2 LOT 12 0.34 ACS NES RIVERWATCH DR

Ownership

  • Current Owner : MAYER JOSEPH D
  • Current Owner 2: MAYER ELIZABETH
  • Previous Owner : HUSTON ROBERT V
  • Previous Owner 2: HUSTON ERIN L
  • Owner Before Previous Owner: CHAPMAN JAMIE L
  • Owner Before Previous Owner 2: CHAPMAN PATRICK
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Kenton County School District
  • School Tax School District: 05-COMMON SD
  • School Tax District Code 2: VILLA HILLS
  • Census Tract: 064001

Geography

  • District: 81
  • Section: 2
  • Subdivision Phase Number: 2
  • Parcel: 013-30-00-024.00
  • Lot: 12
  • Municipality: VILLA HILLS
  • Latitude: 39.0704
  • Longitude: -84.5757

    Address

  • Full Address: 961 Riverwatch Dr
  • Address - House Number: 961
  • Address - Street Name: Riverwatch
  • Address - Suffix Type: Dr
  • State: KY
  • City Name: Villa Hills
  • Carrier Code: C074
  • 4-Digit Zip Code: 3769
  • Zip Code: 41017

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,731
  • Intital Tax Deliquent Year: 2021
  • Tax Rate Code Area: 36

    Appraisal Valuation

  • Standard Deviation: 0.238
  • Valuation Date: Jan 03, 2024
  • Confidence Score: 66
  • Final Value: 500,214
  • High Value: 619,311
  • Low Value: 381,117

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $380,000
  • First Open Lien Mortgage Lender: VICTORY MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Oct 12, 2020
  • First Open Lien Mortgage Loan Amount: $280,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2050
  • Second Open Lien Mortgage Lender: FIFTH THIRD BANK NA
  • Second Open Lien Mortgage Recording Date: Dec 07, 2023
  • Second Open Lien Mortgage Loan Amount: $100,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Nov 25, 2053

    Market Valuation

  • Market Total Value: $350,000
  • Market Land Value: $60,000
  • Market Improvement Value: $290,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $350,000
  • Assessed Land Value: $60,000
  • Assessed Improvements Value: $290,000

    Sales

  • Current Sale Contract Date: Oct 02, 2020
  • Current Sale Recording Date: Oct 12, 2020
  • Current Sale Transaction ID: 11798428863
  • Current Sale Price: $350,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 20101205900186
  • Previous Sale Recording Date: Jul 27, 2011
  • Previous Sale Contract Date: Jul 20, 2011
  • Previous Sale Amount: $295,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: VICTORY MORTGAGE LLC
  • First Mortgage Transaction Date: Oct 12, 2020
  • First Mortgage Loan Amount: $280,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: DBA HUFF REALTY MORTGAGE
  • Previous Mortgage Transaction Date: Jul 27, 2011
  • Previous Mortgage Loan Amount: $236,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Aug 01, 2041

About Villa Hills



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Frequently Asked Questions

What neighborhood is 961 Riverwatch Drive located in?
The 961 Riverwatch Drive is a located in the neighborhood of Kenton in Villa Hills, Ft Mitchell.
What is the average sales price for listings in 961 Riverwatch Drive?
The average sales price for units in 961 Riverwatch Drive is $0 currently.

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