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950 Westminster Street

950 Westminster Street, Saint Paul, MN 55130
Property in Payne - Phalen
Sold Dec 20, 2021
$240,061
$217,540 by Luminate Home Loans Inc
Mortgage Due Dec 01, 2051
Sold Aug 06, 2015
$195,757
$183,658 by Supreme Lending
Mortgage Due Aug 01, 2045
Local assessors in Saint Paul, MN have categorized 950 Westminster Street as a residential type of property. The home was built in 1889 and is 135 years old. It was most recently renovated and altered in 1940. The property's lot size has been calculated to be 4,792 square feet. The linear feet between the front and back of the lot was measured at 1,200 ft and the front of the lot was measured at 400 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a colonial style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 8 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 950 Westminster Street has a total of 1,778 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 480 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C-. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on air conditioning for their cooling system. The home's a heating system is the primary heating source and it is being fueled with gas. The property was last sold in Nov 30, 2021 for $240,061. That's $135.02 per sqft. Prior to that sales transaction, the property was also sold in Jul 29, 2015 for $195,757. 950 Westminster Street was last assessed in 2023. The total value of the property was assessed at $239,700. Specifically, the land the property is located on was valued at $20,000. While improvements on the property were assessed at a total of $219,700. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $3,378. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1889
  • Effective Year Built: 1940
  • Total Rooms: 8
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 8
  • Building Condition: Average
  • Building Quality: C-
  • Building Style: Colonial
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Partial basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 480
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 4,792
  • Lot Size Depth Feet: 1,200
  • Lot Size Frontage Feet: 400
  • Total Building Area: 1,778
  • Building Area: 1,778
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Yes
  • Heated Square Feet: 1,778
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: EDMUND RICES FOURTH ADDITION
  • Land Acres: 0.11
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: EDMUND RICE'S FOURTH ADDITION LOT 10 BLK 2

Ownership

  • Current Owner : PLUNKETT ANDREW
  • Current Owner 2: PLUNKETT REBECCA
  • Previous Owner : XIONG MAI
  • Previous Owner 2: XIONG ORANGE
  • Owner Before Previous Owner: CALEBAUGH HEATHER E
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: St. Paul Public School District
  • School Tax School District: 625
  • Census Tract: 033000

Geography

  • Parcel: 29-29-22-32-0201
  • Block: 2
  • Lot: 10
  • Meridian: SEC 29 TWN 29 RNG 22
  • Municipality: ST PAUL
  • Latitude: 44.9698
  • Longitude: -93.0851

    Address

  • Full Address: 950 Westminster St
  • Address - House Number: 950
  • Address - Street Name: Westminster
  • Address - Suffix Type: St
  • State: MN
  • City Name: Saint Paul
  • Carrier Code: C034
  • 4-Digit Zip Code: 4038
  • Zip Code: 55130

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,378

    Appraisal Valuation

  • Standard Deviation: 0.2639
  • Valuation Date: Sep 13, 2023
  • Confidence Score: 62
  • Final Value: 268,793
  • High Value: 339,753
  • Low Value: 197,832

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $217,540
  • First Open Lien Mortgage Lender: LUMINATE HOME LOANS INC
  • First Open Lien Mortgage Recording Date: Dec 20, 2021
  • First Open Lien Mortgage Loan Amount: $217,540
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2051

    Market Valuation

  • Market Total Value: $239,700
  • Market Land Value: $20,000
  • Market Improvement Value: $219,700

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $239,700
  • Assessed Land Value: $20,000
  • Assessed Improvements Value: $219,700

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Nov 30, 2021
  • Current Sale Recording Date: Dec 20, 2021
  • Current Sale Transaction ID: 11874573610
  • Current Sale Price: $240,061
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: A04925320
  • Previous Sale Recording Date: Aug 06, 2015
  • Previous Sale Contract Date: Jul 29, 2015
  • Previous Sale Amount: $195,757
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: LUMINATE HOME LOANS INC
  • First Mortgage Transaction Date: Dec 20, 2021
  • First Mortgage Loan Amount: $217,540
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Dec 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: SUPREME LENDING
  • Previous Mortgage Transaction Date: Aug 06, 2015
  • Previous Mortgage Loan Amount: $183,658
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Due Date: Aug 01, 2045

About Payne - Phalen



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Nearby Rentals

Unit for rent at 78 10th Street E, Saint Paul, MN, 55101

$1,300 /mo

  • 1 Bed
  • 1 Bath
  • 626 ft²
78 10th Street E #903, Saint Paul, MN, 55101 Listing by Tiffany Otte

Frequently Asked Questions

What neighborhood is 950 Westminster Street located in?
The 950 Westminster Street is a located in the neighborhood of Payne - Phalen in Payne - Phalen, Saint Paul.
What is the average sales price for listings in 950 Westminster Street?
The average sales price for units in 950 Westminster Street is $0 currently.

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