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95 Bear Cub Trail

95 Bear Cub Trail, Hayesville, NC 28904
House in Clay
Sold Nov 25, 2019
$245,000
$171,500 by Navy Fcu
Mortgage Due Dec 01, 2049
Local assessors in Hayesville, NC have categorized 95 Bear Cub Trail as a residential type of property. The home was built in 2006 and is 18 years old. The property's lot size has been calculated to be 85,465 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. If we look only at the heated or air conditioned part of the building, then 95 Bear Cub Trail has a total of 1,430 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The property was last sold in Nov 25, 2019 for $245,000. That's $171.33 per sqft. 95 Bear Cub Trail was last assessed in 2023. The total value of the property was assessed at $180,600. Specifically, the land the property is located on was valued at $43,800. While improvements on the property were assessed at a total of $136,800. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $831. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Log Siding

Driveway

Driveway
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2006
  • Effective Year Built: 2006
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 85,465
  • Lot Size Frontage Feet: 0
  • Total Building Area: 1,430
  • Building Area: 1,430
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,430
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: BEAR CUB PATH
  • Land Acres: 1.962
  • Standard Land Use Code: Single family residential (assumed)
  • Legal Description 1: LOT 2 BEAR CUB PATH

Ownership

  • Current Owner : METZGAR JOHN C
  • Current Owner 2: METZGAR DENISE
  • Previous Owner : THOMAS RUSSELL D
  • Previous Owner 2: THOMAS PAMELA H
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Clay County Schools
  • Census Tract: 950202

Geography

  • Assessors Map Reference: 6 129
  • Account Number: 617959000
  • District: 5
  • Parcel: 553100316659
  • Lot: 2
  • Municipality: SWEETWATER TOWNSHIP
  • Latitude: 35.0557
  • Longitude: -83.8979

    Address

  • Full Address: 95 Bear Cub Trl
  • Address - House Number: 95
  • Address - Street Name: Bear Cub
  • Address - Suffix Type: Trl
  • State: NC
  • City Name: Hayesville
  • Carrier Code: R004
  • 4-Digit Zip Code: 0936
  • Zip Code: 28904

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $831

    Appraisal Valuation

  • Standard Deviation: 0.2688
  • Valuation Date: Jan 31, 2024
  • Confidence Score: 61
  • Final Value: 357,193
  • High Value: 453,231
  • Low Value: 261,155

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $251,500
  • First Open Lien Mortgage Lender: NAVY FCU
  • First Open Lien Mortgage Recording Date: Nov 25, 2019
  • First Open Lien Mortgage Loan Amount: $171,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2049
  • Second Open Lien Mortgage Lender: NAVY FEDERAL CREDIT UNION
  • Second Open Lien Mortgage Recording Date: Jan 31, 2024
  • Second Open Lien Mortgage Loan Amount: $80,000
  • Second Open Lien Mortgage Term: 180
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Feb 01, 2039

    Market Valuation

  • Market Total Value: $180,600
  • Market Land Value: $43,800
  • Market Improvement Value: $136,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $180,600
  • Assessed Land Value: $43,800
  • Assessed Improvements Value: $136,800

    Sales

  • Current Sale Contract Date: Nov 25, 2019
  • Current Sale Recording Date: Nov 25, 2019
  • Current Sale Transaction ID: 11705345896
  • Current Sale Price: $245,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2019002834

    Last Sale Mortgage

  • First Mortgage Lender: NAVY FCU
  • First Mortgage Transaction Date: Nov 25, 2019
  • First Mortgage Loan Amount: $171,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Dec 01, 2049

About Clay



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Frequently Asked Questions

What neighborhood is 95 Bear Cub Trail located in?
The 95 Bear Cub Trail is a house located in the neighborhood of Clay in Clay, Hayesville.
What is the average sales price for listings in 95 Bear Cub Trail?
The average sales price for units in 95 Bear Cub Trail is $0 currently.

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