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928 Swan Street

928 Swan Street, Louisville, KY 40204
House in Germantown
Sold Oct 24, 2019
$193,000
$183,000 by Stockton Mortgage Corp
Mortgage Due Dec 01, 2045
Sold Jul 17, 2013
$124,900
$116,655 by Homeservices Lending Llc
Mortgage Due Jul 01, 2043
928 Swan Street has been categorized by the local assessors in Louisville, KY as a residential type of property. The building on the property was first built in 2006 and is 18 years old. The home has a total of 5 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There are 2 partial bathrooms in the home. The building has a total of 2 stories. In addition, 928 Swan Street has 1,182 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 2,050 ft and across the front of the lot is 250 ft. The area measurement of the land has been determined as 4,744 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a conventional style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Residents will have the luxury of enjoying a patio. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with wood control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The building has a gable style roof made of composition shingle. The exterior walls of the building are made of wood siding. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 928 Swan Street sold most recently in Oct 17, 2019 for a total of $193,000. If you work out the math, that's approximately a cost of $163.28 per sqft. Before that, the property was also sold for $124,900 in Jun 27, 2013. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,590 in taxes each year. 928 Swan Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $193,000. If we break it down further, the land itself was valued at $43,000. Improvements to the property, however, were assessed at a total of $150,000. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding
Wood Exterior

Parking

Carport
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2006
  • Effective Year Built: 2006
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Wood
  • Building Style: Conventional
  • Exterior Walls Type: Wood siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Floor Cover: Covered
  • Basement Area: 0
  • Parking Space Count: 0
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 4,744
  • Lot Size Depth Feet: 2,050
  • Lot Size Frontage Feet: 250
  • Total Building Area: 1,182
  • Building Area: 1,182
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,182
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SOUTHERN BAPTIST SEMINARY
  • Land Acres: 0.109
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: 0.1089 AC WS SWAN ST (FKA UNDERHILL ST)

Ownership

  • Current Owner : HALL SARAH E
  • Previous Owner : WOOD SHANE
  • Previous Owner 2: LEONARD JESSICA ANN
  • Owner Before Previous Owner: FEDERAL HOME LOAN MORTGAGE CORPORATION
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Jefferson County School District
  • Census Tract: 006300

Zoning

  • Zoning: R6-RESIDEN

Geography

  • Account Number: 00082367
  • District: 100023
  • Parcel: 09022C01000000
  • Municipality: LOUISVILLE
  • Latitude: 38.2385
  • Longitude: -85.7372

    Address

  • Full Address: 928 Swan St
  • Address - House Number: 928
  • Address - Street Name: Swan
  • Address - Suffix Type: St
  • State: KY
  • City Name: Louisville
  • Carrier Code: C001
  • 4-Digit Zip Code: 1810
  • Zip Code: 40204

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,590
  • Tax Rate Code Area: 23

    Appraisal Valuation

  • Standard Deviation: 0.2186
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 70
  • Final Value: 263,060
  • High Value: 320,576
  • Low Value: 205,545

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $183,000
  • First Open Lien Mortgage Lender: STOCKTON MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Dec 01, 2020
  • First Open Lien Mortgage Loan Amount: $183,000
  • First Open Lien Mortgage Term: 299
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2045

    Market Valuation

  • Market Total Value: $193,000
  • Market Land Value: $43,000
  • Market Improvement Value: $150,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $193,000
  • Assessed Land Value: $43,000
  • Assessed Improvements Value: $150,000

    Sales

  • Current Sale Contract Date: Oct 17, 2019
  • Current Sale Recording Date: Oct 24, 2019
  • Current Sale Transaction ID: 11670662008
  • Current Sale Price: $193,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2019245506
  • Previous Sale Recording Date: Jul 17, 2013
  • Previous Sale Contract Date: Jun 27, 2013
  • Previous Sale Amount: $124,900
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: PROVIDENT FUNDING ASSOCIATES L
  • First Mortgage Transaction Date: Oct 24, 2019
  • First Mortgage Loan Amount: $183,350
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: HOMESERVICES LENDING LLC
  • Previous Mortgage Transaction Date: Jul 17, 2013
  • Previous Mortgage Loan Amount: $116,655
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jul 01, 2043

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Frequently Asked Questions

What neighborhood is 928 Swan Street located in?
The 928 Swan Street is a house located in the neighborhood of Germantown in Central Louisville, Louisville.
What is the average sales price for listings in 928 Swan Street?
The average sales price for units in 928 Swan Street is $0 currently.

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