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928 Chesapeake Junction Lane

928 Chesapeake Junction Lane, O Fallon, IL 62269
Land in Caseyville
Sold Apr 29, 2021
$344,000
$344,000 by Mortgage Research Center Llc
Mortgage Due Mar 01, 2051
Sold Jun 18, 2020
$48,000
$209,706 by Fcb Banks
Mortgage
928 Chesapeake Junction Lane in O Fallon, IL was first built in 2021 and is 3 years old. This has been categorized as a residential property type. It is a single story home. There are 4 partial bathrooms. 928 Chesapeake Junction Lane has 2,646 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 1,446 sqft and has been categorized as a finished improved basement. In total, the area measurement of the land is 8,712 square feet.

Learn more about the property and building on this page. For those who need parking, there is a garage. The garage is 610 sqft. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. The property was last sold in Apr 16, 2021 for $344,000. That's $84.07 per sqft. Prior to that sales transaction, the property was also sold in Apr 23, 2020 for $48,000. 928 Chesapeake Junction Lane was last assessed in 2022. The total value of the property was assessed at $89,817. Specifically, the land the property is located on was valued at $13,884. While improvements on the property were assessed at a total of $75,933. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $10. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2021
  • Effective Year Built: 2021
  • Bedroom Count: 0
  • Bathroom Count: 4
  • Partial Bathrooms: 4
  • Bathroom Plumbing Fixtures: 11
  • Floor Count: 1
  • Basement Type: Finished improved basement
  • Basement Area: 1,446
  • Garage Type: Garage
  • Garage Square Area: 610
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 8,712
  • Total Building Area: 4,092
  • Building Area: 2,646
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: unknown
  • Heated Square Feet: 2,646
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: CHEASAPEAKE JUCTION PHASE 1
  • Land Acres: 0.2
  • Standard Land Use Code: Single family residential (assumed)
  • Legal Description 1: CHESAPEAKE JUNCTION PHASE 1 LOT 6 A02697832

Ownership

  • Current Owner : SHELTON PAMELA A
  • Previous Owner : HARTMANN HOMES LLC
  • Owner Before Previous Owner: CHESAPEAKE JUNCTION LLC
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: O'Fallon Community Consolidated School District 90
  • Census Tract: 503404

Geography

  • District: 08
  • Subdivision Phase Number: 1
  • Parcel: 03-23-0-301-007
  • Block: 301
  • Lot: 6
  • Municipality: CASEYVILLE
  • Latitude: 38.6026
  • Longitude: -89.9646

    Address

  • Full Address: 928 Chesapeake Junction Ln
  • Address - House Number: 928
  • Address - Street Name: Chesapeake Junction
  • Address - Suffix Type: Ln
  • State: IL
  • City Name: O Fallon
  • Carrier Code: R010
  • 4-Digit Zip Code: 7088
  • Zip Code: 62269

Valuation

    Tax

  • Tax Year: 2021
  • Tax Amount: $10
  • Tax Rate Code Area: 08045

    Appraisal Valuation

  • Standard Deviation: 0.2028
  • Valuation Date: Aug 16, 2023
  • Confidence Score: 72
  • Final Value: 344,391
  • High Value: 414,238
  • Low Value: 274,545

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $363,408
  • First Open Lien Mortgage Lender: MORTGAGE RESEARCH CENTER LLC
  • First Open Lien Mortgage Recording Date: Apr 29, 2021
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $344,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2051
  • Second Open Lien Mortgage Lender: VA
  • Second Open Lien Mortgage Recording Date: Jun 21, 2022
  • Second Open Lien Mortgage Financing Type: Fixed Rate
  • Second Open Lien Mortgage Loan Amount: $19,408
  • Second Open Lien Mortgage Term: 346
  • Second Open Lien Mortgage Interest Rate Type: Y
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Due Date: May 01, 2051

    Market Valuation

  • Market Total Value: $269,451
  • Market Land Value: $41,652
  • Market Improvement Value: $227,799

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $89,817
  • Assessed Land Value: $13,884
  • Assessed Improvements Value: $75,933

    Exemptions

  • Veteran Exemption: Yes
  • Disabled Exemption: Yes
  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Apr 16, 2021
  • Current Sale Recording Date: Apr 29, 2021
  • Current Sale Transaction ID: 11833911629
  • Current Sale Price: $344,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: A02697832
  • Previous Sale Recording Date: Jun 18, 2020
  • Previous Sale Contract Date: Apr 23, 2020
  • Previous Sale Amount: $48,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: MORTGAGE RESEARCH CENTER LLC
  • First Mortgage Transaction Date: Apr 29, 2021
  • First Mortgage Loan Amount: $344,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: Mar 01, 2051

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: FCB BANKS
  • Previous Mortgage Transaction Date: Jun 18, 2020
  • Previous Mortgage Loan Amount: $209,706
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Building or Construction Loan

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Frequently Asked Questions

What neighborhood is 928 Chesapeake Junction Lane located in?
The 928 Chesapeake Junction Lane is a land located in the neighborhood of Caseyville in O'Fallon, O Fallon.
What is the average sales price for listings in 928 Chesapeake Junction Lane?
The average sales price for units in 928 Chesapeake Junction Lane is $0 currently.

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