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916 Charles Street

916 Charles Street, Louisville, KY 40204
House in Germantown
Sold Jun 13, 2019
$200,000
$200,000 by Old National Bank
Mortgage Due Jul 01, 2049
Sold Apr 13, 2011
$84,000
$81,870 by Century Lending Co
Mortgage Due May 01, 2041
916 Charles Street in Louisville, KY was first built in 1900 and is 124 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a conventional style. It is a single story home. This is a single bedroom home. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 916 Charles Street has 1,214 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 300 ft and the linear feet between the front and back of the lot is 1,600. In total, the area measurement of the land is 4,796 square feet.

Learn more about the property and building on this page. There is a patio. The home has a gable style roof made of composition shingle. For those who need parking, there is a detached garage. The garage is 722 sqft. There are a total of 3 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with wood control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C+. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 916 Charles Street sold most recently in Jun 7, 2019 for a total of $200,000. If you work out the math, that's approximately a cost of $164.74 per sqft. Before that, the property was also sold for $84,000 in Apr 11, 2011. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,684 in taxes each year. 916 Charles Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $200,000. If we break it down further, the land itself was valued at $20,000. Improvements to the property, however, were assessed at a total of $180,000. The property's total market value has been marked the same as the total assessed value which is pretty typical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding

Parking

Detached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1900
  • Effective Year Built: 1900
  • Bedroom Count: 1
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: C+
  • Construction Type: Wood
  • Building Style: Conventional
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Covered
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 722
  • Parking Space Count: 3
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 4,796
  • Lot Size Depth Feet: 1,600
  • Lot Size Frontage Feet: 300
  • Total Building Area: 1,214
  • Building Area: 1,214
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,214
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: ELLISONS SUBDIVISION
  • Land Acres: 0.11
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: 0.1101 AC+/-, SW CORNER CHARLES & BOYLE STS, 30 X 160

Ownership

  • Current Owner : BAKER RUSSELL B
  • Previous Owner : DAVID BOARD FAMILY REVOCABLE TRUST
  • Owner Before Previous Owner: SCHNUERLE GEOFFREY F
  • Owner Before Previous Owner 2: SCHNUERLE TINA M

Neighborhood

  • School District Name: Jefferson County School District
  • Census Tract: 006900

Zoning

  • Zoning: R6-RESIDEN

Geography

  • Account Number: 00095791
  • District: 100023
  • Parcel: 09025E00710000
  • Municipality: LOUISVILLE
  • Latitude: 38.231
  • Longitude: -85.738

    Address

  • Full Address: 916 Charles St
  • Address - House Number: 916
  • Address - Street Name: Charles
  • Address - Suffix Type: St
  • State: KY
  • City Name: Louisville
  • Carrier Code: C026
  • 4-Digit Zip Code: 2404
  • Zip Code: 40204

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,684
  • Tax Rate Code Area: 23

    Appraisal Valuation

  • Standard Deviation: 0.2186
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 70
  • Final Value: 272,110
  • High Value: 331,604
  • Low Value: 212,616

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $200,000
  • First Open Lien Mortgage Lender: OLD NATIONAL BANK
  • First Open Lien Mortgage Recording Date: Jun 13, 2019
  • First Open Lien Mortgage Financing Type: Adjustable Rate
  • First Open Lien Mortgage Loan Amount: $200,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2049

    Market Valuation

  • Market Total Value: $200,000
  • Market Land Value: $20,000
  • Market Improvement Value: $180,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $200,000
  • Assessed Land Value: $20,000
  • Assessed Improvements Value: $180,000

    Sales

  • Current Sale Contract Date: Jun 07, 2019
  • Current Sale Recording Date: Jun 13, 2019
  • Current Sale Transaction ID: 11615102619
  • Current Sale Price: $200,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2019135125
  • Previous Sale Recording Date: Apr 13, 2011
  • Previous Sale Contract Date: Apr 11, 2011
  • Previous Sale Amount: $84,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: OLD NATIONAL BANK
  • First Mortgage Transaction Date: Jun 13, 2019
  • First Mortgage Loan Amount: $200,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • First Mortgage Loan Due Date: Jul 01, 2049

    Financing

  • First Mortgage Financing Type: Adjustable Rate

    Previous Mortgages

  • Previous Mortgage Lender: CENTURY LENDING CO
  • Previous Mortgage Transaction Date: Apr 13, 2011
  • Previous Mortgage Loan Amount: $81,870
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: May 01, 2041

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Frequently Asked Questions

What neighborhood is 916 Charles Street located in?
The 916 Charles Street is a house located in the neighborhood of Germantown in Central Louisville, Louisville.
What is the average sales price for listings in 916 Charles Street?
The average sales price for units in 916 Charles Street is $0 currently.

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