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914 McCouns Ferry Road

914 McCouns Ferry Road, Salvisa, KY 40372
Property in Mercer
Sold Sep 20, 2007
$179,000
$190,419 by Franklin American Mortgage Com
Mortgage Due May 01, 2043
914 McCouns Ferry Road has been categorized by the local assessors in Salvisa, KY as a residential type of property. The building on the property was first built in 2001 and is 23 years old. The home has a total of 3 bedrooms. Residents will have access to 2 full bathrooms. There are 3 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 914 McCouns Ferry Road has 1,656 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 287,060 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Residents will have the luxury of enjoying both a porch and a patio. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The building has a gable style roof made of metal. The exterior walls of the building are made of materials we are unsure of. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a heat pump and being fueled with electricity. Finally, the property is currently sourcing its water from a water system. The property was last sold in Sep 17, 2007 for $179,000. That's $108.09 per sqft. 914 McCouns Ferry Road was last assessed in 2023. The total value of the property was assessed at $179,000. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $2,159. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2001
  • Effective Year Built: 2001
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Exterior Walls Type: Other
  • Roof Shape Type: Gable
  • Roof Cover Type: Metal
  • Floor Count: 1
  • Basement Type: Unfinished basement
  • Basement Area: 1,040
  • Parking Type: Unimproved
  • Parking Space Count: 0
  • Patio Type: Patio
  • Porch Type: Porch

    Dimensions

  • Lot Size Square Feet: 287,060
  • Total Building Area: 1,656
  • Gross Building Area: 1,656
  • Building Area: 1,656
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Heat pump
  • Heated Square Feet: 1,656
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: unknown
  • Water Service: Yes

Building

  • Property Class: Residential
  • Land Acres: 6.59
  • Standard Land Use Code: Single family residential
  • Legal Description 1: MCCOUNS FERRY RD H & L

Ownership

  • Current Owner : WILLIAMS DENNIS
  • Current Owner 2: PLAYER TARA
  • Previous Owner : PAYNE JASON E
  • Previous Owner 2: PAYNE SHERRY A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Mercer County School District
  • Census Tract: 960100

Geography

  • Account Number: 17845
  • Subdivision Tract Number: A
  • Parcel: 051.00-00028.02
  • Municipality: COUNTY
  • Latitude: 37.9394
  • Longitude: -84.836

    Address

  • Full Address: 914 Mccouns Ferry Rd
  • Address - House Number: 914
  • Address - Street Name: Mccouns Ferry
  • Address - Suffix Type: Rd
  • State: KY
  • City Name: Salvisa
  • Carrier Code: R012
  • 4-Digit Zip Code: 9527
  • Zip Code: 40372

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,159
  • Tax Rate Code Area: 01-COUNTY

    Appraisal Valuation

  • Standard Deviation: 0.4332
  • Valuation Date: Jan 31, 2024
  • Confidence Score: 13
  • Final Value: 188,730
  • High Value: 270,497
  • Low Value: 106,962

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $388,090
  • First Open Lien Mortgage Lender: FRANKLIN AMERICAN MORTGAGE COM
  • First Open Lien Mortgage Recording Date: May 02, 2013
  • First Open Lien Mortgage Loan Amount: $190,419
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: May 01, 2043
  • Second Open Lien Mortgage Lender: UNIVERSITY BANK
  • Second Open Lien Mortgage Recording Date: Oct 31, 2008
  • Second Open Lien Mortgage Loan Amount: $197,671
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Due Date: Nov 01, 2038

    Market Valuation

  • Market Total Value: $179,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $179,000

    Sales

  • Current Sale Contract Date: Sep 17, 2007
  • Current Sale Recording Date: Sep 20, 2007
  • Current Sale Transaction ID: 1094276128
  • Current Sale Price: $179,000
  • Current Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: MICHIGAN MUTUAL INC
  • First Mortgage Transaction Date: Sep 20, 2007
  • First Mortgage Loan Amount: $179,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Due Date: Oct 01, 2037

About Mercer



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Frequently Asked Questions

What neighborhood is 914 McCouns Ferry Road located in?
The 914 McCouns Ferry Road is a located in the neighborhood of Mercer in Mercer, Salvisa.
What is the average sales price for listings in 914 McCouns Ferry Road?
The average sales price for units in 914 McCouns Ferry Road is $0 currently.

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