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909 South 3rd Street

909 South 3rd Street, Saint Charles, MO 63301
Property in Saint Charles
Sold Oct 27, 2003
$97,000
$92,150 by Gershman Investment Corp
Mortgage Due Nov 01, 2033
909 South 3rd Street in Saint Charles, MO was first built in 1932 and is 92 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a style that we are currently unable to determine. There are a total of 2 floors. There are a total of 5 rooms in the home, of which, 2 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 909 South 3rd Street has 1,265 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 600 ft and the linear feet between the front and back of the lot is 1,500. In total, the area measurement of the land is 9,000 square feet.

Learn more about the property and building on this page. There is a open porch and a patio. The home has a gable style roof made of asphalt. Water for the property is sourced from a water system. The property is connected to a sewer system. For those who need parking, there is a detached garage. The garage is 525 sqft. There are a total of 2 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. As for heating, the home is utilizing a forced air unit and being fueled with gas. The property was last sold in Oct 17, 2003 for $97,000. That's $76.68 per sqft. 909 South 3rd Street was last assessed in 2023. The total value of the property was assessed at $30,981. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,875. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1932
  • Effective Year Built: 1932
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Other
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 525
  • Parking Space Count: 2
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 9,000
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 600
  • Total Building Area: 1,265
  • Gross Building Area: 1,265
  • Building Area: 1,265
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,265
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: CITY/STCHARLES
  • Land Acres: 0.207
  • Standard Land Use Code: Single family residential
  • Legal Description 1: PT CITY BLK 81

Ownership

  • Current Owner : HIGGINS COURTNEY L
  • Previous Owner : LEAF NORMAN A
  • Previous Owner 2: LEAF LINDA K
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: St. Charles R-VI School District
  • School Tax School District: ST CHARLES
  • Census Tract: 310502

Zoning

  • Zoning: AA5

Geography

  • Account Number: 006730A000
  • District: 206
  • Parcel: 6-014A-B081-00-0009.0000000
  • Block: 81
  • Lot: 9
  • Municipality: ST CHARLES
  • Latitude: 38.7756
  • Longitude: -90.4874

    Address

  • Full Address: 909 S 3rd St
  • Address - House Number: 909
  • Street Direction: S
  • Address - Street Name: 3rd
  • Address - Suffix Type: St
  • State: MO
  • City Name: Saint Charles
  • Carrier Code: C008
  • 4-Digit Zip Code: 2401
  • Zip Code: 63301

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $1,875
  • Tax Rate Code Area: 6

    Appraisal Valuation

  • Standard Deviation: 0.1885
  • Valuation Date: Aug 09, 2023
  • Confidence Score: 75
  • Final Value: 247,157
  • High Value: 293,746
  • Low Value: 200,568

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $175,350
  • First Open Lien Mortgage Lender: GERSHMAN INVESTMENT CORP
  • First Open Lien Mortgage Recording Date: Oct 27, 2003
  • First Open Lien Mortgage Loan Amount: $92,150
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2033
  • Second Open Lien Mortgage Lender: MIDWEST MORTGAGE CAPITAL LLC
  • Second Open Lien Mortgage Recording Date: Jul 18, 2013
  • Second Open Lien Mortgage Loan Amount: $83,200
  • Second Open Lien Mortgage Term: 180
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Aug 01, 2028

    Market Valuation

  • Market Total Value: $163,062
  • Market Land Value: $37,500
  • Market Improvement Value: $125,562

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $30,981

    Sales

  • Current Sale Contract Date: Oct 17, 2003
  • Current Sale Recording Date: Oct 27, 2003
  • Current Sale Transaction ID: 1121576894
  • Current Sale Price: $97,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 20031027001547520

    Last Sale Mortgage

  • First Mortgage Lender: GERSHMAN INVESTMENT CORP
  • First Mortgage Transaction Date: Oct 27, 2003
  • First Mortgage Loan Amount: $92,150
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Nov 01, 2033

About Saint Charles



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Frequently Asked Questions

What neighborhood is 909 South 3rd Street located in?
The 909 South 3rd Street is a located in the neighborhood of Saint Charles in Saint Charles, Saint Charles.
What is the average sales price for listings in 909 South 3rd Street?
The average sales price for units in 909 South 3rd Street is $0 currently.

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