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907 Cumberland Ridge Drive

907 Cumberland Ridge Drive, Oxford, MS 38655
Property in Lafayette
Sold Aug 21, 2009
$500,000
$415,000 by Homefirst Mortgage Llc
Mortgage Due Oct 01, 2042
Sold Mar 14, 2006
$900,600
$720,464 by First National Bank
Mortgage Due Sep 10, 2006
Local assessors in Oxford, MS have categorized 907 Cumberland Ridge Drive as a residential type of property. The home was built in 2006 and is 18 years old. The property's lot size has been calculated to be 73,967 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 4 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 907 Cumberland Ridge Drive has a total of 4,805 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 352 sqft. There is only one available parking space, so if you need more, you may need to find some alternatives. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with other control joints. The building has a gable style roof that was made of asphalt. Lots of unknown were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 907 Cumberland Ridge Drive was last sold in Aug 17, 2009 for $500,000. According to our calculations, that's $104.06 per sqft. Prior to that sales transaction, the property was sold for $900,600 in Mar 9, 2006. Current property owners are expected to pay $5,481 in taxes per year. The property on 907 Cumberland Ridge Drive was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $63,921. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. Are you already in the process of closing on a property and have signed a purchase agreement? You may want to consider locking in your current mortgage rate if interest rates have been rising or seem volatile. This is what's known in the market as a mortgage rate lock (aka rate protection). However, be sure to evaluate your situation carefully before you do so. There may be certain costs associated with taking this action and you'll want to time the start of your perfectly!This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2006
  • Effective Year Built: 2006
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Bathroom Plumbing Fixtures: 10
  • Construction Type: Other
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 352
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 73,967
  • Total Building Area: 4,805
  • Building Area: 4,805
  • Building Area Measurement: Adjusted Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Yes
  • Heated Square Feet: 4,805
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: CUMBERLAND PLACE PH 3
  • Land Acres: 1.698
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 49 CUMBERLAND PLACE PH 3

Ownership

  • Current Owner : MARTIN C DONALD
  • Current Owner 2: MARTIN CATHLEEN A
  • Previous Owner : KESSINGER DONALD E
  • Previous Owner 2: KESSINGER CAROLYN C
  • Owner Before Previous Owner: BARNHART BRENT
  • Ownership Rights Codes: Revocable Trust
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Oxford School District
  • Census Tract: 950504

Geography

  • Account Number: 27356
  • Subdivision Phase Number: 3
  • Parcel: 148 -27-070.03
  • Lot: 49
  • Meridian: SEC 27 TWN 08S RNG 04W
  • Municipality: OXFORD SEP BEAT 3
  • Latitude: 34.3543
  • Longitude: -89.6088

    Address

  • Full Address: 907 Cumberland Rdg
  • Address - House Number: 907
  • Address - Street Name: Cumberland
  • Address - Suffix Type: Rdg
  • State: MS
  • City Name: Oxford
  • Carrier Code: R017
  • 4-Digit Zip Code: 9231
  • Zip Code: 38655

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,481
  • Tax Rate Code Area: 3020

    Appraisal Valuation

  • Standard Deviation: 0.2611
  • Valuation Date: Dec 06, 2023
  • Confidence Score: 62
  • Final Value: 908,467
  • High Value: 1,145,755
  • Low Value: 671,179

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $415,000
  • First Open Lien Mortgage Lender: HOMEFIRST MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Oct 03, 2012
  • First Open Lien Mortgage Loan Amount: $415,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2042

    Market Valuation

  • Market Total Value: $639,210
  • Market Land Value: $50,000
  • Market Improvement Value: $589,210

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $63,921

    Exemptions

  • Senior Citizen Exemption : Yes

    Sales

  • Current Sale Contract Date: Aug 17, 2009
  • Current Sale Recording Date: Aug 21, 2009
  • Current Sale Transaction ID: 1187598619
  • Current Sale Price: $500,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 200907228
  • Previous Sale Recording Date: Mar 14, 2006
  • Previous Sale Contract Date: Mar 09, 2006
  • Previous Sale Amount: $900,600
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: MECHANICS BANK
  • First Mortgage Transaction Date: Aug 21, 2009
  • First Mortgage Loan Amount: $400,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Sep 01, 2039

    Previous Mortgages

  • Previous Mortgage Lender: FIRST NATIONAL BANK
  • Previous Mortgage Transaction Date: Mar 14, 2006
  • Previous Mortgage Loan Amount: $720,464
  • Previous Mortgage Term: 5
  • Previous Mortgage Loan Type: Future Advance Clause / Open End Mortgage
  • Previous Mortgage Loan Due Date: Sep 10, 2006

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Frequently Asked Questions

What neighborhood is 907 Cumberland Ridge Drive located in?
The 907 Cumberland Ridge Drive is a located in the neighborhood of Lafayette in Lafayette, Oxford.
What is the average sales price for listings in 907 Cumberland Ridge Drive?
The average sales price for units in 907 Cumberland Ridge Drive is $0 currently.

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