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906 Spruce Street

906 Spruce Street, Stamps, AR 71860
Property in Lafayette
Sold Dec 06, 2022
$63,000
$59,850 by Partners Federal Credit Union
Mortgage Due Jan 01, 2053
Sold Apr 01, 2021
$34,000
$30,600 by Farmers Bank & Trust
Mortgage Due Jun 01, 2026
906 Spruce Street in Stamps, AR was first built in 1930 and is 94 years old. This has been categorized as a residential property type. It is a single story home. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 906 Spruce Street has 1,664 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 21,780 square feet.

Learn more about the property and building on this page. There is a open porch. The home has a gable or hip style roof made of shingle (not wood). For those who need parking, there is a detached garage. The garage is 300 sqft. There is one available parking space. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of unknown. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with no air conditioning. As for heating, the home is utilizing no heating system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 906 Spruce Street sold most recently in Dec 5, 2022 for a total of $63,000. If you work out the math, that's approximately a cost of $37.86 per sqft. Before that, the property was also sold for $34,000 in Apr 1, 2021. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $422 in taxes each year. 906 Spruce Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $8,940. If we break it down further, the land itself was valued at $1,050. Improvements to the property, however, were assessed at a total of $7,890. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1930
  • Effective Year Built: 1930
  • Bedroom Count: 0
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 1
  • Floor Cover: Carpet
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 300
  • Parking Space Count: 1
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 21,780
  • Total Building Area: 1,664
  • Building Area: 1,664
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: No air conditioning
  • Heating: None
  • Heated Square Feet: 1,664
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: STAMPS METES AND BOUNDS
  • Land Acres: 0.5
  • Standard Land Use Code: Single family residential
  • Legal Description 1: THE NORTH HALF (NL/2) OF A CERTAIN PARCEL OF LAND DESCRIBED AS FOLLOWS: COMMENCING AT THE SOUTHEAST CORNER OF SECTION 8, TOWN

Ownership

  • Current Owner : CALLOWAY JORDAN SARAH
  • Previous Owner : GUTIERREZ ZACHARY W
  • Owner Before Previous Owner: NGUYEN HOANG
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Lafayette County School District
  • School Tax School District: LAFAYETTE CTY
  • School Tax District Code 2: STAMPS
  • Census Tract: 470101

Geography

  • District: 701
  • Parcel: 701-02075
  • Meridian: SEC 08 TWN 16 RNG 23
  • Municipality: STAMPS
  • Latitude: 33.3666
  • Longitude: -93.4965

    Address

  • Full Address: 906 Spruce St
  • Address - House Number: 906
  • Address - Street Name: Spruce
  • Address - Suffix Type: St
  • State: AR
  • City Name: Stamps
  • Carrier Code: C001
  • 4-Digit Zip Code: 2132
  • Zip Code: 71860

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $422
  • Tax Rate Code Area: LCSS

    Appraisal Valuation

  • Standard Deviation: 0.4996
  • Valuation Date: Dec 13, 2023
  • Final Value: 80,161
  • High Value: 120,216
  • Low Value: 40,105

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $65,850
  • First Open Lien Mortgage Lender: PARTNERS FEDERAL CREDIT UNION
  • First Open Lien Mortgage Recording Date: Dec 06, 2022
  • First Open Lien Mortgage Loan Amount: $59,850
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2053
  • Second Open Lien Mortgage Lender: CARTER FEDERAL CREDIT UNION
  • Second Open Lien Mortgage Recording Date: Mar 15, 2024
  • Second Open Lien Mortgage Loan Amount: $6,000
  • Second Open Lien Mortgage Term: 95
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Mar 05, 2032

    Market Valuation

  • Market Total Value: $44,700
  • Market Land Value: $5,250
  • Market Improvement Value: $39,450

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $8,940
  • Assessed Land Value: $1,050
  • Assessed Improvements Value: $7,890

    Sales

  • Current Sale Contract Date: Dec 05, 2022
  • Current Sale Recording Date: Dec 06, 2022
  • Current Sale Transaction ID: 11899770770
  • Current Sale Price: $63,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 1737
  • Previous Sale Recording Date: Apr 01, 2021
  • Previous Sale Contract Date: Apr 01, 2021
  • Previous Sale Amount: $34,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: PARTNERS FEDERAL CREDIT UNION
  • First Mortgage Transaction Date: Dec 06, 2022
  • First Mortgage Loan Amount: $59,850
  • First Mortgage Loan Due Date: Jan 01, 2053

    Previous Mortgages

  • Previous Mortgage Lender: FARMERS BANK & TRUST
  • Previous Mortgage Transaction Date: Apr 01, 2021
  • Previous Mortgage Loan Amount: $30,600
  • Previous Mortgage Term: 60
  • Previous Mortgage Loan Type: Future Advance Clause / Open End Mortgage
  • Previous Mortgage Loan Due Date: Jun 01, 2026

About Stamps



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Frequently Asked Questions

What neighborhood is 906 Spruce Street located in?
The 906 Spruce Street is a located in the neighborhood of Lafayette in Stamps, Stamps.
What is the average sales price for listings in 906 Spruce Street?
The average sales price for units in 906 Spruce Street is $0 currently.

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