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903 Bayard Street

903 Bayard Street, Waterloo, IA 50702
Property in Black Hawk
Refi Feb 28, 2012
Transfer
$169,050 by Reverse Mortgage Usa Inc
Mortgage Due Feb 28, 2042
903 Bayard Street has been categorized by the local assessors in Waterloo, IA as a residential type of property. The building on the property was first built in 1948 and is 76 years old. The home has a total of 4 rooms. 2 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 903 Bayard Street has 1,211 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a full basement that is 1,211 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The linear feet between the front and back of the lot is 1,180 ft and across the front of the lot is 540 ft. The area measurement of the land has been determined as 6,372 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a detached garage for those who require parking. The garage measured 400 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying both a open porch and a patio. Moving on to the building itself. The condition of the building has been evaluated as good. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. The building has a gable style roof made of asphalt. The exterior walls of the building are made of unknown. While the interior walls have been made of plaster. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a heating system. 903 Bayard Street was last assessed in 2023. The total value of the property was assessed at $147,130. Specifically, the land the property is located on was valued at $16,500. While improvements on the property were assessed at a total of $130,630. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $2,224. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1948
  • Effective Year Built: 1948
  • Total Rooms: 4
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Good
  • Construction Type: Frame
  • Interior Walls Type: Plaster
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Floor Cover: Carpet
  • Basement Type: Full basement
  • Basement Area: 1,211
  • Garage Type: Detached
  • Garage Square Area: 400
  • Parking Space Count: 2
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 6,372
  • Lot Size Depth Feet: 1,180
  • Lot Size Frontage Feet: 540
  • Total Building Area: 1,211
  • Gross Building Area: 1,211
  • Building Area: 1,211
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Yes
  • Heated Square Feet: 1,211
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SMUCKER AND BURDS ADDITION
  • Land Acres: 0.146
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SMUCKER AND BURDS ADDITION LOT 10

Ownership

  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Waterloo Community School District
  • School Tax School District: WATERLOO
  • Census Tract: 001100

Geography

  • Assessors Map Reference: PM 891335110001
  • District: 53
  • Parcel: 8913-35-110-001
  • Lot: 10
  • Meridian: SEC 35 TWN 89N RNG 13W
  • Municipality: WATERLOO
  • Latitude: 42.482
  • Longitude: -92.3532

    Address

  • Full Address: 903 Bayard St
  • Address - House Number: 903
  • Address - Street Name: Bayard
  • Address - Suffix Type: St
  • State: IA
  • City Name: Waterloo
  • Carrier Code: C019
  • 4-Digit Zip Code: 3608
  • Zip Code: 50702

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,224

    Appraisal Valuation

  • Standard Deviation: 0.2236
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 69
  • Final Value: 158,986
  • High Value: 194,547
  • Low Value: 123,425

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $338,100
  • First Open Lien Mortgage Lender: REVERSE MORTGAGE USA INC
  • First Open Lien Mortgage Recording Date: Feb 28, 2012
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $169,050
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • First Open Lien Mortgage Loan Due Date: Feb 28, 2042
  • Second Open Lien Mortgage Lender: REVERSE MORTGAGE USA INC
  • Second Open Lien Mortgage Recording Date: Feb 24, 2012
  • Second Open Lien Mortgage Financing Type: Fixed Rate
  • Second Open Lien Mortgage Loan Amount: $169,050
  • Second Open Lien Mortgage Term: 999
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Reverse Mortgage (Home Equity Conversion Mortgage)
  • Second Open Lien Mortgage Loan Due Date: Feb 24, 2042

    Market Valuation

  • Market Total Value: $147,130
  • Market Land Value: $16,500
  • Market Improvement Value: $130,630

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $147,130
  • Assessed Land Value: $16,500
  • Assessed Improvements Value: $130,630

    Exemptions

  • Senior Citizen Exemption : Yes
  • Disabled Exemption: Yes
  • Homeowner Exemption: Yes

About Waterloo



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Frequently Asked Questions

What neighborhood is 903 Bayard Street located in?
The 903 Bayard Street is a located in the neighborhood of Black Hawk in Waterloo, Waterloo.
What is the average sales price for listings in 903 Bayard Street?
The average sales price for units in 903 Bayard Street is $0 currently.

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