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901 Spruce Street

901 Spruce Street, Hammond, IN 46324
Property in North
Sold Jan 04, 2008
$86,400
$85,238 by Countrywide Bank Fsb
Mortgage Due Jan 01, 2038
901 Spruce Street in Hammond, IN was first built in 1953 and is 71 years old. Although, the building on the property was most recently renovated and altered in 1975. This has been categorized as a residential property type. It is a single story home. There are a total of 6 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there is only one bathroom. There are 2 partial bathrooms. 901 Spruce Street has 1,176 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 600 ft and the linear feet between the front and back of the lot is 1,240. In total, the area measurement of the land is 7,440 square feet.

Learn more about the property and building on this page. The roof of the home is made of asphalt. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a detached garage. The garage is 440 sqft. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The quality of the control joints have been graded by the local assessor with a letter grade of D. The condition of the building has been evaluated as fair. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system and being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 901 Spruce Street sold most recently in Nov 27, 2007 for a total of $86,400. If you work out the math, that's approximately a cost of $73.47 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,192 in taxes each year. 901 Spruce Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $103,000. If we break it down further, the land itself was valued at $32,500. Improvements to the property, however, were assessed at a total of $70,500. The property's total market value has been marked the same as the total assessed value which is pretty typical. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1953
  • Effective Year Built: 1975
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 7
  • Building Condition: Fair
  • Building Quality: D
  • Construction Type: Frame
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 440
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 7,440
  • Lot Size Depth Feet: 1,240
  • Lot Size Frontage Feet: 600
  • Total Building Area: 1,176
  • Gross Building Area: 1,176
  • Building Area: 1,176
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,176
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: BALDWIN MANOR SUB
  • Land Acres: 0.171
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: BALDWIN MANOR SUB. ALL LOTS 17, 18 & 19

Ownership

  • Current Owner : CERDA JENNIFER L
  • Previous Owner : WILLIAMS KAY A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Hammond School City
  • Census Tract: 021400

Geography

  • Assessors Map Reference: MP I32-196 8
  • District: 0007
  • Parcel: 45-07-07-153-031.000-023
  • Lot: 17,18
  • Municipality: NORTH TOWNSHIP
  • Latitude: 41.5903
  • Longitude: -87.507

    Address

  • Full Address: 901 Spruce St
  • Address - House Number: 901
  • Address - Street Name: Spruce
  • Address - Suffix Type: St
  • State: IN
  • City Name: Hammond
  • Carrier Code: C061
  • 4-Digit Zip Code: 1630
  • Zip Code: 46324

Valuation

    Tax

  • Total Area: 1,176
  • Tax Year: 2022
  • Tax Amount: $1,192
  • Tax Rate Code Area: 7

    Appraisal Valuation

  • Standard Deviation: 0.2767
  • Valuation Date: Dec 06, 2023
  • Confidence Score: 60
  • Final Value: 173,723
  • High Value: 221,806
  • Low Value: 125,641

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $135,238
  • First Open Lien Mortgage Lender: COUNTRYWIDE BANK FSB
  • First Open Lien Mortgage Recording Date: Jan 04, 2008
  • First Open Lien Mortgage Loan Amount: $85,238
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2038
  • Second Open Lien Mortgage Lender: INDIANA HOUSING AND COMMUNITY
  • Second Open Lien Mortgage Recording Date: Apr 20, 2023
  • Second Open Lien Mortgage Loan Amount: $50,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional

    Market Valuation

  • Market Total Value: $103,000
  • Market Land Value: $32,500
  • Market Improvement Value: $70,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $103,000
  • Assessed Land Value: $32,500
  • Assessed Improvements Value: $70,500

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Nov 27, 2007
  • Current Sale Recording Date: Jan 04, 2008
  • Current Sale Transaction ID: 1179551065
  • Current Sale Price: $86,400
  • Current Sale Document Type: Personal Representatives Deed
  • Current Sale Input Document Number: 2008 000727

    Last Sale Mortgage

  • First Mortgage Lender: COUNTRYWIDE BANK FSB
  • First Mortgage Transaction Date: Jan 04, 2008
  • First Mortgage Loan Amount: $85,238
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jan 01, 2038

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Frequently Asked Questions

What neighborhood is 901 Spruce Street located in?
The 901 Spruce Street is a located in the neighborhood of North in Hammond, Hammond.
What is the average sales price for listings in 901 Spruce Street?
The average sales price for units in 901 Spruce Street is $0 currently.

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