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90 Spruce Street

90 Spruce Street, Winchendon, MA 01475
Property in Winchendon
Sold Nov 12, 2021
$275,000
$270,019 by Pennymac Loan Services Llc
Mortgage Due Nov 12, 2051
Sold Jan 07, 2009
$62,700
Local assessors in Winchendon, MA have categorized 90 Spruce Street as a residential type of property. The home was built in 1870 and is 154 years old. It was most recently renovated and altered in 1950. The property's lot size has been calculated to be 14,248 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a duplex style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 11 rooms in the home. Of these, 5 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 90 Spruce Street has a total of 2,340 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. There is only one available parking space, so if you need more, you may need to find some alternatives. Moving onto specific details regarding the building. Our sources show that the building condition is good. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. The building has a gable style roof that was made of asphalt. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. The home's a hot water heating system is the primary heating source and it is being fueled with oil. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 90 Spruce Street was last sold in Nov 12, 2021 for $275,000. According to our calculations, that's $117.52 per sqft. Prior to that sales transaction, the property was sold for $62,700 in Jan 1, 1970. Current property owners are expected to pay $3,179 in taxes per year. The property on 90 Spruce Street was last assessed in 2024. As a result of that assessment, the total value of the property was placed at $253,500. To break that down further, the land itself was valued at $31,600. While improvements to the property were assessed at a total of $221,900. Based on our records, the total assessed value for this property has been marked as more than the total market value as of this moment. Which is pretty atypical. Are you already in the process of closing on a property and have signed a purchase agreement? You may want to consider locking in your current mortgage rate if interest rates have been rising or seem volatile. This is what's known in the market as a mortgage rate lock (aka rate protection). However, be sure to evaluate your situation carefully before you do so. There may be certain costs associated with taking this action and you'll want to time the start of your perfectly!This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Parking

Off Street Parking

Condition

Level Lot
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1870
  • Effective Year Built: 1950
  • Building Count: 1
  • Total Rooms: 11
  • Bedroom Count: 5
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Construction Type: Frame
  • Building Style: Duplex
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 2
  • Basement Type: Unfinished basement
  • Basement Area: 1,170
  • Garage Type: Garage
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 14,248
  • Total Building Area: 2,340
  • Gross Building Area: 3,618
  • Building Area: 2,340
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 2,340
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.327
  • Standard Land Use Code: Duplex (2 units, any combination)

Ownership

  • Current Owner : GARAFOLA PAUL
  • Previous Owner : WHITE PATRICK
  • Previous Owner 2: WHITE LORI
  • Owner Before Previous Owner: GMAC MORTGAGE LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Winchendon School District
  • School Tax School District: WINCHENDON SD
  • Census Tract: 701102

Zoning

  • Zoning: R4

Geography

  • District: 343
  • Parcel: WINC M:5B3 B:0 L:1
  • Lot: 1
  • Municipality: WINCHENDON
  • Latitude: 42.6861
  • Longitude: -72.0475

    Address

  • Full Address: 90 Spruce St
  • Address - House Number: 90
  • Address - Street Name: Spruce
  • Address - Suffix Type: St
  • State: MA
  • City Name: Winchendon
  • Carrier Code: C002
  • 4-Digit Zip Code: 1605
  • Zip Code: 01475

Valuation

    Tax

  • Tax Year: 2024
  • Tax Amount: $3,179

    Appraisal Valuation

  • Standard Deviation: 0.2357
  • Valuation Date: Mar 13, 2024
  • Confidence Score: 52
  • Final Value: 284,952
  • High Value: 352,140
  • Low Value: 217,763

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $270,019
  • First Open Lien Mortgage Lender: PENNYMAC LOAN SERVICES LLC
  • First Open Lien Mortgage Recording Date: Nov 12, 2021
  • First Open Lien Mortgage Loan Amount: $270,019
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Nov 12, 2051

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $253,500
  • Assessed Land Value: $31,600
  • Assessed Improvements Value: $221,900

    Sales

  • Current Sale Contract Date: Nov 12, 2021
  • Current Sale Recording Date: Nov 12, 2021
  • Current Sale Transaction ID: 11868370117
  • Current Sale Price: $275,000
  • Current Sale Document Type: Quit Claim Deed (arm's length)
  • Current Sale Input Document Number: 158929
  • Previous Sale Recording Date: Jan 07, 2009
  • Previous Sale Amount: $62,700
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: PENNYMAC LOAN SERVICES LLC
  • First Mortgage Transaction Date: Nov 12, 2021
  • First Mortgage Loan Amount: $270,019
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA

About Winchendon



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Frequently Asked Questions

What neighborhood is 90 Spruce Street located in?
The 90 Spruce Street is a located in the neighborhood of Winchendon in Winchendon, Winchendon.
What is the average sales price for listings in 90 Spruce Street?
The average sales price for units in 90 Spruce Street is $0 currently.

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