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9 Summit Avenue

9 Summit Avenue, Troy, NY 12180
Property in Troy
Sold Sep 21, 2016
$190,000
$180,500 by Seaboard Federal Credit Union
Mortgage Due Jan 01, 2046
Sold Aug 06, 2007
$140,600
$126,600 by Trustco Bank
Mortgage
9 Summit Avenue in Troy, NY was first built in 1890 and is 134 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a traditional style. There are a total of 2 floors. There are a total of 0 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 9 Summit Avenue has 2,151 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 448 ft and the linear feet between the front and back of the lot is 2,120. In total, the area measurement of the land is 9,583 square feet.

Learn more about the property and building on this page. There is a open porch. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. As for heating, the home is utilizing a hot water heating system and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 9 Summit Avenue was last sold in Sep 6, 2016 for $190,000. According to our calculations, that's $88.33 per sqft. Prior to that sales transaction, the property was sold for $140,600 in Jul 18, 2007. Current property owners are expected to pay $5,977 in taxes per year. The property on 9 Summit Avenue was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $175,000. To break that down further, the land itself was valued at $21,000. While improvements to the property were assessed at a total of $154,000. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1890
  • Effective Year Built: 1890
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Traditional
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 9,583
  • Lot Size Depth Feet: 2,120
  • Lot Size Frontage Feet: 448
  • Total Building Area: 2,151
  • Gross Building Area: 2,151
  • Building Area: 2,151
  • Building Area Measurement: Total Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 2,151
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.22
  • Standard Land Use Code: Duplex (2 units, any combination)
  • Legal Description 1: 2 STY FR HSE 389-4/4

Ownership

  • Current Owner : CARDWELL LAURA
  • Previous Owner : COLLIGAN ERIN
  • Owner Before Previous Owner: FOSTER JANE A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Troy City School District
  • School Tax School District: TROY
  • Census Tract: 040500

Zoning

  • Zoning: R2

Geography

  • Account Number: 1308530
  • District: 381700
  • Section: 90.64
  • Parcel: 381700 90.64-1-6
  • Block: 1
  • Lot: 6.000
  • Municipality: TROY
  • Latitude: 42.7483
  • Longitude: -73.6738

    Address

  • Full Address: 9 Summit Ave
  • Address - House Number: 9
  • Address - Street Name: Summit
  • Address - Suffix Type: Ave
  • State: NY
  • City Name: Troy
  • Carrier Code: C071
  • 4-Digit Zip Code: 1450
  • Zip Code: 12180

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,977
  • Tax Rate Code Area: 381700

    Appraisal Valuation

  • Standard Deviation: 0.1569
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 68
  • Final Value: 197,902
  • High Value: 228,968
  • Low Value: 166,835

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $186,220
  • First Open Lien Mortgage Lender: SEABOARD FEDERAL CREDIT UNION
  • First Open Lien Mortgage Recording Date: Sep 21, 2016
  • First Open Lien Mortgage Loan Amount: $180,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2046
  • Second Open Lien Mortgage Lender: STATE EMPLOYEES FCU
  • Second Open Lien Mortgage Recording Date: Feb 22, 2022
  • Second Open Lien Mortgage Loan Amount: $5,720
  • Second Open Lien Mortgage Term: 180
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • Second Open Lien Mortgage Loan Due Date: Mar 01, 2037

    Market Valuation

  • Market Total Value: $250,000
  • Market Land Value: $30,000
  • Market Improvement Value: $220,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $175,000
  • Assessed Land Value: $21,000
  • Assessed Improvements Value: $154,000

    Sales

  • Current Sale Contract Date: Sep 06, 2016
  • Current Sale Recording Date: Sep 21, 2016
  • Current Sale Transaction ID: 1796015470
  • Current Sale Price: $190,000
  • Current Sale Document Type: Deed
  • Previous Sale Recording Date: Aug 06, 2007
  • Previous Sale Contract Date: Jul 18, 2007
  • Previous Sale Amount: $140,600
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: SEABOARD FEDERAL CREDIT UNION
  • First Mortgage Transaction Date: Sep 21, 2016
  • First Mortgage Loan Amount: $180,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Jan 01, 2046

    Previous Mortgages

  • Previous Mortgage Lender: TRUSTCO BANK
  • Previous Mortgage Transaction Date: Aug 06, 2007
  • Previous Mortgage Loan Amount: $126,600
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage

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Frequently Asked Questions

What neighborhood is 9 Summit Avenue located in?
The 9 Summit Avenue is a located in the neighborhood of Troy in Troy, Troy.
What is the average sales price for listings in 9 Summit Avenue?
The average sales price for units in 9 Summit Avenue is $0 currently.

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