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9 Cortland Lane

9 Cortland Lane, Whitesboro, NY 13492
Property in Whitestown
Sold Mar 16, 2015
$260,000
$190,000 by Nbt Bank Na
Mortgage Due Jan 01, 2029
Sold Jul 16, 2013
$255,900
9 Cortland Lane has been categorized by the local assessors in Whitesboro, NY as a residential type of property. The building on the property was first built in 1991 and is 33 years old. The home has a total of 4 bedrooms. Residents will have access to 2 full bathrooms. There are 3 partial bathrooms in the home. The building has a total of 2 stories. In addition, 9 Cortland Lane has 2,244 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 2,514 ft and across the front of the lot is 1,000 ft. The area measurement of the land has been determined as 25,137 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a colonial style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 984 sqft. According to our sources, there are a total of 4 available parking spaces. Residents will have the luxury of enjoying a covered porch. Love to swim? You'll be excited to find out that there is a above ground pool on the property. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The exterior walls of the building are made of alum/vinyl siding. In terms of heating, it is utilizing a forced air unit and being fueled with gas. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. The property was last sold in Mar 3, 2015 for $260,000. That's $115.86 per sqft. Prior to that sales transaction, the property was also sold in Jul 15, 2013 for $255,900. 9 Cortland Lane was last assessed in 2023. The total value of the property was assessed at $149,000. Specifically, the land the property is located on was valued at $29,600. While improvements on the property were assessed at a total of $119,400. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $7,851. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1991
  • Effective Year Built: 1991
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Colonial
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 984
  • Parking Space Count: 4
  • Porch Type: Covered porch
  • Pool Type: Above ground pool

    Dimensions

  • Lot Size Square Feet: 25,137
  • Lot Size Depth Feet: 2,514
  • Lot Size Frontage Feet: 1,000
  • Total Building Area: 2,244
  • Building Area: 2,244
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 2,244
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.577
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : GASPA MICHELLE
  • Previous Owner : COLLIS JOHN
  • Owner Before Previous Owner: SZCZESNIAK PAUL S
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Living Trust
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Whitesboro Central School District
  • School Tax School District: WHITESBORO
  • Census Tract: 023502

Zoning

  • Zoning: 02 - SINGL

Geography

  • District: 307089
  • Section: 316.11
  • Parcel: 307089 316.011-5-18
  • Block: 5
  • Lot: 18.000
  • Municipality: WHITESTOWN (TOV)
  • Latitude: 43.1041
  • Longitude: -75.3307

    Address

  • Full Address: 9 Cortland Ln
  • Address - House Number: 9
  • Address - Street Name: Cortland
  • Address - Suffix Type: Ln
  • State: NY
  • City Name: Whitesboro
  • Carrier Code: R051
  • 4-Digit Zip Code: 3002
  • Zip Code: 13492

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $7,851
  • Tax Rate Code Area: 307002

    Appraisal Valuation

  • Standard Deviation: 0.2746
  • Valuation Date: Feb 21, 2024
  • Confidence Score: 60
  • Final Value: 413,191
  • High Value: 526,686
  • Low Value: 299,695

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $190,000
  • First Open Lien Mortgage Lender: NBT BANK NA
  • First Open Lien Mortgage Recording Date: Mar 16, 2015
  • First Open Lien Mortgage Loan Amount: $190,000
  • First Open Lien Mortgage Term: 165
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2029

    Market Valuation

  • Market Total Value: $317,021
  • Market Land Value: $62,979
  • Market Improvement Value: $254,042

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $149,000
  • Assessed Land Value: $29,600
  • Assessed Improvements Value: $119,400

    Sales

  • Current Sale Contract Date: Mar 03, 2015
  • Current Sale Recording Date: Mar 16, 2015
  • Current Sale Transaction ID: 1348244386
  • Current Sale Price: $260,000
  • Current Sale Document Type: Deed
  • Previous Sale Recording Date: Jul 16, 2013
  • Previous Sale Contract Date: Jul 15, 2013
  • Previous Sale Amount: $255,900
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: NBT BANK NA
  • First Mortgage Transaction Date: Mar 16, 2015
  • First Mortgage Loan Amount: $190,000
  • First Mortgage Terms: 165
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Jan 01, 2029

About Oneida



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Unit for rent at 44 Westmoreland Street, Whitestown, NY, 13492

$1,800 /mo

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44 Westmoreland Street #2, Whitestown, NY, 13492 Listing by Joseph A. McHarris

Frequently Asked Questions

What neighborhood is 9 Cortland Lane located in?
The 9 Cortland Lane is a located in the neighborhood of Whitestown in Oneida, Whitesboro.
What is the average sales price for listings in 9 Cortland Lane?
The average sales price for units in 9 Cortland Lane is $0 currently.

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