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895 Joans Street

895 Joans Street, Mandeville, LA 70448
Property in St. Tammany
Sold Sep 07, 2016
$171,500
$168,393 by Finance America Mtg Llc
Mortgage Due Sep 07, 2046
Sold Mar 14, 2011
$141,000
$126,000 by Iberiabank Mortgage Co
Mortgage Due Apr 01, 2041
Local assessors in Mandeville, LA have categorized 895 Joans Street as a residential type of property. The home was built in 2001 and is 23 years old. The property's lot size has been calculated to be 130,680 square feet. If we look only at the heated or air conditioned part of the building, then 895 Joans Street has a total of 1,226 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 864 sqft. There are 3 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - D. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 895 Joans Street was last sold in Sep 6, 2016 for $171,500. According to our calculations, that's $139.89 per sqft. Prior to that sales transaction, the property was sold for $141,000 in Mar 11, 2011. Current property owners are expected to pay $1,073 in taxes per year. The property on 895 Joans Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $15,469. To break that down further, the land itself was valued at $3,605. While improvements to the property were assessed at a total of $11,864. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2001
  • Effective Year Built: 2001
  • Bedroom Count: 0
  • Building Condition: Average
  • Building Quality: D
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 864
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 130,680
  • Total Building Area: 1,226
  • Gross Building Area: 1,226
  • Building Area: 1,226
  • Building Area Measurement: Total Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,226
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: JOANS ST
  • Land Acres: 3
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Recreational/entertainment (general)
  • Legal Description 1: LOTS 25 27 29 SQ 323A MANDEVILLE INST NO 896682 IN

Ownership

  • Current Owner : RACCUGLIA ROBERT S
  • Current Owner 2: RASCO RACCUGLIA AMANDA K
  • Previous Owner : KESLER CHERYL RENEE COLEMAN HILTON
  • Owner Before Previous Owner: DUCROS SUSAN STOUT
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Et ux (and wife)
  • Owner Generation Identifier: JR

Neighborhood

  • School District Name: St. Tammany Parish School District
  • School Tax School District: FIRE DIST 04
  • School Tax District Code 2: FIRE DIST 04
  • School Tax District Code 3: FIRE DIST 04
  • Census Tract: 041211

Geography

  • District: 4R
  • Parcel: 52110
  • Lot: 25
  • Municipality: MANDEVILLE
  • Latitude: 30.3691
  • Longitude: -90.0334

    Address

  • Full Address: 895 Joans St
  • Address - House Number: 895
  • Address - Street Name: Joans
  • Address - Suffix Type: St
  • State: LA
  • City Name: Mandeville
  • Carrier Code: C027
  • 4-Digit Zip Code: 2350
  • Zip Code: 70448

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,073
  • Tax Rate Code Area: 12

    Appraisal Valuation

  • Standard Deviation: 0.2389
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 66
  • Final Value: 248,308
  • High Value: 307,631
  • Low Value: 188,985

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $217,982
  • First Open Lien Mortgage Lender: FINANCE AMERICA MTG LLC
  • First Open Lien Mortgage Recording Date: Sep 07, 2016
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $168,393
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Sep 07, 2046
  • Second Open Lien Mortgage Lender: SECRETARY/HOUSING & URBAN DEV
  • Second Open Lien Mortgage Recording Date: Jan 03, 2024
  • Second Open Lien Mortgage Loan Amount: $49,589
  • Second Open Lien Mortgage Term: 477
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: FHA
  • Second Open Lien Mortgage Loan Due Date: Nov 01, 2063

    Market Valuation

  • Market Total Value: $154,690
  • Market Land Value: $36,050
  • Market Improvement Value: $118,640

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $15,469
  • Assessed Land Value: $3,605
  • Assessed Improvements Value: $11,864

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Sep 06, 2016
  • Current Sale Recording Date: Sep 07, 2016
  • Current Sale Transaction ID: 1827401663
  • Current Sale Price: $171,500
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2036356
  • Previous Sale Recording Date: Mar 14, 2011
  • Previous Sale Contract Date: Mar 11, 2011
  • Previous Sale Amount: $141,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: FINANCE AMERICA MTG LLC
  • First Mortgage Transaction Date: Sep 07, 2016
  • First Mortgage Loan Amount: $168,393
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: IBERIABANK MORTGAGE CO
  • Previous Mortgage Transaction Date: Mar 14, 2011
  • Previous Mortgage Loan Amount: $126,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Apr 01, 2041

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Frequently Asked Questions

What neighborhood is 895 Joans Street located in?
The 895 Joans Street is a located in the neighborhood of St. Tammany in St. Tammany, Mandeville.
What is the average sales price for listings in 895 Joans Street?
The average sales price for units in 895 Joans Street is $0 currently.

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