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89 Horne Street

89 Horne Street, Saint Charles, IL 60174
Property in St. Charles
Sold Jun 19, 2007
$273,000
$185,000 by Guaranteed Rate Inc
Mortgage Due Mar 01, 2047
Sold Oct 31, 2005
$249,000
$224,100 by Argent Mortgage Company Llc
Mortgage Due Nov 01, 2035
Local assessors in Saint Charles, IL have categorized 89 Horne Street as a residential type of property. The home was built in 1930 and is 94 years old. It was most recently renovated and altered in 1969. The property's lot size has been calculated to be 8,712 square feet. As for the restroom situation, there are 3 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 89 Horne Street has a total of 1,855 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 816 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 480 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a unknown so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is good. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. The building has a hip style roof that was made of asphalt. Lots of a combination of material were used in the construction of the exterior walls of the home. The home's a forced air unit is the primary heating source and it is being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 89 Horne Street sold most recently in Jun 1, 2007 for a total of $273,000. If you work out the math, that's approximately a cost of $147.17 per sqft. Before that, the property was also sold for $249,000 in Sep 23, 2005. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $7,127 in taxes each year. 89 Horne Street was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $88,268. If we break it down further, the land itself was valued at $28,406. Improvements to the property, however, were assessed at a total of $59,862. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1930
  • Effective Year Built: 1969
  • Building Count: 1
  • Total Rooms: 12
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Building Condition: Good
  • Construction Type: Frame
  • Exterior Walls Type: Combination
  • Roof Shape Type: Hip
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 816
  • Garage Type: Detached
  • Garage Square Area: 480
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 8,712
  • Total Building Area: 1,855
  • Gross Building Area: 1,855
  • Building Area: 1,855
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,855
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.2
  • Standard Land Use Code: Residential (general) (single)
  • Legal Description 1: MAP AREA: 171-CONVAPARTMENTS

Ownership

  • Current Owner : JAEGER ROBERT D
  • Previous Owner : THAKKAR KISHANCHANDRA
  • Owner Before Previous Owner: ROLAND ROBERT B
  • Owner Before Previous Owner 2: ROLAND HARRIET G
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: St. Charles Community Unit School District 303
  • Census Tract: 852201

Geography

  • Parcel: 09-34-336-012
  • Municipality: SAINT CHARLES
  • Latitude: 41.9028
  • Longitude: -88.3115

    Address

  • Full Address: 89 Horne St
  • Address - House Number: 89
  • Address - Street Name: Horne
  • Address - Suffix Type: St
  • State: IL
  • City Name: Saint Charles
  • Carrier Code: C021
  • 4-Digit Zip Code: 4192
  • Zip Code: 60174

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $7,127
  • Tax Rate Code Area: SC005

    Appraisal Valuation

  • Standard Deviation: 0.1413
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 83
  • Final Value: 354,173
  • High Value: 404,236
  • Low Value: 304,111

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $185,000
  • First Open Lien Mortgage Lender: GUARANTEED RATE INC
  • First Open Lien Mortgage Recording Date: Mar 09, 2017
  • First Open Lien Mortgage Loan Amount: $185,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2047

    Market Valuation

  • Market Total Value: $264,910
  • Market Land Value: $85,252
  • Market Improvement Value: $179,658

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $88,268
  • Assessed Land Value: $28,406
  • Assessed Improvements Value: $59,862

    Sales

  • Current Sale Contract Date: Jun 01, 2007
  • Current Sale Recording Date: Jun 19, 2007
  • Current Sale Transaction ID: 1136037740
  • Current Sale Price: $273,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2007K064874
  • Previous Sale Recording Date: Oct 31, 2005
  • Previous Sale Contract Date: Sep 23, 2005
  • Previous Sale Amount: $249,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: PERL MORTGAGE INC
  • First Mortgage Transaction Date: Jun 19, 2007
  • First Mortgage Loan Amount: $191,100
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Jul 01, 2037

    Financing

  • First Mortgage Financing Type: Adjustable Rate

    Previous Mortgages

  • Previous Mortgage Lender: ARGENT MORTGAGE COMPANY LLC
  • Previous Mortgage Transaction Date: Oct 31, 2005
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $224,100
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • Previous Mortgage Loan Due Date: Nov 01, 2035

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Frequently Asked Questions

What neighborhood is 89 Horne Street located in?
The 89 Horne Street is a located in the neighborhood of St. Charles in St. Charles, Saint Charles.
What is the average sales price for listings in 89 Horne Street?
The average sales price for units in 89 Horne Street is $0 currently.

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