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875 Otsego Street

875 Otsego Street, Havre De Grace, MD 21078
Property in Harford
Sold Sep 07, 2007
$160,000
$135,300 by First Home Mortgage Corp
Mortgage Due May 01, 2043
Sold Mar 06, 2006
$70,000
$75,000 by Cecil Federal Bank
Mortgage
875 Otsego Street has been categorized by the local assessors in Havre De Grace, MD as a residential type of property. The building on the property was first built in 1963 and is 61 years old. Residents will have access to one full bathroom. There is one partial bathroom in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 875 Otsego Street has 792 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 550 ft and across the front of the lot is 500 ft. The area measurement of the land has been determined as 2,750 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a carport for those who require parking. According to our sources, there is one available parking space. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of B by the local assessor. The roof of the building is made of composition shingle. The exterior walls of the building are made of unknown. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. Finally, the property is currently sourcing its water from a water system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 875 Otsego Street sold most recently in Aug 24, 2007 for a total of $160,000. If you work out the math, that's approximately a cost of $202.02 per sqft. Before that, the property was also sold for $70,000 in Dec 9, 2005. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,330 in taxes each year. 875 Otsego Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $141,567. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1963
  • Effective Year Built: 1963
  • Bedroom Count: 0
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: B
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 0
  • Garage Type: Carport
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 2,750
  • Lot Size Depth Feet: 550
  • Lot Size Frontage Feet: 500
  • Total Building Area: 792
  • Gross Building Area: 792
  • Building Area: 792
  • Building Area Measurement: Total Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 792
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: HAVRE DE GRACE
  • Land Acres: 0.063
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT BLK 137 50X55 875 OTSEGO STREET REAR HAVRE DE GRACE

Ownership

  • Current Owner : WALSH MARTIN J
  • Previous Owner : HASH CHARLES G
  • Owner Before Previous Owner: HARTMAN MARY JOSEPHINE
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Et al (and others)

Neighborhood

  • School District Name: Harford County Public Schools
  • Census Tract: 306100

Zoning

  • Zoning: RB

Geography

  • Assessors Map Reference: 601 8 364
  • Account Number: 020534
  • District: 06
  • Parcel: 06-020534
  • Block: 137
  • Municipality: HAVRE DE GRACE
  • Latitude: 39.5531
  • Longitude: -76.0998

    Address

  • Full Address: 875 Otsego St
  • Address - House Number: 875
  • Address - Street Name: Otsego
  • Address - Suffix Type: St
  • State: MD
  • City Name: Havre De Grace
  • Carrier Code: C005
  • 4-Digit Zip Code: 2616
  • Zip Code: 21078

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $1,330
  • Tax Rate Code Area: 600

    Appraisal Valuation

  • Standard Deviation: 0.1719
  • Valuation Date: Sep 13, 2023
  • Confidence Score: 78
  • Final Value: 213,642
  • High Value: 250,368
  • Low Value: 176,916

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $240,300
  • First Open Lien Mortgage Lender: FIRST HOME MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Sep 10, 2013
  • First Open Lien Mortgage Loan Amount: $135,300
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: May 01, 2043
  • Second Open Lien Mortgage Lender: CARRINGTON MORTGAGE SERVICES L
  • Second Open Lien Mortgage Recording Date: Feb 22, 2022
  • Second Open Lien Mortgage Loan Amount: $105,000
  • Second Open Lien Mortgage Term: 180
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Feb 01, 2037

    Market Valuation

  • Market Total Value: $143,600
  • Market Land Value: $58,500
  • Market Improvement Value: $85,100

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $141,567

    Sales

  • Current Sale Contract Date: Aug 24, 2007
  • Current Sale Recording Date: Sep 07, 2007
  • Current Sale Transaction ID: 1083217634
  • Current Sale Price: $160,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 78
  • Previous Sale Recording Date: Mar 06, 2006
  • Previous Sale Contract Date: Dec 09, 2005
  • Previous Sale Amount: $70,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: BALTIMORE AMERICAN MORTGAGE CO
  • First Mortgage Transaction Date: Sep 07, 2007
  • First Mortgage Loan Amount: $158,746
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Sep 01, 2037

    Previous Mortgages

  • Previous Mortgage Lender: CECIL FEDERAL BANK
  • Previous Mortgage Transaction Date: Mar 06, 2006
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $75,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage

About Havre de Grace



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Frequently Asked Questions

What neighborhood is 875 Otsego Street located in?
The 875 Otsego Street is a located in the neighborhood of Harford in Havre de Grace, Havre De Grace.
What is the average sales price for listings in 875 Otsego Street?
The average sales price for units in 875 Otsego Street is $0 currently.

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